121 ASPEN CIRCLE UNIT 121, SEMINOLE, FL, 33777
Active1 days on marketListed Aug 5, 2026MLS #TB8534656
About this home
121 ASPEN CIRCLE UNIT 121
Welcome to The Gardens, a highly desirable, pet-friendly 55+ community tucked away in a peaceful, tree-lined setting adjacent to Lake Seminole Park, yet just minutes from Gulf beaches, shopping, and dining. This beautifully updated 2-bedroom, 2-bath ground-floor corner condo offers the convenience of a covered two-car carport located right outside your front door. Step inside to discover 1,295 square feet of bright, inviting living space. Thoughtfully remodeled throughout, this move-in-ready home features luxury hybrid vinyl flooring, motorized window shades, newer appliances, an updated sink and backsplash, replaced windows, renovated bathrooms, and updated closet doors. Major mechanicals have also been taken care of, with both the A/C system and water heater replaced in 2024. A full-size Samsung washer and dryer in the interior utility closet add everyday convenience. Just outside your back door, you'll enjoy easy access to the community's outstanding amenities, including a heated pool, clubhouse, shuffleboard court, tennis court, and laundry facilities. Whether you're searching for a seasonal retreat or a full-time residence, this exceptional home offers the perfect combination of comfort, convenience, and carefree Florida living.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,295
Sqft
4 ac
Lot size
1972
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,760 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,760/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.8%
Days on market
1 vs 45 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Gardens
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Seminole. See the full Seminole guide →
The Gardens — neighborhood snapshot
Population
884
Median age
56
Median income
$72,279
Median home value
$220,772
Avg household
2
Households w/ children
90%
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Seminole market
$405K → $450K
Seminole median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Seminole, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 23% below the SEMINOLE 33777 median. See the full Seminole market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 121 ASPEN CIRCLE UNIT 121 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 121 ASPEN CIRCLE UNIT 121 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
121 ASPEN CIRCLE UNIT 121 FAQs
What would the monthly payment be for 121 ASPEN CIRCLE UNIT 121?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,760/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 121 ASPEN CIRCLE UNIT 121?+
The most recent tax bill on record (2025) was $3,262. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 121 ASPEN CIRCLE UNIT 121?+
The listing reports pets: Cats OK, Dogs OK, Size Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Seminole?+
At $209,900, this home is listed about 46% below the Seminole median of $386,500. The market section on this page shows how the area is trending.
Which schools are assigned to 121 ASPEN CIRCLE UNIT 121?+
Starkey Elementary School (elementary), Osceola Middle School (middle), Dixie M. Hollins High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SEMINOLE 33777 market on paper
$209,900 is 23% below the SEMINOLE 33777 median of $273,500, and at $162/sqft it sits under the Seminole average of $256.
02Fresh on the market
Only 1 day on market in a Seminole market that averages 45 — if it fits, move quickly.
03Strong assigned schools
Starkey Elementary School, Osceola Middle School, Dixie M. Hollins High School — Starkey Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of PINELLAS REALTY GROUP INC · Temme Peterson. MLS #TB8534656.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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