18803 TRACER DRIVE, LUTZ, FL, 33549
Active5 days on marketListed Jul 19, 2026MLS #TB8530729
About this home
18803 TRACER DRIVE
Virtually Staged. No pets allowed. Credit score will be verified.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,643
Sqft
0.22 ac
Lot size
1
Garage
1965
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$180 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$180/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Lutz actives
$2 vs $244
Days on market
5 vs 35 typical
Where $2/sqft sits among the 263 Lutz actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lutz
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lutz. See the full Lutz guide →
The numbers that matter
The Lutz market
$580K → $487K
Lutz median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
148 of 263
Lutz actives have cut their price
Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the Lutz median. See the full Lutz market guide →
Paper trail
This home's history
Reality check
What actually sold near 18803 TRACER DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$260,000
18810 TRACER DRIVE · same community
3 bd · 2 ba · 1,556 sqft · $167/sqft · 13 DOM
Sold · Sep ’25$590,000
18852 TRACER DRIVE · same community
4 bd · 2 ba · 1,970 sqft · $299/sqft · 33 DOM
Sold · Sep ’25$435,000
2330 WINDSOR OAKS AVENUE
3 bd · 2 ba · 1,629 sqft · $267/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18803 TRACER DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18803 TRACER DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
18803 TRACER DRIVE FAQs
What would the monthly payment be for 18803 TRACER DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $180/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 18803 TRACER DRIVE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Lutz?+
At $2,800, this home is listed about 99% below the Lutz median of $489,999. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Under the Lutz market on paper
$2,800 is 99% below the Lutz median of $489,999, and at $2/sqft it sits under the Lutz average of $269.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Only 5 days on market in a Lutz market that averages 35 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOME PRIME REALTY LLC · Lisett Tadeo. MLS #TB8530729.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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