105 DEER LAKE CIRCLE, ORMOND BEACH, FL, 32174
Active21 days on marketListed Jun 30, 2026MLS #V4949850
About this home
105 DEER LAKE CIRCLE
Welcome to this beautifully updated 4 bedroom, 3 bathroom, 2 car garage home located in the highly desirable community of Trails North Forty. Throughout the home you will find over $170,000 worth of upgrades including new flooring, all new hurricane impact windows and sliders, new kitchen and bath cabinetry, custom built-in closets, new staircase and railings, more (See Full Upgrades in Documents). Roof (2021), A/C (2022), and HWH (2022). Upon entering, you are greeted by gorgeous bamboo flooring, vaulted ceilings, and an abundance of natural light throughout the open-concept floor plan. The updated kitchen is sure to impress with Samsung Bespoke appliances, granite countertops, a custom pantry, and plenty of counter space for everyday living and entertaining. The kitchen flows seamlessly into the spacious dining area and inviting living room, complete with an updated wood-burning fireplace. Enjoy peaceful pond views from the sunroom, where natural light fills the space and creates the perfect spot to relax. This home offers two master suites, providing flexibility and privacy with one located on each floor. The main-level master suite features a custom-built closet, granite countertops, and plantation shutter doors. Upstairs, follow the beautifully updated staircase to the bonus room or retreat to the second master suite, offering a spacious layout, pond views, custom-built closet, and private ensuite bathroom. Designed with comfort and functionality in mind, this home features spacious rooms, abundant storage, and an inviting layout, and it is conveniently located near many restaurants and shops. Square footage from tax rolls. All info intended to be accurate but can't be guaranteed.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,817
Sqft
0.07 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$142
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,137 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,137/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−28.1%
$/sqft vs Ormond Beach actives
$142 vs $237
Days on market
21 vs 41 typical
Where $142/sqft sits among the 400 Ormond Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Trails North Forty
Get to know Ormond Beach. See the full Ormond Beach guide →
Trails North Forty — neighborhood snapshot
Population
748
Median age
50
Median income
$89,348
Median home value
$361,800
Avg household
2
Households w/ children
75%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ormond Beach market
$390K → $415K
Ormond Beach median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
198 of 400
Ormond Beach actives have cut their price
Median sold price, Ormond Beach, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 105 DEER LAKE CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$285,000
16 BIG BUCK TRAIL · same community
3 bd · 2 ba · 1,664 sqft · $171/sqft · 157 DOM
Sold · Jan ’26$670,000
6 ROCKY CREEK TRAIL
4 bd · 2.5 ba · 2,803 sqft · $239/sqft · 3 DOM
Sold · Feb ’26$720,000
208 CHELSEA PLACE AVENUE
4 bd · 4 ba · 2,852.7 sqft · $252/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 105 DEER LAKE CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 DEER LAKE CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
105 DEER LAKE CIRCLE FAQs
What would the monthly payment be for 105 DEER LAKE CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,137/mo — principal and interest, the actual property-tax bill, the $213/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 105 DEER LAKE CIRCLE?+
The association fee works out to $213 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 105 DEER LAKE CIRCLE?+
The most recent tax bill on record (2025) was $2,786. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 105 DEER LAKE CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ormond Beach?+
At $400,000, this home is listed about 6% below the Ormond Beach median of $425,495. The market section on this page shows how the area is trending.
Which schools are assigned to 105 DEER LAKE CIRCLE?+
Tomoka Elementary School (elementary), David C. Hinson Senior Middle School (middle), Seabreeze High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Jonathan Gildon, PA. MLS #V4949850.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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