89 SIGNET CIRCLE, FLAGLER BEACH, FL, 32136
Active78 days on marketListed May 6, 2026MLS #V4948881
Come see it
Upcoming open house
Sat, Jul 25
12:00 PM – 2:00 PM
Keeley Davis 623-385-2914
About this home
89 SIGNET CIRCLE
Welcome to your stunning coastal retreat in beautiful Flagler Beach, where modern comfort meets laid-back Florida living. This pristine home is completely move-in ready and ideally located just 1.5 miles from the beach, offering the perfect blend of convenience, style, and serenity. Boasting 4 spacious bedrooms, 3 full bathrooms, and an oversized 2-car garage, this thoughtfully designed residence overlooks a tranquil pond with expansive water views. Inside, you'll find a bright and airy open-concept floor plan, custom painted, with 9-foot ceilings throughout, creating an inviting space perfect for both everyday living and entertaining. The gourmet kitchen is a true centerpiece, featuring custom quartz countertops, 42-inch cabinetry, an abundance of storage, and a large center island with sink and dishwasher. Enjoy cooking with the upgraded gas stove and a vented hood that exhausts to the exterior, along with brand-new stainless steel appliances. A massive walk-in pantry adds even more functionality. The home is finished with upgraded luxury vinyl flooring throughout the main living areas, while all the bedrooms are comfortably carpeted. Enhanced lighting fixtures and ceiling fans add a stylish, modern touch throughout the home. The spacious primary suite serves as a private retreat, featuring an oversized walk-in closet and luxurious en-suite bathroom complete with a double vanity sink, soaking tub and separate walk-in shower. Step outside to your covered lanai, the perfect place to relax and take in the peaceful expansive pond views and beautiful Florida sunsets. Additional highlights include an inside laundry room (washer and dryer not included), hurricane protection for peace of mind, and a built-in EV charger in the garage. Perfectly situated near shopping, dining, schools, healthcare, and exciting new developments, this home also offers easy access to I-95, making travel to nearby cities a breeze. This is a rare opportunity to own an immaculate home in a highly sought-after coastal location. Schedule your private showing today and experience the best of Flagler Beach living! Roof, AC, water heater all 2026 (build is 2026). All information deemed accurate but cannot be guaranteed.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,239
Sqft
0.15 ac
Lot size
2
Garage
2026
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,253 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,253/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.5%
$/sqft vs Flagler Beach actives
$205 vs $315
Days on market
78 vs 68 typical
Where $205/sqft sits among the 125 Flagler Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Flagler Beach
Get to know Flagler Beach. See the full Flagler Beach guide →
FLAGLER BEACH 32136 — neighborhood snapshot
Population
8,303
Median age
59.8
Median income
$72,589
Median home value
$438,300
Avg household
2.09
Households w/ children
609
For the school run
Flagler County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Flagler Beach market
$517K → $525K
Flagler Beach median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
60 of 125
Flagler Beach actives have cut their price
Median sold price, Flagler Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the FLAGLER BEACH 32136 median. See the full Flagler Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 89 SIGNET CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$510,000
36 SIGNET CIRCLE
4 bd · 3 ba · 2,239 sqft · $228/sqft · 0 DOM
Sold · Sep ’25$869,000
470 LAMBERT AVENUE
3 bd · 2 ba · 2,228 sqft · $390/sqft · 15 DOM
Sold · May ’26$760,000
1009 S FLAGLER AVENUE
4 bd · 2 ba · 2,215 sqft · $343/sqft · 64 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 89 SIGNET CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 89 SIGNET CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
89 SIGNET CIRCLE FAQs
What would the monthly payment be for 89 SIGNET CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,253/mo — principal and interest, the actual property-tax bill, the $89/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 89 SIGNET CIRCLE?+
The association fee works out to $89 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 89 SIGNET CIRCLE?+
The most recent tax bill on record (2025) was $1,123. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 89 SIGNET CIRCLE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Flagler Beach?+
At $459,900, this home is listed about 21% below the Flagler Beach median of $581,500. The market section on this page shows how the area is trending.
Which schools are assigned to 89 SIGNET CIRCLE?+
Old Kings Elementary School (elementary), Flagler-Palm Coast High School (high), Buddy Taylor Middle School (middle) — Flagler County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Water views
The water view is part of what you're buying — views hold value independently of the structure.
02Strong assigned schools
Old Kings Elementary School, Flagler-Palm Coast High School, Buddy Taylor Middle School — Old Kings Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $475,000, now $459,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · James Brodick, LLC. MLS #V4948881.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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