2928 CHELSEA WOODS DRIVE, VALRICO, FL, 33596
Active3 days on marketListed Aug 6, 2026MLS #TB8536733
About this home
2928 CHELSEA WOODS DRIVE
Don’t miss this Southern charmer in the highly sought-after Chelsea Woods community. Nestled under mature live oak trees with Spanish moss on over half an acre, this 5-bedroom, 5-bath home offers over 4,000 sq ft of space, character, and functionality. The wraparound front porch is perfect for morning coffee while enjoying the peaceful setting. The long paved driveway can accommodate 8+ cars, making it ideal for entertaining. Inside, you’ll find a two-story foyer, a spacious great room with soaring ceilings, built-in shelving, slate flooring, and hardwoods throughout the rest of the home. The kitchen features a walk-in pantry and breakfast nook, opening to the main living areas and overlooking the backyard and pool. The primary suite is conveniently located on the first floor and includes dual walk-in closets and a spacious primary bathroom. The office is also on the first floor and features French doors, adding a beautiful touch. From the main living areas, French doors lead out to the pool, and pocket doors can be found throughout the home. Upstairs includes a large bonus room and a flexible space above the garage with a half bath—perfect for guests, a private home office, or a teen retreat. Step outside to your private oasis with a screened-in pool, oversized brick fire pit area, and paver walkways, all surrounded by lush landscaping with an irrigation system to keep everything looking its best. This home has been meticulously maintained. In 2023, it passed a 4-point inspection, the septic was pumped and inspected, and the water was tested. The property also has a transferable termite bond, a new water heater (2024), and recently serviced AC units with a new UV antibacterial light. Additional upgrades include UV window film to help reduce heat and Hardie board added to exterior window sills and pillars for durability. The current owners truly love the home and neighborhood but are transitioning to a one-story layout to better accommodate a family member. Conveniently located in the heart of Bloomingdale, just minutes to shopping and dining, including Sprouts, BayCare Health Center, and a Whole Foods coming soon. This home also offers added savings with a private well (no water bill), septic system (no sewer bill), and a low HOA of just $30/year. **More photos coming soon**
Facts & features
The home at a glance
5
Bedrooms
3.5
Bathrooms
4,050
Sqft
0.51 ac
Lot size
2
Garage
1998
Year built
Two
Levels
$222
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,293 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,293/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.2%
$/sqft vs Valrico actives
$222 vs $214
Days on market
3 vs 32 typical
Where $222/sqft sits among the 201 Valrico actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Chelsea Woods
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Valrico. See the full Valrico guide →
Chelsea Woods — neighborhood snapshot
Population
441
Median age
49
Median income
$75,089
Median home value
$421,300
Avg household
2
Households w/ children
43%
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Valrico market
$450K → $437K
Valrico median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
106 of 201
Valrico actives have cut their price
Median sold price, Valrico, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 92% above the VALRICO 33596 median. See the full Valrico market guide →
Paper trail
This home's history
Reality check
What actually sold near 2928 CHELSEA WOODS DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$1,125,000
2880 CHELSEA PLACE N · same community
4 bd · 4.5 ba · 4,142 sqft · $272/sqft · 54 DOM
Sold · Nov ’25$1,005,000
2845 CHELSEA PLACE S · same community
5 bd · 3.5 ba · 3,679 sqft · $273/sqft · 99 DOM
Sold · Feb ’26$594,000
2941 CHELSEA WOODS DRIVE · same community
4 bd · 3 ba · 2,642 sqft · $225/sqft · 47 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2928 CHELSEA WOODS DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2928 CHELSEA WOODS DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2928 CHELSEA WOODS DRIVE FAQs
What would the monthly payment be for 2928 CHELSEA WOODS DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,293/mo — principal and interest, the actual property-tax bill, the $3/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2928 CHELSEA WOODS DRIVE?+
The association fee works out to $3 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2928 CHELSEA WOODS DRIVE?+
The most recent tax bill on record (2025) was $11,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2928 CHELSEA WOODS DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Valrico?+
At $899,999, this home is listed about 89% above the Valrico median of $475,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2928 CHELSEA WOODS DRIVE?+
Buckhorn Elementary School (elementary), Mulrennan Middle School (middle), Durant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$899,999 runs 92% above the VALRICO 33596 median — but at 4,050 sqft it's also nearly twice the size of the typical Valrico listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 3 days on market in a Valrico market that averages 32 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Holly Antantis. MLS #TB8536733.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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