Steeve Cadeau
$499,9004 bd2 ba1,746 sqft$286 /sqft$4,010 /mo all-in ↓

700 RUSKIN ROAD, CLEARWATER, FL, 33765

Active2 days on marketListed Jul 21, 2026MLS #TB8530690

Private poolSingle Family ResidenceCOLLEGE HILL ESTATES

About this home

700 RUSKIN ROAD

Welcome home to this beautifully maintained 4-bedroom, 2-bathroom pool home with spa located in the heart of Clearwater! Offering the perfect blend of comfort, style, and convenience, this home is move-in ready and ideal for both everyday living and entertaining.Step inside to a welcoming foyer with a spacious closet ,which opens to a bright and inviting open floor plan featuring newer flooring throughout, fresh interior paint, and an updated kitchen with stainless steel appliances. The spacious bedrooms offer oversized closets, providing plenty of storage and flexibility for family, guests, or a home office.One of the standout features of this home is the light-filled Florida room with wraparound windows overlooking the sparkling in-ground pool. Just beyond, the screened-in patio creates the perfect setting for outdoor dining and relaxation. With newer sliding glass doors providing access from multiple rooms, this inviting space seamlessly blends indoor and outdoor living.The fully fenced backyard offers privacy and plenty of space to enjoy the Florida lifestyle.Located 1 mile from the Clearwater Threshers stadium, this home is a fantastic opportunity for baseball fans and anyone looking to enjoy the area’s vibrant atmosphere. You’ll also appreciate the convenient proximity to schools, shopping, dining, parks, and public safety facilities. Clearwater’s world-famous beaches, waterfront activities, and entertainment options are just a short drive away.With strong curb appeal, generous living spaces, and valuable updates already completed, this home is ready for its next owner. Schedule your private showing today and see all that this Clearwater gem has to offer!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,746

Sqft

0.19 ac

Lot size

2

Garage

1969

Year built

One

Levels

$286

Per sqft

Private pool

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Other · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesEast
ExteriorOther

Community & fees

Taxes (2025)$8,231/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,010 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2025 actual bill$686
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,497Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,497
Interest rate6.00%
Loan term

Estimated payment

$4,010/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$686
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$457KedgeAI estimate $505,026 · range $476K$558K$581K

vs edgeAI estimate

−1%

Days on market

2 vs 47 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 700 RUSKIN ROAD

Drive times from this address

Tampa Int’l Airport (TPA)24 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33765 — neighborhood snapshot

Population

14,364

Median age

47.2

Median income

$61,910

Median home value

$290,700

Avg household

2.31

Households w/ children

1,385

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 67% above the CLEARWATER 33765 median. See the full Clearwater market guide →

Paper trail

This home's history

Jul 21, 2026Listed at $499,900 · 2 days on market since
1969Built · COLLEGE HILL ESTATES

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 700 RUSKIN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 700 RUSKIN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

700 RUSKIN ROAD FAQs

What would the monthly payment be for 700 RUSKIN ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,010/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 700 RUSKIN ROAD?+

The most recent tax bill on record (2025) was $8,231. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $499,900, this home is listed about 82% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 700 RUSKIN ROAD?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$499,900 runs 67% above the CLEARWATER 33765 median — but at 1,746 sqft it's also 39% larger than the typical Clearwater listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a Clearwater market that averages 47 — if it fits, move quickly.

Listing courtesy of DALTON WADE INC · Dragana Kolundzic Grgic. MLS #TB8530690.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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