Steeve Cadeau
$8,5004 bd3 ba2,581 sqft$3 /sqft$222 /mo all-in ↓

513 17TH AVENUE E, PALMETTO, FL, 34221

Active3 days on marketListed Jul 22, 2026MLS #TB8531087

Priced 98% below the PALMETTO 34221 medianWaterfrontPrivate poolSingle Family ResidenceSANCTUARY COVE

About this home

513 17TH AVENUE E

Live the Florida waterfront lifestyle in Sanctuary Cove, one of Palmetto’s most desirable gated boating communities. Offered for rent at $7,500 per month, this exceptional 4-bedroom, 3-bath residence combines luxury, convenience, and true resort-style living—all with direct boating access to the Manatee River and Gulf Coast. Built in 2020 and beautifully maintained, the home features a bright, open-concept layout with engineered hardwood flooring, soaring ceilings, crown molding, 8-foot solid-core doors, and refined architectural details throughout. The gourmet kitchen is designed for both everyday living and entertaining, complete with a gas cooktop, built-in refrigerator, quartz countertops, a custom wood range hood, and an oversized island that serves as the heart of the home. Step outside and experience what makes this property truly special. With 80 feet of canal frontage, a private composite dock with electric and water, and a 10,000-pound boat lift, you can be on the Manatee River and headed toward the Gulf, local sandbars, or waterfront dining in approximately 15 to 20 minutes. Sanctuary Cove’s unique channel lock system helps maintain consistent water levels while providing direct access to open water. The outdoor living space is just as impressive, featuring a gas-heated saltwater pool and spa with PebbleTec finish, sun shelf, color-changing lights, deck jets, Wi-Fi controls, Shellstone pavers, tropical landscaping, and ambient lighting—creating the perfect setting for relaxing, entertaining, and enjoying year-round Florida living. Inside, the home offers an impressive list of upgrades, including impact windows and doors, a tile roof, two tankless gas water heaters, a whole-house water purification and softener system, and a spacious 3-car garage. The climate-controlled 1-car garage is currently vacant and offers exceptional flexibility—it could easily serve as a future home gym, golf cart garage, additional living space, hobby room, or valuable storage for someone relocating to the area. Residents of Sanctuary Cove enjoy access to an incredible collection of amenities, including a private riverfront beach, kayak launch and storage, waterfront clubhouse, heated resort-style pool with lap lanes, spa, fitness center, and multiple gathering and entertainment spaces. The community is golf cart-friendly and offers a welcoming social atmosphere centered around boating, recreation, and waterfront living. The location is equally hard to beat. Detwiler’s Farm Market is conveniently located just across the street, while I-75 and I-275 provide easy access to St. Petersburg, Tampa, Sarasota, Lakewood Ranch, and the surrounding Gulf Coast. Anna Maria Island, Longboat Key, UTC Mall, Sarasota-Bradenton International Airport, and Tampa International Airport are all within convenient reach. Located in Flood Zone X, the property sustained no flooding or damage during the 2024 hurricane season. Whether you are heading out by boat, golf cart, or car, this home offers an exceptional combination of waterfront access, luxury amenities, and everyday convenience. This is more than a rental—it is an opportunity to experience one of the Gulf Coast’s most unique boating communities. Schedule your private showing today.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

2,581

Sqft

0.24 ac

Lot size

3

Garage

2020

Year built

One

Levels

$3

Per sqft

Private poolWaterfrontPool & Water view

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Gas Water Heater · Ice Maker · Microwave · Refrigerator · Tankless Water Heater · Touchless Faucet · Washer · Water Filtration System · Water Purifier · Water Softener
InteriorCeiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat
LaundryGas Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Exhaust Fan

Outside & construction

ViewPool · Water
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Lighting · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

PetsNo
CommunityBoat Slip · Canal Front · Dock · Fishing · Marina · Water Access · Waterfront · Clubhouse · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Cable Connected · Electricity Available · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sewer Available · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$222 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes (1.1%/yr)$8
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $298Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $298
Interest rate6.00%
Loan term

Estimated payment

$222/mo

Principal & interest$50
FHA mortgage insurance (est.)$4
Est. property taxes$8
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SANCTUARY COVE

$3 vs $387

Days on market

3 vs 55 typical

Where $3/sqft sits among the 8 homes for sale in SANCTUARY COVE

0 · this home
0
2
3
2
1
$3–113$113–223$223–333$333–443$443–554$554+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 513 17TH AVENUE E

Drive times from this address

Downtown Tampa47 min
Tampa Int’l Airport (TPA)52 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

5 of 8

SANCTUARY COVE have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 98% below the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

Jul 22, 2026Listed at $8,500 · 3 days on market since
2020Built · SANCTUARY COVE

Reality check

What actually sold near 513 17TH AVENUE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1805 7TH ST ESold · Oct ’25

$1,010,000

1805 7TH ST E · same community

4 bd · 3 ba · 2,644 sqft · $382/sqft · 168 DOM

2318 5TH STREET ESold · Feb ’26

$620,000

2318 5TH STREET E · same community

3 bd · 3.5 ba · 2,507 sqft · $247/sqft · 176 DOM

1709 8TH STREET ESold · Apr ’26

$750,000

1709 8TH STREET E · same community

4 bd · 4.5 ba · 2,804 sqft · $267/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 513 17TH AVENUE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 513 17TH AVENUE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

513 17TH AVENUE E FAQs

What would the monthly payment be for 513 17TH AVENUE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $222/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 513 17TH AVENUE E?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $8,500, this home is listed about 98% below the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 513 17TH AVENUE E?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the PALMETTO 34221 market on paper

$8,500 is 98% below the PALMETTO 34221 median of $364,950, and at $3/sqft it sits under the Palmetto average of $234.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Palmetto market that averages 55 — if it fits, move quickly.

Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Jordan Sargent. MLS #TB8531087.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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