3112 NW 21ST STREET, GAINESVILLE, FL, 32605
Active20 days on marketListed Jul 19, 2026MLS #TB8530645
About this home
3112 NW 21ST STREET
A rare Gainesville find! This spacious 0.28-acre buildable lot sits in one of the city's most in-demand areas, offering an ideal canvas for your custom dream home or a smart residential investment. Nestled in the established Misty Oaks / Ridgeview community, the property delivers high privacy and room to grow while keeping you just minutes from the University of Florida campus and the UF School of Medicine.The land is situated outside of any flood zones and is zoned R-1, making your building logistics highly straightforward. Enjoy exceptional day-to-day convenience with easy access to major UF facilities, local shopping, dining, and top-tier local schools—including Glen Springs Elementary, Westwood Middle, and Gainesville High. Don't miss this incredible location supporting strong, long-term property value!
Facts & features
The home at a glance
0.28 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,044 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,044/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Ridgeview
Get to know Gainesville. See the full Gainesville guide →
For the school run
Alachua County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Gainesville market
$294K → $333K
Gainesville median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Gainesville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 59% below the GAINESVILLE 32605 median. See the full Gainesville market guide →
Paper trail
This home's history
Reality check
What actually sold near 3112 NW 21ST STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$320,000
4220 LAKEWOOD DRIVE · same community
3 bd · 1 ba · 1,052 sqft · $304/sqft · 21 DOM
Sold · Sep ’25$320,000
2381 NE 14 STREET · same community
3 bd · 2 ba · 1,585 sqft · $202/sqft · 19 DOM
Sold · Feb ’26$154,900
1710 NW 7TH STREET UNIT 104
2 bd · 2.5 ba · 986 sqft · $157/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3112 NW 21ST STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3112 NW 21ST STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3112 NW 21ST STREET FAQs
What would the monthly payment be for 3112 NW 21ST STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,044/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3112 NW 21ST STREET?+
The most recent tax bill on record (2025) was $2,560. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Gainesville?+
At $105,900, this home is listed about 64% below the Gainesville median of $297,500. The market section on this page shows how the area is trending.
Which schools are assigned to 3112 NW 21ST STREET?+
Gainesville High School (high), Glen Springs Elementary School (elementary), Westwood Middle School (middle) — Alachua County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CHARLES RUTENBERG REALTY INC · Eric Bosco. MLS #TB8530645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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