1195 PEARL TREE ROAD, DELTONA, FL, 32725
Active2 days on marketListed Jul 23, 2026MLS #V4950367
About this home
1195 PEARL TREE ROAD
Welcome to this spacious 5-bedroom, 3-bath home in the heart of Deltona, offering modern upgrades and exceptional convenience. This well-maintained property features a 2-car garage, complete with an EV charger—perfect for electric vehicle owners. The home is equipped with solar panels, which will be paid off at closing, providing long-term energy savings for the next owner. Enjoy a fully vinyl-fenced backyard, ideal for privacy, pets, and outdoor gatherings. With generous living areas, a functional layout, and valuable energy-efficient enhancements, this home delivers comfort, practicality, and peace of mind. A must-see for buyers seeking space and modern amenities in a great location.
Facts & features
The home at a glance
5
Bedrooms
3
Bathrooms
2,804
Sqft
0.15 ac
Lot size
2
Garage
2023
Year built
Two
Levels
$194
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,246 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,246/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.3%
$/sqft vs Deltona actives
$194 vs $203
Days on market
2 vs 30 typical
Where $194/sqft sits among the 315 Deltona actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deltona Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deltona. See the full Deltona guide →
Deltona Lakes — neighborhood snapshot
Population
86,681
Median age
40
Median income
$72,296
Median home value
$254,238
Avg household
3
Households w/ children
10,582
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deltona market
$308K → $299K
Deltona median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
151 of 315
Deltona actives have cut their price
Median sold price, Deltona, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 82% above the DELTONA 32725 median. See the full Deltona market guide →
Paper trail
This home's history
Reality check
What actually sold near 1195 PEARL TREE ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$492,000
1452 DAYSTAR LANE
4 bd · 2.5 ba · 2,799 sqft · $176/sqft · 5 DOM
Sold · May ’26$428,000
1111 S COOPER DRIVE
5 bd · 4 ba · 2,722 sqft · $157/sqft · 8 DOM
Sold · Oct ’25$507,000
1647 MEADOWLARK DRIVE
4 bd · 3 ba · 2,691 sqft · $188/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1195 PEARL TREE ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1195 PEARL TREE ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1195 PEARL TREE ROAD FAQs
What would the monthly payment be for 1195 PEARL TREE ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,246/mo — principal and interest, the actual property-tax bill, the $71/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1195 PEARL TREE ROAD?+
The association fee works out to $71 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1195 PEARL TREE ROAD?+
The most recent tax bill on record (2026) was $6,793. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1195 PEARL TREE ROAD?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deltona?+
At $545,000, this home is listed about 70% above the Deltona median of $320,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1195 PEARL TREE ROAD?+
Forest Lake Elementary School (elementary), Deltona Middle School (middle), Deltona High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER COAST REALTY · Jason Voelz. MLS #V4950367.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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