11523 CAPTIVA KAY DRIVE, RIVERVIEW, FL, 33569
Active1 days on marketListed Jul 24, 2026MLS #TB8532267
About this home
11523 CAPTIVA KAY DRIVE
Welcome to carefree waterfront living in the highly sought-after Rivercrest community! This beautifully updated 2-bedroom, 2-bath villa with a 2-car garage offers the perfect blend of comfort, style, and low-maintenance living with peaceful pond views and no backyard neighbors. Step inside to discover a bright, open floor plan enhanced by luxury vinyl plank flooring throughout, abundant natural light, and modern ceiling fans. The spacious living and dining areas flow effortlessly into the well-appointed kitchen, featuring white cabinetry, recessed lighting, stainless steel appliances (2020), an oversized 80/20 sink, generous counter space, and a breakfast bar perfect for casual dining and entertaining. The washer and dryer are also included for added convenience. The private owner's suite overlooks the tranquil pond and offers a large walk-in closet along with a beautifully remodeled en-suite bathroom showcasing stylish gray and black dual vanities, a frameless glass walk-in shower, and an upgraded rain shower head. The split-bedroom layout provides privacy for guests, while the secondary bathroom features an updated white vanity and a tub/shower combination. Enjoy Florida's beautiful weather year-round from the screened lanai overlooking the water or relax on the screened front porch with ceramic tile flooring. Additional upgrades include a whole-house water filtration system, Ring doorbell, outdoor security cameras, exterior motion lighting. Major updates provide peace of mind, including a new HVAC system (2026), roof (2018), hot water heater (2020), exterior paint (2019), and stainless steel kitchen appliances (2020). The monthly HOA delivers true maintenance-free living by covering roof replacement, exterior painting, lawn care, shrub trimming, building insurance, and pressure washing of sidewalks and driveways. Rivercrest residents enjoy resort-style amenities including multiple community pools, a splash park, clubhouse, playgrounds, tennis, basketball and pickleball courts, scenic walking trails, dog park, and year-round community events. Located just minutes from shopping, restaurants, entertainment, US-301, I-75, top-rated schools, and an easy drive to Tampa and Florida's award-winning Gulf beaches, this move-in-ready waterfront villa offers the Florida lifestyle you've been dreaming of.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,215
Sqft
0.1 ac
Lot size
2
Garage
2004
Year built
One
Levels
$206
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,421 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,421/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+5.4%
Days on market
1 vs 33 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33569 — neighborhood snapshot
Population
26,613
Median age
39.7
Median income
$97,500
Median home value
$330,700
Avg household
2.7
Households w/ children
3,400
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the RIVERVIEW 33569 median. See the full Riverview market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 11523 CAPTIVA KAY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11523 CAPTIVA KAY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
11523 CAPTIVA KAY DRIVE FAQs
What would the monthly payment be for 11523 CAPTIVA KAY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,421/mo — principal and interest, the actual property-tax bill, the $365/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 11523 CAPTIVA KAY DRIVE?+
The association fee works out to $365 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 11523 CAPTIVA KAY DRIVE?+
The most recent tax bill on record (2025) was $3,767. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 11523 CAPTIVA KAY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $250,000, this home is listed about 36% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 11523 CAPTIVA KAY DRIVE?+
Cimino Elementary School (elementary), Bloomingdale High School (high), Burns Middle School (middle), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the RIVERVIEW 33569 market on paper
$250,000 is 34% below the RIVERVIEW 33569 median of $379,900.
02Water views
The water view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 1 day on market in a Riverview market that averages 33 — if it fits, move quickly.
04Strong assigned schools
Cimino Elementary School, Bloomingdale High School, Burns Middle School, Patricia Sullivan Metropolitan Ministries Partnership School — Cimino Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX REALTY UNLIMITED · Jennifer Fieo. MLS #TB8532267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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