314 BELLINGRATH TERRACE, DELAND, FL, 32724
Active139 days on marketListed Mar 20, 2026MLS #V4947579
About this home
314 BELLINGRATH TERRACE
There’s a certain ease to life here, the kind that starts the moment you pull into the driveway and realize you’ve found a place that simply works.Tucked inside the 55+ community of Victoria Gardens, this home was designed with real life in mind, where everyone has space to spread out, yet still feels connected. Whether it’s extended family, visiting guests, or just wanting a little extra breathing room, the layout quietly delivers without making a big production of it.Inside, the home opens up in a way that feels both spacious and welcoming. Engineered hardwood floors carry you through the main living areas, while crown moulding and soaring ceilings add just the right touch of character. Everything flows naturally from one space to the next, creating an environment that feels easy, comfortable, and ready for whatever the day brings. The kitchen sits right at the center of it all, where conversations happen, meals come together, and no one feels left out. From here, you have a clear view of the backyard, so whether you're entertaining or just enjoying a quiet afternoon, you’re always connected to what’s happening around you. Bedrooms are thoughtfully positioned, offering flexibility for guests, hobbies, or simply a little extra privacy when needed. It’s a home that adapts to you, not the other way around. Out back, things slow down even more. The screened patio becomes your daily escape, complete with a gentle fountain and peaceful conservation views. Deer wander through, birds pass by, and suddenly you realize your morning coffee has turned into an hour… and you’re perfectly okay with that. And then there’s the lifestyle that comes with it. Victoria Gardens isn’t just a neighborhood, it’s a rhythm. Mornings might start with a walk on the trails or a swim in the pool. Afternoons could mean a workout or lunch at the clubhouse restaurant. Evenings often bring neighbors together, whether it’s planned events or those spontaneous, “just stop by” kind of moments. With lawn care handled for you, your time becomes your own again. And when you do decide to venture out, you’re right where you want to be, with easy access to I-4, the beaches, airports, and all the energy of Orlando, including Walt Disney World just a drive away. It’s not just a home, it’s a shift into something easier, more connected, and a little more enjoyable than you expected.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,528
Sqft
0.25 ac
Lot size
2
Garage
2004
Year built
One
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,304 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,304/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+7.1%
$/sqft vs Deland actives
$208 vs $204
Days on market
139 vs 45 typical
Where $208/sqft sits among the 389 Deland actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cresswind Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Deland. See the full Deland guide →
Cresswind Gardens — neighborhood snapshot
Population
1,787
Median age
66
Median income
$85,781
Median home value
$381,500
Avg household
2
Households w/ children
90%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Deland market
$335K → $349K
Deland median sold, yr/yr
97.6%
Sale-to-list ratio (12 mo)
196 of 389
Deland actives have cut their price
Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% above the DELAND 32724 median. See the full Deland market guide →
Paper trail
This home's history
Reality check
What actually sold near 314 BELLINGRATH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$355,000
317 BELLINGRATH TERRACE · same community
3 bd · 2 ba · 2,240 sqft · $158/sqft · 31 DOM
Sold · Dec ’25$475,000
108 BEDFORD COURT
3 bd · 3.5 ba · 2,544 sqft · $187/sqft · 47 DOM
Sold · Jul ’26$530,000
122 PENNYROYAL LANE
3 bd · 3.5 ba · 2,544 sqft · $208/sqft · 175 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 314 BELLINGRATH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 314 BELLINGRATH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
314 BELLINGRATH TERRACE FAQs
What would the monthly payment be for 314 BELLINGRATH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,304/mo — principal and interest, the actual property-tax bill, the $546/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 314 BELLINGRATH TERRACE?+
The association fee works out to $546 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 314 BELLINGRATH TERRACE?+
The most recent tax bill on record (2025) was $3,297. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 314 BELLINGRATH TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Deland?+
At $525,000, this home is listed about 38% above the Deland median of $380,995. The market section on this page shows how the area is trending.
Which schools are assigned to 314 BELLINGRATH TERRACE?+
Freedom Elementary School (elementary), Deland Middle School (middle), Deland High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$525,000 runs 65% above the DELAND 32724 median — but at 2,528 sqft it's also 36% larger than the typical Deland listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Know the monthly fee
The association fee is $546/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
04Time on market is leverage
139 days on market against a Deland median of 45 — sellers in this position are usually ready to negotiate.
05The price has already moved
Listed at $585,000, now $525,000 — a $60K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY PROS ASSURED · Mary Maholias. MLS #V4947579.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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