1509 E ELM ROAD, LAKELAND, FL, 33801
Active8 days on marketListed Jul 16, 2026MLS #TB8529887
About this home
1509 E ELM ROAD
This 3-bedroom, 2-bath single-family home with office was built in 2019 and offers an open floor plan with tile flooring throughout the main living areas and carpet in the bedrooms. The kitchen features wood cabinetry, ample counter space, a center island, recessed lighting, and stainless steel appliances installed in 2025. NO HOA! The primary and guest bathrooms each include a single-sink vanity with a tub/shower combination. A large laundry room provides additional space for a home office, mudroom, or extra storage. Major systems, including the roof, HVAC, water heater, washer and dryer, were all installed in 2019. Outside, the spacious backyard is enclosed with a white vinyl privacy fence, offering a secure and private outdoor space. Perfect for storage or room to entertain guests. The property has NO HOA, providing added flexibility for homeowners. Conveniently located in Lakeland with easy access to nearby lakes, shopping, dining, parks, schools, and major roadways, this home combines a functional layout with newer construction in an established area.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,527
Sqft
0.21 ac
Lot size
1
Garage
2019
Year built
One
Levels
$196
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,224 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,224/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−17.6%
$/sqft vs SHORE ACRES
$196 vs $897
Days on market
8 vs 33 typical
Where $196/sqft sits among the 9 homes for sale in SHORE ACRES
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Lake Bonny
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Lakeland. See the full Lakeland guide →
Lake Bonny — neighborhood snapshot
Population
1,049
Median age
40
Median income
$53,563
Median home value
$133,627
Avg household
3
Households w/ children
124
For the school run
Polk County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Lakeland market
$318K → $320K
Lakeland median sold, yr/yr
97.7%
Sale-to-list ratio (12 mo)
5 of 9
SHORE ACRES have cut their price
Median sold price, Lakeland, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the LAKELAND 33801 median. See the full Lakeland market guide →
Paper trail
This home's history
Reality check
What actually sold near 1509 E ELM ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$239,000
1938 E FERN ROAD · same community
3 bd · 2 ba · 1,500 sqft · $159/sqft · 64 DOM
Sold · Dec ’25$275,000
239 BURBANK AVENUE · same community
3 bd · 2 ba · 1,612 sqft · $171/sqft · 97 DOM
Sold · Nov ’25$170,000
1512 HOLLY ROAD · same community
3 bd · 2 ba · 1,420 sqft · $120/sqft · 57 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1509 E ELM ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1509 E ELM ROAD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
1509 E ELM ROAD FAQs
What would the monthly payment be for 1509 E ELM ROAD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,224/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1509 E ELM ROAD?+
The most recent tax bill on record (2024) was $2,055. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Lakeland?+
At $299,000, this home is listed about 12% below the Lakeland median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1509 E ELM ROAD?+
Philip O'Brien Elementary School (elementary), Lakeland Senior High School (high), Crystal Lake Middle School (middle) — Polk County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Melissa Minck. MLS #TB8529887.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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