
229 CONSERVATORY DRIVE, PALM COAST, FL, 32137
Active45 days on marketListed Jun 9, 2026MLS #V4949533
About this home
229 CONSERVATORY DRIVE
Set on a 0.65-acre homesite, one of the largest homesites in The Conservatory at Hammock Beach, this custom 2023 ICI Homes Monaco enjoys protected preserve views both behind and across the street, creating a rare sense of privacy, openness, and natural beauty. It sets the tone for everything this home delivers. Coffered ceilings define the formal dining room and great room, where 10-foot pocket sliding glass doors dissolve the line between inside and out, opening to a covered screened lanai overlooking a saltwater heated pool and spa. The chef's kitchen is where this home truly earns its place in the luxury market. Crisp white perimeter cabinetry rises to 42-inch uppers, topped with a second tier of glass-front display cabinets lit from within, and under-cabinet lighting illuminates the space throughout. The gas cooktop sits beneath a custom white wood hood, with double wall ovens on a dedicated built-in just steps away. The oversized island makes its own statement, warm walnut-toned cabinetry below with a built-in microwave drawer, a thick mitered-edge granite slab on top, with a single-bowl sink, dishwasher, and seating for the guests. A walk-in pantry with frosted glass atrium door, butler's pantry or wine bar with its own sink, soft-close doors, oversized drawers, pull-outs, dedicated trash pull, and a whole-house water treatment system round out a kitchen that works as beautifully as it looks. The primary suite is its own private wing. Dual walk-in closets, a freestanding soaking tub, frameless walk-in shower, separate vanities, and a connected exercise room with direct access to one of the two-car garages. Two secondary bedrooms feature ensuite baths. A third bedroom sits conveniently close to the pool bath, a thoughtful layout that flows naturally for everyday living. Step outside and the property expands again. The covered screened lanai and separate cabana deliver a full outdoor kitchen with weatherproof cabinetry and granite countertops. The detached guest casita offers a private suite, full bath, walk-in closet, and pre-wiring for surround sound, ready for whatever you envision. Travertine decking and lush preserve views complete an outdoor living experience that feels like a resort you never have to leave. Soaring 12-foot ceilings and 8-foot interior doors enhance the home's open, airy feel throughout. Designer lighting and a built-in surround sound system serve the main living and kitchen areas, and a whole-house Generac generator with two buried propane tanks ensures this home is as prepared as it is polished. A four-car garage with EV charging and 6,453 total square feet complete the picture. Behind the guarded gates of Tom Watson's signature 18-hole championship course, with Hammock Beach Resort privileges, ocean access, and the ease of tax-friendly Florida living, this is the one that checks every box. Welcome home! Square footage received from tax rolls. All information recorded in the MLS is intended to be accurate but cannot be guaranteed.
Facts & features
The home at a glance
5
Bedrooms
5
Bathrooms
4,272
Sqft
0.65 ac
Lot size
4
Garage
2023
Year built
One
Levels
$492
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$12,684 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$14,609/mo
Includes estimated PMI — it drops off once you reach 20% equity. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Coast actives
$492 vs $221
Days on market
45 vs 47 typical
Where $492/sqft sits among the 400 Palm Coast actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Coast
Get to know Palm Coast. See the full Palm Coast guide →
PALM COAST 32137 — neighborhood snapshot
Population
47,003
Median age
56.5
Median income
$78,731
Median home value
$360,600
Avg household
2.3
Households w/ children
3,437
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Coast market
$353K → $373K
Palm Coast median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
177 of 400
Palm Coast actives have cut their price
Median sold price, Palm Coast, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 453% above the PALM COAST 32137 median. See the full Palm Coast market guide →
Paper trail
This home's history
Reality check
What actually sold near 229 CONSERVATORY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$990,000
161 ASPEN WAY · same community
3 bd · 3.5 ba · 2,922 sqft · $339/sqft · 82 DOM
Sold · Jun ’26$833,000
213 CONSERVATORY DRIVE · same community
3 bd · 3 ba · 2,503 sqft · $333/sqft · 50 DOM
Sold · Jan ’26$898,000
700 MAHOGANY RUN · same community
3 bd · 3 ba · 2,350 sqft · $382/sqft · 61 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 229 CONSERVATORY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 229 CONSERVATORY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
229 CONSERVATORY DRIVE FAQs
What would the monthly payment be for 229 CONSERVATORY DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $12,684/mo — principal and interest, estimated property taxes, the $405/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 229 CONSERVATORY DRIVE?+
The association fee works out to $405 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 229 CONSERVATORY DRIVE?+
The most recent tax bill on record (2025) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 229 CONSERVATORY DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Coast?+
At $2,100,000, this home is listed about 432% above the Palm Coast median of $395,000. The market section on this page shows how the area is trending.
Which schools are assigned to 229 CONSERVATORY DRIVE?+
Matanzas High School (high), Indian Trails Middle School (middle), Old Kings Elementary School (elementary) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,100,000 runs 453% above the PALM COAST 32137 median — but at 4,272 sqft it's also nearly twice the size of the typical Palm Coast listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Matanzas High School, Indian Trails Middle School, Old Kings Elementary School — Matanzas High School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Shannon Brooks. MLS #V4949533.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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