420 PINE STREET, CRESCENT CITY, FL, 32112
Active141 days on marketListed Mar 5, 2026MLS #V4947650
About this home
420 PINE STREET
MAJOR PRICE DROP!!! Step into this timeless aged home, full of character, space and opportunity, perfectly suited for a growing family. This charming 1915 historic home is located in the heart of downtown Crescent City. Offering 2,600 square feet of living space, this spacious residence features 4 bedrooms 2 bathrooms, providing plenty of room for family, guests, or a creative design. Original wood floors adds warmth and character throughout the home while the generously sized rooms and flexible layout provide space for family gatherings and everyday living. Situated on .59 acre lot, the property provides ample outdoor space for entertaining or future enhancements. A large wood barn located at the rear of the property offers endless possibilities for storage, hobbies, a workshop, or future creative use. While the home does need some TLC, it presents a wonderful opportunity to add your personal touches and build equity while preserving its historic charm. Conveniently located close to dining boat ramps, parks and everything Crescent City has to provide. Call for your private showing today!!
Facts & features
The home at a glance
4
Bedrooms
1
Bathrooms
2,600
Sqft
0.59 ac
Lot size
1915
Year built
Two
Levels
$92
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,141 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,141/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Crescent City actives
$92 vs $238
Days on market
141 vs 16 typical
Where $92/sqft sits among the 18 Crescent City actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Crescent City
Get to know Crescent City. See the full Crescent City guide →
CRESCENT CITY 32112 — neighborhood snapshot
Population
8,099
Median age
40.4
Median income
$39,247
Median home value
$150,000
Avg household
2.6
Households w/ children
721
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Crescent City market
$259K → $498K
Crescent City median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
7 of 18
Crescent City actives have cut their price
Median sold price, Crescent City, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the CRESCENT CITY 32112 median. See the full Crescent City market guide →
Paper trail
This home's history
Reality check
What actually sold near 420 PINE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$278,000
4042 OLD EAGLE LAKE ROAD · same community
3 bd · 2 ba · 1,556 sqft · $179/sqft · 145 DOM
Sold · Jan ’26$245,000
535 S PROSPECT STREET
3 bd · 2 ba · 1,928 sqft · $127/sqft · 141 DOM
Sold · Dec ’25$725,000
311 S PROSPECT STREET
3 bd · 2 ba · 1,877 sqft · $386/sqft · 186 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 420 PINE STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 420 PINE STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
420 PINE STREET FAQs
What would the monthly payment be for 420 PINE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,141/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 420 PINE STREET?+
The most recent tax bill on record (2025) was $5,621. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Crescent City?+
At $239,000, this home is listed about 20% below the Crescent City median of $299,999. The market section on this page shows how the area is trending.
Which schools are assigned to 420 PINE STREET?+
Crescent City Junior-Senior High School (high), Middleton-Burney Elementary School (elementary) — Putnam County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$239,000 runs 65% above the CRESCENT CITY 32112 median — but at 2,600 sqft it's also nearly twice the size of the typical Crescent City listing.
02Time on market is leverage
141 days on market against a Crescent City median of 16 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $260,000, now $239,000 — a $21K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of GREENE REALTY OF FLORIDA LLC · Caitlin Dean. MLS #V4947650.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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