3627 TOM MATTHEWS ROAD, LAKELAND, FL, 33810
Active3 days on marketListed Aug 3, 2026MLS #TB8535199
About this home
3627 TOM MATTHEWS ROAD
Welcome Home to Your Private Secluded Country Retreat. This Once-in-a-Lifetime Opportunity offers the perfect blend of peaceful rural living and exceptional equestrian amenities. Nestled on 8.92 acres of fully fenced ranch land, this well-maintained 3-bedroom, 2-bath home with bonus room, features over 2,000 square feet of comfortable living space. The home underwent a complete remodel in 2021, including new siding, covered front porch, metal roof, HVAC system, energy-efficient windows, and luxury vinyl plank flooring throughout. The updated modern kitchen features stone countertops, stainless steel appliances, wood cabinetry, and recessed lighting. The beautifully renovated bathrooms feature tiled tub/shower surround, modern vanities, and new fixtures. Water softener system was installed in 2025. Horse enthusiasts will appreciate the impressive 3,410-square-foot pole barn complete with 9 stalls, a concrete center aisle, five 12' x 17' corrals, two 50' x 50' dry lot paddocks, a 50-foot wooden round pen, and a riding arena—everything needed for training, boarding, or enjoying your own private equestrian retreat. Whether you're looking for a working ranch, horse property, or a private country escape, this exceptional estate offers endless possibilities with plenty of room to live, work, and play. Don't miss your chance to own this truly one-of-a-kind property! The property sits on the Polk side of the Polk/Hillsborough County Line close to I-4 and easy access to shopping on Hwy 98 in Lakeland or Hwy 39 in Plant City. Bring your Boat, RV, and/or Animals!!!!!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,052
Sqft
8.92 ac
Lot size
1996
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,975 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,975/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs WEBSTER & OMOHUNDRO SUB
$268 vs $194
Days on market
3 vs 43 typical
Where $268/sqft sits among the 6 homes for sale in WEBSTER & OMOHUNDRO SUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lakeland
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
The numbers that matter
The Lakeland market
$316K → $316K
Lakeland median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
4 of 6
WEBSTER & OMOHUNDRO SUB have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 64% above the LAKELAND 33810 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 3627 TOM MATTHEWS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$375,000
3825 SWINDELL ROAD · same community
4 bd · 2 ba · 2,062 sqft · $182/sqft · 14 DOM
Sold · Sep ’25$215,250
1440 WALKER ROAD · same community
4 bd · 2 ba · 1,810 sqft · $119/sqft · 393 DOM
Sold · Aug ’25$142,000
4207 OLLIE ROAD · same community
3 bd · 2 ba · 1,792 sqft · $79/sqft · 75 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3627 TOM MATTHEWS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3627 TOM MATTHEWS ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3627 TOM MATTHEWS ROAD FAQs
What would the monthly payment be for 3627 TOM MATTHEWS ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,975/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3627 TOM MATTHEWS ROAD?+
The most recent tax bill on record (2025) was $4,011. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3627 TOM MATTHEWS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lakeland?+
At $550,000, this home is listed about 62% above the Lakeland median of $339,000. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$550,000 runs 64% above the LAKELAND 33810 median — but at 2,052 sqft it's also 19% larger than the typical Lakeland listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Lakeland market that averages 43 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of SIGNATURE REALTY ASSOCIATES · Jessica Persad. MLS #TB8535199.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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