2225 LARK CIRCLE W UNIT E, PALM HARBOR, FL, 34684
Active3 days on marketListed Jul 18, 2026MLS #TB8530266
About this home
2225 LARK CIRCLE W UNIT E
ADORABLE 2/2 W/CARPORT IN DESIRABLE HIGHLAND LAKES 55+ COMMUNITY. CERAMIC-TOP SELF CLEANING RANGE, MICROWAVE, DISPOSAL, D/W, NEW REFRIGERATOR TO BE INSTALLED UPON LEASE SIGNING, WASHER & DRYER IN SEPARATE LAUNDRY ROOM, CEILING FANS THROUGHOUT UNIT, RIGID CORE VINYL PLANK FLOORING, HALL BATH HAS NEW SHOWER/TUB ENCLOSURE WITH NEW GLASS DOORS. THERE ARE TOO MANY AMENITIES TO LIST, BUT HERE ARE A FEW:LARGE CLUBHOUSE WITH CLUBS AND SHOWS THROUGHOUT THE YEAR, FEE FREE GOLF, DOUBLE OLYMPIC SIZED POOL, LARGE HOT TUB, TENNIS COURTS, BOCCI, SHUFFLEBOARD COURTS, PICKLEBALL, NUMEROUS CRAFT CLASSES, LINE DANCING, LODGE POOL AND DOCKS AND BINGO!!! MANY RESTAURANTS AND SHOPPING CLOSE BY & WHEN YOU FEEL LIKE VISITING TARPON SPRINGS WITH THE SPONGE DOCKS, OR DUNEDIN WITH ITS RICH SCOTTISH HERITAGE OR MANY BEACHES ON THE GULF OF MEXICO, YOU'LL KNOW THIS IS THE BEST PLACE TO LIVE IN ALL OF FLORIDA. 1ST, LAST & I MONTH SECURITY REQUIRED FOR MOVE-IN. CREDIT & BACKGROUND CHECK REQUIRED. NO PETS ARE PERMITTED. THIS IS A GOLF CART COMMUNITY.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,230
Sqft
2.38 ac
Lot size
1979
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$173 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$173/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Palm Harbor actives
$1 vs $258
Days on market
3 vs 42 typical
Where $1/sqft sits among the 400 Palm Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palm Harbor
Get to know Palm Harbor. See the full Palm Harbor guide →
PALM HARBOR 34684 — neighborhood snapshot
Population
26,926
Median age
55.9
Median income
$67,542
Median home value
$293,800
Avg household
2.07
Households w/ children
2,234
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Palm Harbor market
$425K → $450K
Palm Harbor median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
203 of 400
Palm Harbor actives have cut their price
Median sold price, Palm Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the PALM HARBOR 34684 median. See the full Palm Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 2225 LARK CIRCLE W UNIT E
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$225,000
2225 LARK CIRCLE W UNIT D · same community
2 bd · 2 ba · 1,230 sqft · $183/sqft · 0 DOM
Sold · Nov ’25$220,000
2238 LARK CIRCLE W UNIT C · same community
2 bd · 2 ba · 1,230 sqft · $179/sqft · 25 DOM
Sold · Jan ’26$318,500
349 BUCKINGHAM PLACE
2 bd · 2 ba · 1,268 sqft · $251/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2225 LARK CIRCLE W UNIT E — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2225 LARK CIRCLE W UNIT E — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2225 LARK CIRCLE W UNIT E FAQs
What would the monthly payment be for 2225 LARK CIRCLE W UNIT E?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $173/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 2225 LARK CIRCLE W UNIT E?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palm Harbor?+
At $1,800, this home is listed about 100% below the Palm Harbor median of $375,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2225 LARK CIRCLE W UNIT E?+
Sutherland Elementary School (elementary), Tarpon Springs High School (high), Tarpon Springs Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the PALM HARBOR 34684 market on paper
$1,800 is 99% below the PALM HARBOR 34684 median of $244,900, and at $1/sqft it sits under the Palm Harbor average of $269.
02Garden views
The garden view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 3 days on market in a Palm Harbor market that averages 42 — if it fits, move quickly.
04Strong assigned schools
Sutherland Elementary School, Tarpon Springs High School, Tarpon Springs Middle School — Sutherland Elementary School rates 5 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 COASTAL ALLIANCE · Francine Spector. MLS #TB8530266.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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