13120 CONQUISTADOR LOOP, SPRING HILL, FL, 34610
Active2 days on marketListed Jul 20, 2026MLS #TB8531111
About this home
13120 CONQUISTADOR LOOP
Better Than New...Welcome to Talavera. Why wait to build when you can own a home that has already been thoughtfully upgraded and impeccably maintained? Built in 2021 by M/I Homes, this beautifully designed Sentinel Model offers the perfect balance of timeless style, modern comfort, and everyday functionality. Lovingly cared for by its original owner, this residence includes approximately $25,000 in builder upgrades and is truly move-in ready. Perfectly positioned on a premium .26-acre corner homesite in a non-flood zone, this exceptional home offers 3 bedrooms, a private flex room/office, 2 full baths, and a 2-car garage. Enhanced with an upgraded stone-accent elevation, the curb appeal is both elegant and inviting from the moment you arrive. Inside, soaring ceilings, abundant natural light, window treatments, white faux wood blinds, inside laundry room and a desirable three-way split floor plan create a bright, open atmosphere designed for today's lifestyle. At the heart of the home, the spacious kitchen seamlessly connects to the living and dining areas, creating an inviting setting for entertaining family and friends. Ample cabinetry and countertop space, a generous breakfast bar, and an oversized walk-in pantry make this kitchen as functional as it is beautiful. Tucked away for maximum privacy, the owner's suite serves as a relaxing retreat featuring a spacious walk-in closet and en-suite bath complete with a large walk-in shower and oversized vanity. Two generously sized guest bedrooms are thoughtfully separated from the primary suite and share a well-appointed guest bath. The versatile flex room offers endless possibilities as a home office, media room, fitness studio, playroom, or guest space. Step outside and unwind beneath the expansive covered lanai overlooking the oversized corner lot—offering additional privacy and plenty of room to design the backyard oasis you've always imagined. For added peace of mind, the home also includes custom hurricane shields. Life in Talavera extends beyond your front door. Residents enjoy resort-style amenities including a sparkling zero-entry pool, splash pad, clubhouse, playground, basketball and tennis courts, all complemented by a remarkably low HOA. Meticulously maintained, beautifully upgraded, and offering the feel of a brand-new home without the wait, this exceptional residence is ready to welcome its next owner. A rare opportunity to enjoy modern Florida living in one of the area's most desirable communities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,746
Sqft
0.26 ac
Lot size
2
Garage
2021
Year built
One
Levels
$200
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,774 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,774/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−30.4%
$/sqft vs Spring Hill actives
$200 vs $192
Days on market
2 vs 29 typical
Where $200/sqft sits among the 400 Spring Hill actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Talavera
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Spring Hill. See the full Spring Hill guide →
Talavera — neighborhood snapshot
Population
1,169
Median age
52
Median income
$91,307
Median home value
$428,000
Avg household
2
Households w/ children
68%
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Spring Hill market
$320K → $318K
Spring Hill median sold, yr/yr
97.8%
Sale-to-list ratio (12 mo)
201 of 400
Spring Hill actives have cut their price
Median sold price, Spring Hill, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% below the SPRING HILL 34610 median. See the full Spring Hill market guide →
Paper trail
This home's history
Reality check
What actually sold near 13120 CONQUISTADOR LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$315,000
13129 CONQUISTADOR LOOP · same community
3 bd · 2 ba · 1,508 sqft · $209/sqft · 56 DOM
Sold · Aug ’25$343,000
19032 MALINCHE LOOP
4 bd · 2 ba · 1,740 sqft · $197/sqft · 105 DOM
Sold · Jul ’25$344,000
18596 ROCOCO ROAD
3 bd · 2 ba · 1,753 sqft · $196/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 13120 CONQUISTADOR LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13120 CONQUISTADOR LOOP — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
13120 CONQUISTADOR LOOP FAQs
What would the monthly payment be for 13120 CONQUISTADOR LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,774/mo — principal and interest, the actual property-tax bill, the $19/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 13120 CONQUISTADOR LOOP?+
The association fee works out to $19 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 13120 CONQUISTADOR LOOP?+
The most recent tax bill on record (2025) was $4,559. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 13120 CONQUISTADOR LOOP?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Spring Hill?+
At $350,000, this home is listed about 1% above the Spring Hill median of $345,000. The market section on this page shows how the area is trending.
Which schools are assigned to 13120 CONQUISTADOR LOOP?+
Dr. Mary Giella Elementary School (elementary), Crews Lake Middle School. (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Katie Gawel. MLS #TB8531111.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Spring Hill homes, in your inbox
Like 13120 CONQUISTADOR LOOP but not quite? A daily digest of every new listing in Spring Hill — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →