4205 CREMONA COURT, SEBRING, FL, 33872
Active6 days on marketListed Jul 28, 2026MLS #TB8533093
About this home
4205 CREMONA COURT
If you are reading this you are probably looking for a home in Sebring and do not want to miss out on this opportunity! You could get lost in this massive luxurious home that sits secluded at the end of a cul-de-sac. This majestic home definitely stands out from the neighborhood. Not only because it boasts 7 bedrooms and 5 Full and 2 1/2 baths. Even though it already sits on an .65 acre oversized lot, there is the possibility to make it even larger totaling .99 acres! The lot beside it that could be negotiated into the contract depending on the offer, parcel id C-04-34-28-151-7500-0430. That parcel has it's own address of 4204 Cremona Crt. That's right! You could have one of the largest homes and lots in the desirable community of Sun N Lake! What an amazing Gen Z multifamily home! On one side of the home is the master retreat that includes several bedrooms and bathrooms. The master bathroom is vast with with a large spa tub and substantial walk in closet. On the other side of the home there is an in-law suite set up with multiple bedrooms, bathrooms and kitchenette! Centered in the middle, are 3 winding flights of stairs that leads to a welcoming game room with a convenient guest bath and kitchenette. Attached is a two level movie theater room with projector included! Impressive high vaulted ceilings throughout. Outside there is immaculate landscaping that accentuates the features of the home and gives a relaxing sensation. There is a heated swimming spa, a mini golf course and a full outdoor kitchen making the backyard a focal point for entertainment. All of the rear windows of the home are new! 3 out of the 4 air conditioners are less than 4 years old! In the community there is a golf course, racquetball court, a restaurant and a hospital located conveniently in the community with a new heart center coming soon. Message me to schedule your showing today! Highlands County Florida
Facts & features
The home at a glance
7
Bedrooms
6
Bathrooms
5,116
Sqft
0.65 ac
Lot size
1
Garage
2007
Year built
One
Levels
$158
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,534 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,534/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs SUN N LAKE
$158 vs $193
Days on market
6 vs 60 typical
Where $158/sqft sits among the 57 homes for sale in SUN N LAKE
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33872 — neighborhood snapshot
Population
13,302
Median age
61.5
Median income
$68,086
Median home value
$193,900
Avg household
2.14
Households w/ children
1,049
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
32 of 57
SUN N LAKE have cut their price
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3027% above the SEBRING 33872 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 4205 CREMONA COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$422,961
4809 SAN LORENZO DRIVE · same community
4 bd · 3 ba · 2,573 sqft · $164/sqft · 0 DOM
Sold · Dec ’25$489,900
5060 SAN IGNACIO DRIVE · same community
4 bd · 3 ba · 2,478 sqft · $198/sqft · 0 DOM
Sold · Mar ’26$380,000
5614 ANGELO CIRCLE · same community
3 bd · 2.5 ba · 2,391 sqft · $159/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4205 CREMONA COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4205 CREMONA COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4205 CREMONA COURT FAQs
What would the monthly payment be for 4205 CREMONA COURT?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,534/mo — principal and interest, the actual property-tax bill, the $58/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4205 CREMONA COURT?+
The association fee works out to $58 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4205 CREMONA COURT?+
The most recent tax bill on record (2025) was $7,700. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4205 CREMONA COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sebring?+
At $810,000, this home is listed about 189% above the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 4205 CREMONA COURT?+
Hill-Gustat Middle School (middle), Sun 'n Lake Elementary School (elementary), Avon Park High School (high) — Highlands County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$810,000 runs 3027% above the SEBRING 33872 median — but at 5,116 sqft it's also nearly 3 times the size of the typical Sebring listing.
02Fresh on the market
Only 6 days on market in a Sebring market that averages 60 — if it fits, move quickly.
03Strong assigned schools
Hill-Gustat Middle School, Sun 'n Lake Elementary School, Avon Park High School — Hill-Gustat Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Mary Grantham. MLS #TB8533093.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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