200 LIVE OAK STREET, NEW SMYRNA BEACH, FL, 32168
Active327 days on marketListed Sep 20, 2025MLS #V4945019
About this home
200 LIVE OAK STREET
FULLY LEASED AND FURNISHED TURNKEY INVESTMENT POTENTIAL! Discover the charm and potential of this mixed-use historic property located just one block from Canal Street and minutes to the beach. With commercial/residential zoning (MU) and a B&B overlay allowing nightly rentals, this property is ready to generate income while offering endless possibilities for its next owner. Property Features: Four Separate Apartments: Unit A (Downstairs-Rear) is a 1 bedroom, 1 bath. Unit B & C (Upstairs) are also 1 bedroom, 1 bath. Unit A2 (Bottom-Front) is a 1 bedroom, 1 bath with the largest sq. footage of the four. Units A, B & C are fully furnished with updated appliances. Unit A2 is unfurnished but has a complete NEW kitchen, bathroom, bedroom and flooring. Recent Updates: New roof (Jan 2023) with transferable warranty. Fresh tropical landscaping with shell accents (Feb 2023) Hookup in place for a future hot tub. Large parcel with plenty of parking for cars, trailers, or boats. Great signage exposure while maintaining privacy for tenants Location & Lifestyle: Steps from Canal Street's shops, restaurants, art galleries, and weekend events Just minutes from New Smyrna Beach's famous coastline and marinas About an hour to Orlando International Airport Zoned Commercial/Residential Mixed-Use. Buyer to confirm intended uses and feasibility with the City of New Smyrna Beach and Volusia County. This is a rare opportunity to own a versatile property in one of Florida's most desirable coastal towns. Whether you envision short-term rentals, a live/work setup, or launching a new business, 200 Live Oak Street is ready to make it happen.
Facts & features
The home at a glance
4
Bedrooms
2,268
Sqft
0.27 ac
Lot size
1903
Year built
Two
Levels
$374
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,981 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,981/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs New Smyrna Beach actives
$374 vs $379
Days on market
327 vs 70 typical
Where $374/sqft sits among the 400 New Smyrna Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Canal Downtown
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know New Smyrna Beach. See the full New Smyrna Beach guide →
Canal Downtown — neighborhood snapshot
Population
557
Median age
65
Median income
$13,478
Median home value
$288,298
Avg household
1
Households w/ children
11%
For the school run
Volusia County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The New Smyrna Beach market
$448K → $424K
New Smyrna Beach median sold, yr/yr
95.6%
Sale-to-list ratio (12 mo)
213 of 400
New Smyrna Beach actives have cut their price
Median sold price, New Smyrna Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 127% above the NEW SMYRNA BEACH 32168 median. See the full New Smyrna Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 200 LIVE OAK STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$1,200,000
500 S RIVERSIDE DRIVE · same community
4 bd · 3 ba · 1,905 sqft · $630/sqft · 167 DOM
Sold · Sep ’25$780,000
407 DOUGLAS STREET · same community
7 bd · 5 ba · 3,408 sqft · $229/sqft · 392 DOM
Sold · Jul ’26$545,000
1405 PIONEER TRAIL
3 bd · 2 ba · 2,160 sqft · $252/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 200 LIVE OAK STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 200 LIVE OAK STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
200 LIVE OAK STREET FAQs
What would the monthly payment be for 200 LIVE OAK STREET?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,981/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 200 LIVE OAK STREET?+
The most recent tax bill on record (2024) was $11,056. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 200 LIVE OAK STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in New Smyrna Beach?+
At $849,000, this home is listed about 65% above the New Smyrna Beach median of $515,700. The market section on this page shows how the area is trending.
Which schools are assigned to 200 LIVE OAK STREET?+
Chisholm Elementary School (elementary), New Smyrna Beach Middle School (middle), New Smyrna Beach High School (high) — Volusia County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$849,000 runs 127% above the NEW SMYRNA BEACH 32168 median — but at 2,268 sqft it's also 37% larger than the typical New Smyrna Beach listing.
02Time on market is leverage
327 days on market against a New Smyrna Beach median of 70 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Chisholm Elementary School, New Smyrna Beach Middle School, New Smyrna Beach High School — Chisholm Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $875,000, now $849,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREMIER SOTHEBYS INTL REALTY · Jennifer Matacale. MLS #V4945019.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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