
464 NE 2ND STREET, CRYSTAL RIVER, FL, 34429
Active1063 days on marketListed Sep 7, 2023MLS #W7857882
About this home
464 NE 2ND STREET
Prime Commercial Real Estate! This already cleared property is ready to be built on with soil tests and surveys done and available. As a bonus there are architectural plans for two options: a 2 story commercial building with residences on the top floor, or a tiny home community. There is tons of potential here. Location is superb, it's just under a mile from King’s Bay Park (0.6 miles), Three Sisters Springs Visitor Center (0.8 miles), and Hunter Springs Park (0.5 miles). Don't miss out on this prime investment!
Facts & features
The home at a glance
0.17 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,144 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,144/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Crystal River
Get to know Crystal River. See the full Crystal River guide →
CRYSTAL RIVER 34429 — neighborhood snapshot
Population
9,494
Median age
63.7
Median income
$57,716
Median home value
$220,300
Avg household
2.14
Households w/ children
490
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crystal River market
$315K → $325K
Crystal River median sold, yr/yr
93.8%
Sale-to-list ratio (12 mo)
Median sold price, Crystal River, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% below the CRYSTAL RIVER 34429 median. See the full Crystal River market guide →
Paper trail
This home's history
Reality check
What actually sold near 464 NE 2ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$275,000
222 NE 1ST AVENUE
1 bd · 1.5 ba · 468 sqft · $588/sqft · 5 DOM
Sold · Feb ’26$85,000
843 SE MAYO DRIVE UNIT 203
1 bd · 1 ba · 616 sqft · $138/sqft · 159 DOM
Sold · Apr ’26$85,000
915 SE MAYO DRIVE UNIT 915
1 bd · 1 ba · 616 sqft · $138/sqft · 223 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 464 NE 2ND STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 464 NE 2ND STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
464 NE 2ND STREET FAQs
What would the monthly payment be for 464 NE 2ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,144/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 464 NE 2ND STREET?+
The most recent tax bill on record (2022) was $490. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crystal River?+
At $149,000, this home is listed about 51% below the Crystal River median of $302,450. The market section on this page shows how the area is trending.
Which schools are assigned to 464 NE 2ND STREET?+
Crystal River Middle School (middle), Crystal River High School (high), Crystal River Primary School (elementary) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CRYSTAL RIVER 34429 market on paper
$149,000 is 40% below the CRYSTAL RIVER 34429 median of $249,950.
02Time on market is leverage
1063 days on market against a Crystal River median of 49 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $185,000, now $149,000 — a $36K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS REALTY - ELITE PARTNERS II · Katie Spires, PA. MLS #W7857882.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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