Steeve Cadeau
$420,0002 bd2 ba784 sqft$536 /sqft$3,176 /mo all-in ↓

205 DOLPHIN POINT UNIT 4, CLEARWATER BEACH, FL, 33767

Active2 days on marketListed Jul 28, 2026MLS #TB8533575

Priced 24% below the CLEARWATER BEACH 33767 medianCondominiumDOLPHIN POINT CONDO

About this home

205 DOLPHIN POINT UNIT 4

Welcome to your dream waterfront getaway with breathtaking, panoramic views of the Intracoastal waterways and the marina. This beautifully renovated boutique condo offers a turnkey, maintenance-free lifestyle and is located at the end of a quiet cul-de-sac for exceptional privacy. Step inside to an open, spacious layout with elegant finishes, including tray ceilings, brand-new ceramic tile, fresh paint, crown molding accents, upgraded lighting, and ceiling fans. The chef-inspired kitchen features brand-new gray cabinetry, stunning quartz countertops, and new stainless steel appliances, along with a large breakfast bar?perfect for enjoying water views. The primary suite is a true retreat, featuring sweeping views, a fully renovated private bath, and a generous walk-in closet. The second bedroom offers comfortable space with a large closet and a fully renovated bathroom just steps away. Outside, enjoy your own slice of paradise with water access and a relaxing jacuzzi. There?s also a lift with capacity for up to 10,000 lbs?ideal for your boat adventures, whether you?re fishing or island hopping within minutes. The composite dock includes water, electricity, and outdoor shower! Experience the Florida lifestyle with quick access to top dining and the #1 beach in the USA. This maintenance free living includes exterior maintenance, insurance, water, trash and sewer! Furniture is negotiable. Call today to schedule your private showing!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

784

Sqft

0.25 ac

Lot size

1979

Year built

One

Levels

$536

Per sqft

Negotiable

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat
LaundryOther
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofBuilt-Up
ConstructionBlock
FoundationOther
FacesNorth
ExteriorSliding Doors

Community & fees

Taxes (2025)$4,298/yr
CommunityWaterfront · None

Utilities & systems

UtilitiesCable Available · Other · Public · Sewer Available · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,176 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property tax — 2025 actual bill$358
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $14,700Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $14,700
Interest rate6.00%
Loan term

Estimated payment

$3,176/mo

Principal & interest$2,473
FHA mortgage insurance (est.)$186
Property taxes (actual bill)$358
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $420K
$155KedgeAI estimate $213,230 · range $161K$234K$437K

vs edgeAI estimate

+97%

$/sqft vs Clearwater Beach actives

$536 vs $574

Days on market

2 vs 84 typical

Where $536/sqft sits among the 280 Clearwater Beach actives

73
77 · this home
48
23
24
35
$294–450$450–605$605–761$761–917$917–1073$1073+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Island Estate

Map of 205 DOLPHIN POINT UNIT 4 inside its neighborhood boundary

Drive times from this address

Tampa Int’l Airport (TPA)34 min
Downtown Tampa37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater Beach. See the full Clearwater Beach guide →

Island Estate — neighborhood snapshot

Population

2,783

Median age

62

Median income

$108,222

Median home value

$631,400

Avg household

2

Households w/ children

223

For the school run

Pinellas County School District

ElementarySandy Lane Elementary School★★★★★
MiddleDunedin Highland Middle School★★★★
HighClearwater High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater Beach market

Seller’s marketLeans buyer10.1 months of inventoryBuyer’s market

$535K$916K

Clearwater Beach median sold, yr/yr

93.9%

Sale-to-list ratio (12 mo)

124 of 280

Clearwater Beach actives have cut their price

Median sold price, Clearwater Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% below the CLEARWATER BEACH 33767 median. See the full Clearwater Beach market guide →

Paper trail

This home's history

Jul 28, 2026Listed at $420,000 · 2 days on market since
1979Built · DOLPHIN POINT CONDO

Reality check

What actually sold near 205 DOLPHIN POINT UNIT 4

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

205 DOLPHIN POINT UNIT 1Sold · May ’26

$460,000

205 DOLPHIN POINT UNIT 1 · same community

2 bd · 2 ba · 784 sqft · $587/sqft · 103 DOM

691 S GULFVIEW BOULEVARD UNIT 1212Sold · Mar ’26

$995,000

691 S GULFVIEW BOULEVARD UNIT 1212

1 bd · 1.5 ba · 927 sqft · $1,073/sqft · 1283 DOM

825 S GULFVIEW BOULEVARD UNIT 106Sold · Feb ’26

$586,000

825 S GULFVIEW BOULEVARD UNIT 106

2 bd · 2 ba · 1,007 sqft · $582/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 205 DOLPHIN POINT UNIT 4 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 205 DOLPHIN POINT UNIT 4 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

205 DOLPHIN POINT UNIT 4 FAQs

What would the monthly payment be for 205 DOLPHIN POINT UNIT 4?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,176/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 205 DOLPHIN POINT UNIT 4?+

The most recent tax bill on record (2025) was $4,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater Beach?+

At $420,000, this home is listed about 48% below the Clearwater Beach median of $808,600. The market section on this page shows how the area is trending.

Which schools are assigned to 205 DOLPHIN POINT UNIT 4?+

Sandy Lane Elementary School (elementary), Dunedin Highland Middle School (middle), Clearwater High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the CLEARWATER BEACH 33767 market on paper

$420,000 is 24% below the CLEARWATER BEACH 33767 median of $555,000, and at $536/sqft it sits under the Clearwater Beach average of $673.

02Fresh on the market

Only 2 days on market in a Clearwater Beach market that averages 84 — if it fits, move quickly.

03Strong assigned schools

Sandy Lane Elementary School, Dunedin Highland Middle School, Clearwater High School — Dunedin Highland Middle School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Andi Simmons. MLS #TB8533575.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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