12 OCEAN SHORE DRIVE, ORMOND BEACH, FL, 32176
Active1 days on marketListed Jul 21, 2026MLS #V4950319
About this home
12 OCEAN SHORE DRIVE
Paradise calls! This three bed, two bath mid-century charmer with modern flair is mere steps from the beach and has been thoughtfully updated with a new roof, new HVAC system, new irrigation well, pump, irrigation system, fresh landscaping, new interior and exterior paint, and a beautiful new hurricane impact grade front entry door. A covered carport and extra-wide driveway provide ample parking for two vehicles. Out back, you'll find a private, fully fenced backyard complete with a covered lanai and fully wired outbuilding shed — the perfect setting for morning coffee, evening cocktails, crafty projects or unwinding after a day at the beach. River-stone edgings lead to an inviting, tucked-away side patio, perfect for bonus cookout seating or to simply take a quiet moment to yourself. Enjoy an easy walk to local restaurants, shopping, and neighborhood pubs along famous A1A. A crosswalk at the end of the street leads directly into Tom Rennick Park, where you'll find picnic pavilions, outdoor showers, restrooms, a lifeguard station, and convenient access to the area's beautiful no-drive beach for carefree days in the sun and surf. A public fishing pier and kayak launch on the Intracoastal Waterway are located just at the other end of the street. This home is move-in ready, with room to shape your vision of your perfect Florida beach home. Square footage received from tax rolls. All information recorded in the MLS intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,256
Sqft
0.13 ac
Lot size
1954
Year built
One
Levels
$278
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,620 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,620/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.8%
$/sqft vs Ormond Beach actives
$278 vs $237
Days on market
1 vs 41 typical
Where $278/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocean Shore
Get to know Ormond Beach. See the full Ormond Beach guide →
Ocean Shore — neighborhood snapshot
Population
352
Median age
60
Median income
$40,921
Median home value
$321,800
Avg household
2
Households w/ children
15%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3% below the ORMOND BEACH 32176 median. See the full Ormond Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 12 OCEAN SHORE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$315,000
4 OCEAN SHORE DRIVE · same community
3 bd · 1 ba · 1,036 sqft · $304/sqft · 5 DOM
Sold · Apr ’26$207,500
66 OCEAN SHORE DRIVE · same community
2 bd · 1 ba · 959 sqft · $216/sqft · 3 DOM
Sold · Apr ’26$300,000
29 OCEAN SHORE DRIVE · same community
2 bd · 1 ba · 882 sqft · $340/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12 OCEAN SHORE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12 OCEAN SHORE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12 OCEAN SHORE DRIVE FAQs
What would the monthly payment be for 12 OCEAN SHORE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,620/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 12 OCEAN SHORE DRIVE?+
The most recent tax bill on record (2025) was $3,010. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12 OCEAN SHORE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $349,000, this home is listed about 18% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 12 OCEAN SHORE DRIVE?+
Ormond Beach Middle School (middle), Seabreeze High School (high), Beachside Elementary School (elementary) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ORMOND BEACH 32176 market on paper
$349,000 is 3% below the ORMOND BEACH 32176 median of $360,000.
02Fresh on the market
Only 1 day on market in a Ormond Beach market that averages 41 — if it fits, move quickly.
03Strong assigned schools
Ormond Beach Middle School, Seabreeze High School, Beachside Elementary School — Seabreeze High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Matt Renshaw. MLS #V4950319.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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