Steeve Cadeau
$1,025,000$1,100,000$6,078 /mo all-in ↓

CARTER ROAD, DELAND, FL, 32724

Active157 days on marketListed Feb 17, 2026MLS #V4947420

Reduced $75KDOMINGO REYES GRANT

About this home

CARTER ROAD

Just listed! 22.30 acres currently zoned agricultural, featuring well-maintained fields and fully fenced. Conveniently located minutes from Downtown DeLand, SunRail, Amtrak, and the St. Johns River. Ideal for agriculture, a private estate, or future development, with beaches just a short drive away.

Facts & features

The home at a glance

22.3 ac

Lot size

Trees/Woods view

Inside

Outside & construction

ViewTrees/Woods

Community & fees

Taxes (2025)$38/yr

Utilities & systems

UtilitiesCable Available · Electrical Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,078 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property tax — 2025 actual bill$3
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $102,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $102,500
Interest rate6.00%
Loan term

Estimated payment

$6,078/mo

Principal & interest$5,531
PMI (est., until 20% equity)$384
Property taxes (actual bill)$3
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Deland

Map of CARTER ROAD

Drive times from this address

Downtown Orlando54 min
Universal Orlando66 min
Orlando Int’l Airport (MCO)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Deland. See the full Deland guide →

DELAND 32724 — neighborhood snapshot

Population

43,615

Median age

43.7

Median income

$72,729

Median home value

$283,100

Avg household

2.43

Households w/ children

4,433

For the school run

Volusia County School District

HighDeland High School★★★★★
ElementaryBlue Lake Elementary School★★★★
MiddleDeland Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Deland market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$346K$350K

Deland median sold, yr/yr

97.6%

Sale-to-list ratio (12 mo)

Median sold price, Deland, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 231% above the DELAND 32724 median. See the full Deland market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,025,000 $75K
Feb 17, 2026Listed at $1,100,000 · 157 days on market since

Reality check

What actually sold near CARTER ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

235 EVERGREEN TERRACESold · Dec ’25

$180,000

235 EVERGREEN TERRACE · same community

3 bd · 2 ba · 940 sqft · $191/sqft · 9 DOM

4370 GRANT STREETSold · Dec ’25

$380,000

4370 GRANT STREET · same community

3 bd · 3 ba · 1,593 sqft · $239/sqft · 19 DOM

710 BREEZY OAK COURTSold · Sep ’25

$629,900

710 BREEZY OAK COURT · same community

3 bd · 3 ba · 2,042 sqft · $308/sqft · 10 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about CARTER ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for CARTER ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

CARTER ROAD FAQs

What would the monthly payment be for CARTER ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,078/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on CARTER ROAD?+

The most recent tax bill on record (2025) was $38. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Deland?+

At $1,025,000, this home is listed about 170% above the Deland median of $380,000. The market section on this page shows how the area is trending.

Which schools are assigned to CARTER ROAD?+

Deland High School (high), Blue Lake Elementary School (elementary), Deland Middle School (middle) — Volusia County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,025,000 runs 231% above the DELAND 32724 median.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

157 days on market against a Deland median of 37 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,100,000, now $1,025,000 — a $75K cut. The full history is in the market section below.

Listing courtesy of LPT REALTY LLC · Lynn Wheeler. MLS #V4947420.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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