2132 PORTSIDE PASSAGE, PALM HARBOR, FL, 34685
Active5 days on marketListed Jul 25, 2026MLS #TB8532758
About this home
2132 PORTSIDE PASSAGE
Virtually Staged. Welcome to the great community of Anchorage situated in the popular Eastlake Corridor! This 3 bedroom/2 bath home features loads of space and has great bones! The living room includes a large front window allowing in natural light. The large master bedroom features a walk-in closet, ensuite bath with dual sinks and a large walk-in shower. The split bedroom floor plan includes spacious second and third bedrooms plus a full bath with tub and shower. This property has not been updated and some of the pictures are virtually staged removing current furnishings for endless possibilities - move in and make it your own! Two large sliding doors in the family room overlook a lovely backyard space with an abundance of deer & wildlife right outside your door! Enjoy an oversized 2 car garage which are far and few in this community. Anchorage is a super 55+ community with a large pool and clubhouse for the residents to enjoy gatherings, a game of pool or the library, and a low HOA fee of $500 Yearly! Superb location for bikers & walkers adjacent to the Pinellas Trail & John Chesnut Park with a boat launch on Lake Tarpon! Conveniently located minutes to the YMCA and several upscale golf courses, great restaurants & shopping, 20 minutes to the award-winning Gulf Beaches and Tampa Airport, football, hockey & baseball sports venues, Performing Arts Center, Ruth Eckerd Hall and trendy Downtown Dunedin. Pet friendly and fences allowed. Don't miss out on this super charming property and best of all, not in a flood zone!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,906
Sqft
0.21 ac
Lot size
2
Garage
1974
Year built
One
Levels
$173
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,416 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,416/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−29.7%
$/sqft vs Palm Harbor actives
$173 vs $258
Days on market
5 vs 42 typical
Where $173/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34685 — neighborhood snapshot
Population
17,895
Median age
48.7
Median income
$87,658
Median home value
$479,400
Avg household
2.45
Households w/ children
1,931
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
211 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 9% below the PALM HARBOR 34685 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2132 PORTSIDE PASSAGE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$365,000
916 MAINSAIL WAY · same community
3 bd · 2 ba · 1,906 sqft · $192/sqft · 113 DOM
Sold · Apr ’26$329,000
808 HELMSMAN WAY · same community
2 bd · 2 ba · 1,792 sqft · $184/sqft · 44 DOM
Sold · Mar ’26$391,000
1128 LANYARD STREET · same community
2 bd · 2 ba · 1,760 sqft · $222/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2132 PORTSIDE PASSAGE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2132 PORTSIDE PASSAGE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2132 PORTSIDE PASSAGE FAQs
What would the monthly payment be for 2132 PORTSIDE PASSAGE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,416/mo — principal and interest, the actual property-tax bill, the $42/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2132 PORTSIDE PASSAGE?+
The association fee works out to $42 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2132 PORTSIDE PASSAGE?+
The most recent tax bill on record (2025) was $1,583. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2132 PORTSIDE PASSAGE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $329,000, this home is listed about 12% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2132 PORTSIDE PASSAGE?+
Cypress Woods Elementary School (elementary), Joseph L. Carwise Middle School (middle), East Lake High School (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34685 market on paper
$329,000 is 9% below the PALM HARBOR 34685 median of $359,900, and at $173/sqft it sits under the Palm Harbor average of $269.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 5 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Cypress Woods Elementary School, Joseph L. Carwise Middle School, East Lake High School — Cypress Woods Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Victoria Chapman. MLS #TB8532758.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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