Steeve Cadeau
$774,0004 bd3 ba3,049 sqft$254 /sqft$5,247 /mo all-in ↓

13140 TRADITION DRIVE, DADE CITY, FL, 33525

Active4 days on marketListed Jul 20, 2026MLS #TB8529985

Private poolSingle Family ResidenceLAKE JOVITA GOLF & COUNTRY CLUB PH 02A

About this home

13140 TRADITION DRIVE

Perfectly positioned on a generous 1/2-acre lot within the gated community of Lake Jovita, this exceptional 4-bedroom, 3-bath home with a dedicated office and a 2-car plus golf cart garage offers 3,049 square feet of thoughtfully designed living space. Complete with a private wooded backdrop, sparkling screened pool, outdoor kitchen, and a brand-new roof being installed within the next few weeks, this home delivers the Florida lifestyle you've been searching for. A paver driveway, mature landscaping, and a covered entry create a welcoming first impression. Inside, double front doors open to a grand foyer flanked by elegant formal living and dining rooms. Tray ceilings, plantation shutters, decorative wainscoting, and wood flooring throughout most of the home add timeless character and warmth. The formal living room features a custom accent wall and a door that frames beautiful views of the pool and outdoor living space. At the heart of the home, the upgraded kitchen seamlessly connects to the spacious family room, making it ideal for everyday living and entertaining. Rich wood cabinetry, stone countertops, a center island with storage, breakfast bar seating, stainless steel appliances, a decorative backsplash, generous pantry space, and a charming pass-through window to the formal living room combine style with functionality. The adjoining family room features a tray ceiling, oversized ceiling fan, and French doors leading directly to the lanai. A private office near the front of the home provides the perfect space for working remotely, studying, or managing daily life without sacrificing a bedroom. The split-bedroom floor plan offers exceptional privacy. The primary suite overlooks the peaceful backyard and features wood flooring, two walk-in closets, and a spacious ensuite bath with dual vanities, a soaking tub, walk-in shower, and private water closet. Bedrooms two and three share a full bath, while the fourth bedroom is tucked toward the rear of the home beside a third full bathroom, creating an ideal guest suite or multigenerational living space. The screened outdoor living area is designed for year-round enjoyment. Prepare meals in the outdoor kitchen featuring a built-in grill, sink, and mini refrigerator, relax under the covered lanai, cool off in the sparkling pool, or simply enjoy the peaceful wooded backdrop that provides exceptional privacy and a true retreat-like setting. Additional upgrades include an owned 250-gallon propane tank, tankless water heater, water softener, reverse osmosis system, French drain system, whole house generator, and a high-end pool vacuum. Living in Lake Jovita means enjoying gated security and outstanding community amenities, including scenic rolling hills, walking trails, a playground, pickleball courts, a basketball court, and a dog park. Optional memberships to the Lake Jovita Golf & Country Club provide access to two championship 18-hole golf courses, a junior Olympic-sized swimming pool, tennis courts, a fitness center, restaurant, and additional social amenities. Schedule your private showing today and discover this beautifully upgraded pool home in one of Dade City's most sought-after communities.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,049

Sqft

0.5 ac

Lot size

2

Garage

2008

Year built

One

Levels

$254

Per sqft

Private poolPool & Trees/Woods viewPets allowed

Inside

FlooringTile · Hardwood
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Refrigerator · Tankless Water Heater · Water Filtration System · Water Softener
InteriorCeiling Fan(s) · Central Vacuum · Chair Rail · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPool · Trees/Woods
FacesWest
ParkingGolf Cart Garage · Oversized
ExteriorFrench Doors · Irrigation System · Lighting · Outdoor Grill · Outdoor Kitchen · Rain Gutters

Community & fees

HOA fee$114/mo
Taxes (2025)$6,081/yr
PetsNumber Limit, Yes
CommunityClubhouse · Deed Restrictions · Dog Park · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Park · Playground · Pool · Restaurant · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,247 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,176
PMI (est., until 20% equity)$290
Property tax — 2025 actual bill$507
HOA fee — from the listing$114
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $77,400Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $77,400
Interest rate6.00%
Loan term

Estimated payment

$5,247/mo

Principal & interest$4,176
PMI (est., until 20% equity)$290
Property taxes (actual bill)$507
HOA / condo fee$114
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $774K
$688KedgeAI estimate $757,319 · range $716K$826K$859K

vs edgeAI estimate

+2.2%

$/sqft vs Dade City actives

$254 vs $190

Days on market

4 vs 28 typical

Where $254/sqft sits among the 339 Dade City actives

160
99
34 · this home
15
9
22
$130–188$188–246$246–304$304–362$362–420$420+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Jovita Golf And Country Club

Map of 13140 TRADITION DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)56 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Dade City. See the full Dade City guide →

Lake Jovita Golf And Country Club — neighborhood snapshot

Population

1,806

Median age

45

Median income

$115,994

Median home value

$456,443

Avg household

3

Households w/ children

155

For the school run

Pasco County School District

ElementarySan Antonio Elementary School★★★★
HighPasco High School★★★★
MiddlePasco Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Dade City market

Seller’s marketBalanced6.1 months of inventoryBuyer’s market

$343K$335K

Dade City median sold, yr/yr

97.7%

Sale-to-list ratio (12 mo)

171 of 339

Dade City actives have cut their price

Median sold price, Dade City, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 104% above the DADE CITY 33525 median. See the full Dade City market guide →

Paper trail

This home's history

Jul 20, 2026Listed at $774,000 · 4 days on market since
2008Built · LAKE JOVITA GOLF & COUNTRY CLUB PH 02A

Reality check

What actually sold near 13140 TRADITION DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

13209 PALMILLA CIRCLESold · Dec ’25

$489,000

13209 PALMILLA CIRCLE · same community

3 bd · 4 ba · 2,954 sqft · $166/sqft · 158 DOM

13854 THOROUGHBRED DRIVESold · Aug ’25

$698,500

13854 THOROUGHBRED DRIVE · same community

3 bd · 3 ba · 2,857 sqft · $244/sqft · 152 DOM

34026 AMERICANA AVENUESold · Dec ’25

$835,000

34026 AMERICANA AVENUE · same community

4 bd · 3 ba · 2,656 sqft · $314/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 13140 TRADITION DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13140 TRADITION DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

13140 TRADITION DRIVE FAQs

What would the monthly payment be for 13140 TRADITION DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,247/mo — principal and interest, the actual property-tax bill, the $114/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 13140 TRADITION DRIVE?+

The association fee works out to $114 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 13140 TRADITION DRIVE?+

The most recent tax bill on record (2025) was $6,081. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13140 TRADITION DRIVE?+

The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Dade City?+

At $774,000, this home is listed about 99% above the Dade City median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 13140 TRADITION DRIVE?+

San Antonio Elementary School (elementary), Pasco High School (high), Pasco Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$774,000 runs 104% above the DADE CITY 33525 median — but at 3,049 sqft it's also 41% larger than the typical Dade City listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 4 days on market in a Dade City market that averages 28 — if it fits, move quickly.

Listing courtesy of KING & ASSOCIATES REAL ESTATE LLC · Geri Lafountain. MLS #TB8529985.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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