
103 1ST STREET E UNIT 313, ST PETERSBURG, FL, 33715
Active1 days on marketListed Aug 12, 2026MLS #TB8537828
About this home
103 1ST STREET E UNIT 313
ON A CLEAR DAY YOU CAN SEE FOREVER! Enjoy the water views, pool and boat activity from your balcony overlooking Tampa Bay. This beautiful 1 bedroom 1.5 bath condo has been completed upgraded to include a brand new kitchen, new wood plank tile flooring throughout, crown molding, recessed ceiling in kitchen, modern bathrooms and so much more. The open floor plan living / dining connects to the kitchen with a breakfast bar for extra seating when entertaining guests. The large bedroom has a super-sized walk in closet. The main bathroom has walk in shower and modern vanity. The main entry hall to the condo has a powder bath for guests, full closet wall including a full-size in unit laundry. Your balcony overlooks Tampa Bay & the community pool - and the balcony has a storage closet; a second storage closet is located on the first level. Covered carport - assigned parking. The entire condo has hurricane shutters on windows and sliders. The Village is a gated community of Tierra Verde with deep sailboat water on all sides. The Sunshine Skyway bridge is visible from your balcony! This gated community is for all ages. Features are 24-hour guard gate, 3 swimming pools and spas, 2 tennis courts, a clubhouse w fitness room, sauna. Just minutes from Ft Desoto and St Pete Beach with easy access onto I-275 & downtown St Pete. Tampa International Airport is about 30 minutes. Walk over to the rooftop bar at Vista at the Top (Marriott), enjoy the lively pool activity, dinner and entertainment at The Island Grille, or fishing & boating charters right across the street! RENT FEE INCLUDES: water, trash, cable & internet & access to all amenities. No pets allowed (association rule).
Facts & features
The home at a glance
1
Bedrooms
1.5
Bathrooms
790
Sqft
0 ac
Lot size
1982
Year built
One
Levels
$3
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$176 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$176/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs VILLAGE AT TIERRA VERDE CONDO
$3 vs $379
Days on market
1 vs 57 typical
Where $3/sqft sits among the 6 homes for sale in VILLAGE AT TIERRA VERDE CONDO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Petersburg
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Petersburg. See the full St Petersburg guide →
ST PETERSBURG 33715 — neighborhood snapshot
Population
7,932
Median age
62.6
Median income
$105,068
Median home value
$539,700
Avg household
1.99
Households w/ children
442
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Petersburg market
$380K → $402K
St Petersburg median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
4 of 6
VILLAGE AT TIERRA VERDE CONDO have cut their price
Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the ST PETERSBURG 33715 median. See the full St Petersburg market guide →
Paper trail
This home's history
Reality check
What actually sold near 103 1ST STREET E UNIT 313
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$401,000
103 1ST STREET E UNIT 208 · same community
2 bd · 2 ba · 1,040 sqft · $386/sqft · 16 DOM
Sold · Nov ’25$345,000
103 1ST STREET E UNIT 116 · same community
2 bd · 2 ba · 1,040 sqft · $332/sqft · 19 DOM
Sold · Jun ’26$460,000
138 1ST STREET E UNIT 302 · same community
2 bd · 2 ba · 1,255 sqft · $367/sqft · 168 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 103 1ST STREET E UNIT 313 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 103 1ST STREET E UNIT 313 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
103 1ST STREET E UNIT 313 FAQs
What would the monthly payment be for 103 1ST STREET E UNIT 313?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $176/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 103 1ST STREET E UNIT 313?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Petersburg?+
At $2,200, this home is listed about 99% below the St Petersburg median of $430,000. The market section on this page shows how the area is trending.
Which schools are assigned to 103 1ST STREET E UNIT 313?+
Bay Point Middle School (middle), Gulfport Montessori Elementary School (elementary), Lakewood High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ST PETERSBURG 33715 market on paper
$2,200 is 99% below the ST PETERSBURG 33715 median of $259,000, and at $3/sqft it sits under the St Petersburg average of $381.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 1 day on market in a St Petersburg market that averages 57 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Julie Jones. MLS #TB8537828.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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