Steeve Cadeau

0 LOIS DRIVE, TAVARES, FL, 32778

Active4 days on marketListed Jul 19, 2026MLS #V4950282

Priced 54% below the TAVARES 32778 medianVENETIAN VILLAGE

About this home

0 LOIS DRIVE

Seldom do opportunities to live on the water at an affordable price happen. Life here revolves around the water: cruise straight out to the Harris Chain of Lakes, known for incredible bass fishing and miles of scenic waterways. With 75' of frontage and 145' depth, this lot is ideal to build the perfect retreat. A gorgeous Oak tree is the perfect compliment to the back yard, providing stability, shade and an unmatched aesthetic. All information obtained through tax rolls and is intended to be accurate but cannot be guaranteed.

Facts & features

The home at a glance

0.26 ac

Lot size

Water view

Inside

Outside & construction

ViewWater

Community & fees

Taxes (2025)$708/yr

Utilities & systems

UtilitiesCable Available · Electricity Available · Water Available
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,168 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$883
FHA mortgage insurance (est.)$66
Property tax — 2025 actual bill$59
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $5,250Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $5,250
Interest rate6.00%
Loan term

Estimated payment

$1,168/mo

Principal & interest$883
FHA mortgage insurance (est.)$66
Property taxes (actual bill)$59
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Tavares

Map of 0 LOIS DRIVE

Drive times from this address

Downtown Orlando45 min
Universal Orlando49 min
Walt Disney World54 min
Orlando Int’l Airport (MCO)61 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tavares. See the full Tavares guide →

TAVARES 32778 — neighborhood snapshot

Population

25,099

Median age

53.8

Median income

$61,815

Median home value

$241,500

Avg household

2.16

Households w/ children

2,209

For the school run

Lake County School District

HighTavares High School★★★★★
ElementaryTavares Elementary School★★★★★
MiddleTavares Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tavares market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$324K$345K

Tavares median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

Median sold price, Tavares, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% below the TAVARES 32778 median. See the full Tavares market guide →

Paper trail

This home's history

Jul 19, 2026Listed at $150,000 · 4 days on market since

Reality check

What actually sold near 0 LOIS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

55 JASMINE, Lake Placid FL 33852Sold · Dec ’25

$121,000

55 JASMINE, Lake Placid FL 33852 · same community

2 bd · 1.5 ba · 38 DOM

10481 HIGH GROVE AVENUESold · Jul ’25

$275,000

10481 HIGH GROVE AVENUE · same community

2 bd · 2 ba · 1,233 sqft · $223/sqft · 307 DOM

27805 LOIS DRIVESold · Sep ’25

$390,000

27805 LOIS DRIVE · same community

2 bd · 2 ba · 1,234 sqft · $316/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 0 LOIS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 0 LOIS DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

0 LOIS DRIVE FAQs

What would the monthly payment be for 0 LOIS DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,168/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 0 LOIS DRIVE?+

The most recent tax bill on record (2025) was $708. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tavares?+

At $150,000, this home is listed about 55% below the Tavares median of $329,999. The market section on this page shows how the area is trending.

Which schools are assigned to 0 LOIS DRIVE?+

Tavares High School (high), Tavares Elementary School (elementary), Tavares Middle School (middle) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAVARES 32778 market on paper

$150,000 is 54% below the TAVARES 32778 median of $329,245.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 4 days on market in a Tavares market that averages 40 — if it fits, move quickly.

Listing courtesy of REALTY PROS ASSURED · Marsha Evans, PA. MLS #V4950282.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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