
25198 LILY PAD LANE, BROOKSVILLE, FL, 34602
Active7 days on marketListed Jul 31, 2026MLS #TB8534166
About this home
25198 LILY PAD LANE
Set on 4.2 private acres along the pristine shores of Neff Lake in the highly sought-after Spring Lake community, this extraordinary custom waterfront estate is unlike anything else on the market. Designed and built as the personal residence of a respected local developer and custom home builder, this home was created without compromise, where every construction decision prioritized quality, longevity, functionality, and timeless design over cost. What truly sets this home apart isn't simply what you see—it's what you don't. Behind the beautiful finishes lies a level of construction and infrastructure rarely found in today's custom homes. Built with solid concrete block construction on both the first and second floors, Hardie siding, spray foam insulation, an upgraded insulation package, Trex decking, a full gutter system with underdrains, and multiple 220-volt electrical services, this home was engineered to perform for generations. The supporting infrastructure reflects the same commitment to excellence, including a new well (2024), Culligan whole-house water treatment system, reverse osmosis drinking water, an oversized septic and drain field, seven exterior hose bibs, and an irrigation cistern system designed for efficient property maintenance. Inside, exceptional craftsmanship is evident throughout. Rich wood ceilings, extensive crown molding, solid-core fluted doors, custom cabinetry, built-in bookcases, a striking stone fireplace, elegant Italian tile, and a beautifully appointed wet bar create an atmosphere of refined comfort and understated luxury. Designed to embrace Florida's outdoor lifestyle, the home features an expansive wraparound porch, spacious lakeside deck, covered upper-level balcony, inviting swim spa, and fire-pit terrace overlooking approximately 2,200 feet of breathtaking southern lake views. Watch spectacular sunrises and sunsets, kayak the peaceful waters of Neff Lake, observe abundant native wildlife, or enjoy remarkable stargazing beneath dark skies with minimal light pollution. Approached by approximately 450 feet of wooded privacy, this exceptional property offers a peaceful country setting without sacrificing convenience. With no HOA and zoning that allows horses and chickens, owners enjoy the freedom to create the lifestyle they've always envisioned. More than a luxury home, this is a thoughtfully engineered legacy estate built to standards that are exceptionally difficult—and extraordinarily expensive—to replicate today. Opportunities to own a property of this caliber are exceedingly rare. See Builder's Notes and Features Sheet in the attachments.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
4,717
Sqft
4.2 ac
Lot size
3
Garage
2024
Year built
One
Levels
$472
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$13,624 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$13,624/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs N/A
$472 vs $284
Days on market
7 vs 54 typical
Where $472/sqft sits among the 239 homes for sale in N/A
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Brooksville
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
BROOKSVILLE 34602 — neighborhood snapshot
Population
10,391
Median age
44.8
Median income
$72,054
Median home value
$241,300
Avg household
2.85
Households w/ children
1,051
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $295K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
106 of 239
N/A have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 647% above the BROOKSVILLE 34602 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 25198 LILY PAD LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$573,000
2202 OLD TAVARES ROAD · same community
4 bd · 4.5 ba · 3,337 sqft · $172/sqft · 109 DOM
Sold · Dec ’25$950,000
4701 NE JACKSONVILLE ROAD · same community
5 bd · 4 ba · 3,320 sqft · $286/sqft · 130 DOM
Sold · Mar ’26$1,275,000
16422 SPRING VALLEY ROAD · same community
4 bd · 3 ba · 3,141 sqft · $406/sqft · 70 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25198 LILY PAD LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25198 LILY PAD LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
25198 LILY PAD LANE FAQs
What would the monthly payment be for 25198 LILY PAD LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $13,624/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25198 LILY PAD LANE?+
The most recent tax bill on record (2025) was $7,482. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Brooksville?+
At $2,225,000, this home is listed about 562% above the Brooksville median of $336,170. The market section on this page shows how the area is trending.
Which schools are assigned to 25198 LILY PAD LANE?+
Eastside Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$2,225,000 runs 647% above the BROOKSVILLE 34602 median — but at 4,717 sqft it's also nearly 3 times the size of the typical Brooksville listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 7 days on market in a Brooksville market that averages 54 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of REVERE REALTY LLC · Steven Coderre. MLS #TB8534166.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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