Steeve Cadeau
$335,0003 bd2 ba1,732 sqft$193 /sqft$2,570 /mo all-in ↓

9930 IVORY DRIVE, RUSKIN, FL, 33573

Active2 days on marketListed Jul 21, 2026MLS #TB8530787

Single Family ResidenceBELMONT NORTH PH 2B

About this home

9930 IVORY DRIVE

Seller Offering $5,000 Toward Buyer's Closing Costs This Week! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the highly desirable Belmont community of Ruskin! Offering modern finishes, thoughtful upgrades, and a serene pond view, this move-in-ready property is the perfect place to call home. Step inside to discover an open and inviting floor plan featuring granite countertops in both the kitchen and bathrooms, stylish finishes, and comfortable living spaces designed for everyday living and entertaining. The spacious primary suite offers a private retreat with a luxurious garden tub, separate walk-in shower, and ample space to unwind after a long day. Enjoy Florida living year-round from the screened-in patio, complete with a privacy screen on one side for added comfort and relaxation. The fully fenced backyard provides plenty of room for pets, play, and outdoor gatherings while overlooking a peaceful pond setting. Conveniently located just minutes from St. Joseph's Hospital-South, I-75, grocery stores, shopping, dining, and other everyday conveniences, this home combines comfort, convenience, and value. Residents of Belmont enjoy access to exceptional community amenities, including an expansive amenity center with two swimming pools, a clubhouse, tennis and basketball courts, a dog park, playground, fitness center, and scenic walking trails. This beautiful home has been lovingly cared for and is ready for its next owner. Don't miss this incredible opportunity—schedule your private showing today.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,732

Sqft

0.14 ac

Lot size

2

Garage

2019

Year built

One

Levels

$193

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · HardiPlank Type · Stucco
FoundationSlab
FacesSouth
ExteriorHurricane Shutters · Lighting · Sidewalk · Sliding Doors · Sprinkler Metered

Community & fees

HOA fee$13/mo
Taxes (2025)$3,319/yr
PetsYes
CommunityDeed Restrictions · Dog Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Sprinkler Meter · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,570 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property tax — 2025 actual bill$277
HOA fee — from the listing$13
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $11,725Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $11,725
Interest rate6.00%
Loan term

Estimated payment

$2,570/mo

Principal & interest$1,972
FHA mortgage insurance (est.)$148
Property taxes (actual bill)$277
HOA / condo fee$13
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $335K
$313KedgeAI estimate $335,713 · range $326K$351K$365K

vs edgeAI estimate

−0.2%

$/sqft vs Ruskin actives

$193 vs $178

Days on market

2 vs 51 typical

Where $193/sqft sits among the 291 Ruskin actives

136
84 · this home
24
13
11
23
$129–176$176–224$224–272$272–320$320–368$368+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Ruskin

Map of 9930 IVORY DRIVE

Drive times from this address

Downtown Tampa31 min
Tampa Int’l Airport (TPA)44 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Ruskin. See the full Ruskin guide →

RUSKIN 33573 — neighborhood snapshot

Population

30,820

Median age

68.5

Median income

$68,431

Median home value

$270,600

Avg household

1.98

Households w/ children

1,606

For the school run

Hillsborough County School District

ElementaryDoby Elementary School★★★★★
HighEast Bay High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Ruskin market

Seller’s marketBalanced6.3 months of inventoryBuyer’s market

$330K$320K

Ruskin median sold, yr/yr

98.5%

Sale-to-list ratio (12 mo)

160 of 291

Ruskin actives have cut their price

Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the RUSKIN 33573 median. See the full Ruskin market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $335,000 · 2 days on market since
2019Built · BELMONT NORTH PH 2B

Reality check

What actually sold near 9930 IVORY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9736 SAGE CREEK DRIVESold · Aug ’25

$328,000

9736 SAGE CREEK DRIVE · same community

4 bd · 2 ba · 1,801 sqft · $182/sqft · 103 DOM

9816 IVORY DRIVESold · Sep ’25

$379,900

9816 IVORY DRIVE · same community

4 bd · 3 ba · 2,057 sqft · $185/sqft · 54 DOM

9832 SAGE CREEK DRIVESold · Jun ’26

$300,000

9832 SAGE CREEK DRIVE · same community

4 bd · 3 ba · 2,061 sqft · $146/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 9930 IVORY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 9930 IVORY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

9930 IVORY DRIVE FAQs

What would the monthly payment be for 9930 IVORY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,570/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 9930 IVORY DRIVE?+

The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 9930 IVORY DRIVE?+

The most recent tax bill on record (2025) was $3,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 9930 IVORY DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Ruskin?+

At $335,000, this home is listed about 4% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.

Which schools are assigned to 9930 IVORY DRIVE?+

Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX BAYSIDE REALTY LLC · Tangie Tinsley. MLS #TB8530787.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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