
9930 IVORY DRIVE, RUSKIN, FL, 33573
Active2 days on marketListed Jul 21, 2026MLS #TB8530787
About this home
9930 IVORY DRIVE
Seller Offering $5,000 Toward Buyer's Closing Costs This Week! Welcome to this beautifully maintained 3-bedroom, 2-bathroom home in the highly desirable Belmont community of Ruskin! Offering modern finishes, thoughtful upgrades, and a serene pond view, this move-in-ready property is the perfect place to call home. Step inside to discover an open and inviting floor plan featuring granite countertops in both the kitchen and bathrooms, stylish finishes, and comfortable living spaces designed for everyday living and entertaining. The spacious primary suite offers a private retreat with a luxurious garden tub, separate walk-in shower, and ample space to unwind after a long day. Enjoy Florida living year-round from the screened-in patio, complete with a privacy screen on one side for added comfort and relaxation. The fully fenced backyard provides plenty of room for pets, play, and outdoor gatherings while overlooking a peaceful pond setting. Conveniently located just minutes from St. Joseph's Hospital-South, I-75, grocery stores, shopping, dining, and other everyday conveniences, this home combines comfort, convenience, and value. Residents of Belmont enjoy access to exceptional community amenities, including an expansive amenity center with two swimming pools, a clubhouse, tennis and basketball courts, a dog park, playground, fitness center, and scenic walking trails. This beautiful home has been lovingly cared for and is ready for its next owner. Don't miss this incredible opportunity—schedule your private showing today.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,732
Sqft
0.14 ac
Lot size
2
Garage
2019
Year built
One
Levels
$193
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,570 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,570/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.2%
$/sqft vs Ruskin actives
$193 vs $178
Days on market
2 vs 51 typical
Where $193/sqft sits among the 291 Ruskin actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
RUSKIN 33573 — neighborhood snapshot
Population
30,820
Median age
68.5
Median income
$68,431
Median home value
$270,600
Avg household
1.98
Households w/ children
1,606
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ruskin market
$330K → $320K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
160 of 291
Ruskin actives have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 29% above the RUSKIN 33573 median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 9930 IVORY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$328,000
9736 SAGE CREEK DRIVE · same community
4 bd · 2 ba · 1,801 sqft · $182/sqft · 103 DOM
Sold · Sep ’25$379,900
9816 IVORY DRIVE · same community
4 bd · 3 ba · 2,057 sqft · $185/sqft · 54 DOM
Sold · Jun ’26$300,000
9832 SAGE CREEK DRIVE · same community
4 bd · 3 ba · 2,061 sqft · $146/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 9930 IVORY DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9930 IVORY DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
9930 IVORY DRIVE FAQs
What would the monthly payment be for 9930 IVORY DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,570/mo — principal and interest, the actual property-tax bill, the $13/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9930 IVORY DRIVE?+
The association fee works out to $13 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9930 IVORY DRIVE?+
The most recent tax bill on record (2025) was $3,319. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9930 IVORY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $335,000, this home is listed about 4% below the Ruskin median of $349,850. The market section on this page shows how the area is trending.
Which schools are assigned to 9930 IVORY DRIVE?+
Doby Elementary School (elementary), East Bay High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX BAYSIDE REALTY LLC · Tangie Tinsley. MLS #TB8530787.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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