Steeve Cadeau
$586,000$619,9003 bd2 ba1,578 sqft$371 /sqft$3,933 /mo all-in ↓

4482 KINGSTON DRIVE, HERNANDO BEACH, FL, 34607

Active422 days on marketListed May 25, 2025MLS #W7875773

Reduced $34KWaterfrontPrivate poolSingle Family ResidenceGULF COAST RET

About this home

4482 KINGSTON DRIVE

Welcome to your waterfront life; this spectacular 3 bedroom, 2 bathroom pool home is your slice of paradise just a 2 minute boat ride to the open Gulf of Mexico. Your new home has been completely remodeled including a new HVAC system, the roof and windows are new and less than 5 years old. It has wood look luxury vinyl flooring for easy clean up since you will be too busy enjoying your Salty Life, the pool and driveway have new paving giving your home a high-end finish, both bathrooms have a beautiful porcelain title. Invite your family and friends over and let the real living begin; a new seawall along with a new wooden 10x12 floating deck. The brick patio is perfect for a sitting area or an outdoor kitchen. Stop by to see your future home, this one won't last long! The property has been fully remodel after the flood with all the county required permits. Our preferred lender offers up to 0.75% in credit to qualified buyers.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,578

Sqft

0.13 ac

Lot size

1

Garage

1979

Year built

One

Levels

$371

Per sqft

Private poolWaterfrontPool & Water viewPets allowed

Inside

FlooringLuxury Vinyl
AppliancesDishwasher · Electric Water Heater · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingElectric

Outside & construction

RoofMetal
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Water
FacesNorth
ExteriorLighting · Rain Gutters · Sliding Doors

Community & fees

Taxes (2024)$4,696/yr
PetsYes
CommunityFishing

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Available · Electricity Connected · Phone Available · Public · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,933 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,162
PMI (est., until 20% equity)$220
Property tax — 2024 actual bill$391
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $58,600Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $58,600
Interest rate6.00%
Loan term

Estimated payment

$3,933/mo

Principal & interest$3,162
PMI (est., until 20% equity)$220
Property taxes (actual bill)$391
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $586K
$372KedgeAI estimate $473,959 · range $387K$563K$609K

vs edgeAI estimate

+23.6%

$/sqft vs GULF COAST RET

$371 vs $363

Days on market

422 vs 35 typical

Where $371/sqft sits among the 17 homes for sale in GULF COAST RET

1
4
5 · this home
2
4
1
$224–287$287–351$351–414$414–478$478–541$541+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 4482 KINGSTON DRIVE

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

10 of 17

GULF COAST RET have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 83% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $586,000 $34K
May 25, 2025Listed at $619,900 · 422 days on market since
1979Built · GULF COAST RET

Reality check

What actually sold near 4482 KINGSTON DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4503 BAHAMA DRIVESold · Nov ’25

$475,000

4503 BAHAMA DRIVE · same community

2 bd · 2 ba · 1,573 sqft · $302/sqft · 55 DOM

4275 BELLAIRE DRIVESold · Nov ’25

$660,000

4275 BELLAIRE DRIVE · same community

2 bd · 2 ba · 1,486 sqft · $444/sqft · 0 DOM

3436 MINNOW CREEK DRIVESold · May ’26

$544,000

3436 MINNOW CREEK DRIVE · same community

3 bd · 2 ba · 1,696 sqft · $321/sqft · 17 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4482 KINGSTON DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4482 KINGSTON DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

4482 KINGSTON DRIVE FAQs

What would the monthly payment be for 4482 KINGSTON DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,933/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4482 KINGSTON DRIVE?+

The most recent tax bill on record (2024) was $4,696. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4482 KINGSTON DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Hernando Beach?+

At $586,000, this home is listed about 7% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4482 KINGSTON DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$586,000 runs 83% above the HERNANDO BEACH 34607 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

422 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $619,900, now $586,000 — a $34K cut. The full history is in the market section below.

Listing courtesy of LARTOK LLC · Renata Langame. MLS #W7875773.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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