Steeve Cadeau
$498,5003 bd2 ba1,750 sqft$285 /sqft$3,703 /mo all-in ↓

403 DRIFTWOOD DRIVE W, PALM HARBOR, FL, 34683

Active5 days on marketListed Jul 29, 2026MLS #TB8532242

Private poolSingle Family ResidenceBAYWOOD VILLAGE

About this home

403 DRIFTWOOD DRIVE W

Welcome to this fully remodeled, permit-completed residence offering 3 bedrooms, 2 bathrooms, a spacious bonus living area, and a private pool in unincorporated Pinellas County. Whether used as a primary residence, long-term investment, or seasonal retreat, this home offers exceptional flexibility in a highly desirable setting. From the moment you arrive, the surrounding waterfront neighborhood creates an immediate sense of prestige, with multimillion-dollar waterfront homes located directly across the street. The freshly painted exterior, tabby shell accents, and carefully selected finishes provide impressive curb appeal and set the tone for what awaits inside. Step through the front door and discover a bright, open interior where nearly every detail has been thoughtfully updated. The luxurious chef’s kitchen serves as the centerpiece of the home, featuring custom cabinetry, premium finishes, and an oversized island with generous seating. The kitchen flows seamlessly into the main living area, where large, newer windows fill the space with abundant natural light. The north side of the home features two spacious bedrooms and a stunning guest bathroom with custom tilework and elevated designer finishes. On the south side, a separate living area creates a private retreat with an additional large bedroom, a second spa-inspired bathroom featuring distinctive custom stonework, and an expansive bonus room surrounded by oversized windows. Sliding glass doors open to the backyard oasis, complete with a large swimming pool featuring updated tilework and ample space for relaxing or entertaining. A sizable detached storage shed with electricity adds valuable utility and flexibility. Major improvements include a 2021 roof, 2025 air-conditioning system, updated electrical, and extensive interior and exterior renovations. With its sophisticated finishes, versatile layout, private pool, and premier location, this exceptional home is truly move-in ready.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,750

Sqft

0.16 ac

Lot size

1958

Year built

One

Levels

$285

Per sqft

Private poolNegotiable

Inside

FlooringLuxury Vinyl
AppliancesCooktop · Dishwasher · Refrigerator
InteriorCeiling Fan(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ExteriorStorage

Community & fees

Taxes (2025)$4,652/yr

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,703 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,935
FHA mortgage insurance (est.)$220
Property tax — 2025 actual bill$388
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,448Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,448
Interest rate6.00%
Loan term

Estimated payment

$3,703/mo

Principal & interest$2,935
FHA mortgage insurance (est.)$220
Property taxes (actual bill)$388
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $499K
$407KedgeAI estimate $481,255 · range $424K$643K$669K

vs edgeAI estimate

+3.6%

$/sqft vs BAYWOOD VILLAGE

$285 vs $345

Days on market

5 vs 42 typical

Where $285/sqft sits among the 7 homes for sale in BAYWOOD VILLAGE

1
0 · this home
2
2
0
2
$240–274$274–307$307–341$341–375$375–408$408+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palm Harbor

Map of 403 DRIFTWOOD DRIVE W

Drive times from this address

Tampa Int’l Airport (TPA)41 min
Downtown Tampa45 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palm Harbor. See the full Palm Harbor guide →

PALM HARBOR 34683 — neighborhood snapshot

Population

34,180

Median age

47.5

Median income

$90,037

Median home value

$424,200

Avg household

2.46

Households w/ children

3,432

For the school run

Pinellas County School District

ElementaryLake St. George Elementary School★★★★
MiddlePalm Harbor Middle School★★★★
HighPalm Harbor University High★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palm Harbor market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$425K$450K

Palm Harbor median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

4 of 7

BAYWOOD VILLAGE have cut their price

Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the PALM HARBOR 34683 median. See the full Palm Harbor market guide →

Paper trail

This home's history

Jul 29, 2026Listed at $498,500 · 5 days on market since
1958Built · BAYWOOD VILLAGE

Reality check

What actually sold near 403 DRIFTWOOD DRIVE W

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

209 WESTWINDS DRIVESold · Jun ’26

$450,000

209 WESTWINDS DRIVE · same community

3 bd · 2 ba · 1,787 sqft · $252/sqft · 19 DOM

212 DRIFTWOOD PLACESold · Dec ’25

$250,000

212 DRIFTWOOD PLACE · same community

3 bd · 2 ba · 1,708 sqft · $146/sqft · 201 DOM

504 DRIFTWOOD DRIVE ESold · Jun ’26

$450,000

504 DRIFTWOOD DRIVE E · same community

3 bd · 2 ba · 1,637 sqft · $275/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 403 DRIFTWOOD DRIVE W — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 403 DRIFTWOOD DRIVE W — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

403 DRIFTWOOD DRIVE W FAQs

What would the monthly payment be for 403 DRIFTWOOD DRIVE W?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,703/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 403 DRIFTWOOD DRIVE W?+

The most recent tax bill on record (2025) was $4,652. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Palm Harbor?+

At $498,500, this home is listed about 33% above the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.

Which schools are assigned to 403 DRIFTWOOD DRIVE W?+

Lake St. George Elementary School (elementary), Palm Harbor Middle School (middle), Palm Harbor University High (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$498,500 runs 22% above the PALM HARBOR 34683 median — but at 1,750 sqft it's also 20% larger than the typical Palm Harbor listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 5 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.

04Strong assigned schools

Lake St. George Elementary School, Palm Harbor Middle School, Palm Harbor University High — Lake St. George Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of ADROIT INVESTMENT REALTY · John Harrison, III. MLS #TB8532242.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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