
TBD, MELROSE, FL, 32666
Active2 days on marketListed Jul 21, 2026MLS #TB8531160
About this home
TBD
10.5 Acres in Gated Lake Bonnet Farms | Near Gainesville & Melrose | North Florida Land. Tucked away inside the exclusive, gated community of Lake Bonnet Farms in Earleton, Florida, Lot 13 offers an expansive 10.5 acres of pristine Florida landscape, delivering an unmatched blend of privacy, serenity, and natural beauty. Positioned at the absolute terminus of a private cul-de-sac, this premium parcel guarantees zero through-traffic and absolute peace and quiet. The northern and eastern portions of the property feature extensive, high-and-dry elevations perfectly suited for a custom home, barn, or detached workshop. Underground utilities run directly to the street frontage, significantly lowering your site development costs. The southern portion of the acreage encompasses a beautiful, designated natural wetland sanctuary wrapped in a generous 75-foot natural buffer area. Rather than a restriction, this feature serves as a permanent, park-like privacy screen that ensures no future neighbors can build near your homesite, while inviting local sandhill cranes, deer, and hawks right to your backyard. As a resident of Lake Bonnet Farms, you will enjoy exclusive deeded access to the community’s private boat dock on the sparkling waters of Bonnet Lake—the ideal spot for peaceful morning fishing or relaxing sunset boat rides. Located just minutes from historic Melrose and an easy, scenic drive to Gainesville, this exceptional lot seamlessly combines a secluded rural lifestyle with everyday city convenience. Bring your own builder, your horses, and your vision to start living the ultimate North Florida dream. Property Highlights: Size: 10.5 Gross Acres (Estimated 6.5–7+ High & Dry Acres),Location: Lot 13, Lake Bonnet Farms, Earleton, FL, Community Features: Gated entry, paved/stabilized private roads, and a shared community boat dock on Bonnet Lake, Zoning & Restrictions: Deed-restricted community; horses and estate-sized custom homes permitted, Utilities: Underground electric available at the road; well and septic required. * Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. Properties are subject to prior sale, price change, or withdrawal. Neither the listing agent, brokerage, nor the developer assumes responsibility for typographical errors, omissions, or misstatements. Buyers are strongly advised to conduct their own due diligence, including verifying exact acreage, lot dimensions, zoning regulations, building requirements, and utility availability with local governing authorities.
Facts & features
The home at a glance
10.51 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,672 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,672/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Melrose
Get to know Melrose. See the full Melrose guide →
MELROSE 32666 — neighborhood snapshot
Population
5,542
Median age
62.1
Median income
$66,540
Median home value
$206,000
Avg household
2.17
Households w/ children
268
For the school run
Putnam County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Melrose market
$333K → $180K
Melrose median sold, yr/yr
91.9%
Sale-to-list ratio (12 mo)
Median sold price, Melrose, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 36% below the MELROSE 32666 median. See the full Melrose market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about TBD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for TBD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
TBD FAQs
What would the monthly payment be for TBD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,672/mo — principal and interest, the actual property-tax bill, the $67/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at TBD?+
The association fee works out to $67 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on TBD?+
The most recent tax bill on record (2025) was $2,914. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at TBD?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Melrose?+
At $189,999, this home is listed about 52% below the Melrose median of $397,000. The market section on this page shows how the area is trending.
Which schools are assigned to TBD?+
Melrose Elementary School (elementary), Interlachen Junior-Senior High School (high) — Putnam County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of REAL ESTATE SALES FORCE · Ismaris Texidor. MLS #TB8531160.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Melrose homes, in your inbox
Like TBD but not quite? A daily digest of every new listing in Melrose — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →