Steeve Cadeau
$3,5004 bd3 ba1,732 sqft$2 /sqft$185 /mo all-in ↓

5213 97TH WAY N, ST PETERSBURG, FL, 33708

Active28 days on marketListed Jul 18, 2026MLS #TB8529667

Priced 99% below the ST PETERSBURG 33708 medianPrivate poolFully furnishedSingle Family ResidenceBAY PINES ESTATES

About this home

5213 97TH WAY N

Enjoy Florida living at its best in this 4-bedroom, 3-bath pool home just minutes from Madeira Beach. Located in desirable Bay Pines, you'll be just steps from the Pinellas Trail and close to shopping restaurants, medical facilities, and the Gulf beaches. freshly painted with a 2023 HVAC system, hurricane-impact windows, and a screened saltwater pool, this home offers comfort, convenience and a relaxed coastal lifestyle. Pool and lawn service included in the $3500.00/mo rent. Offering 1732 square feet of comfortable Florida living thats light and bright. The open-concept living, dining, and kitchen areas provide an inviting space for everyday living and entertaining. solid wood kitchen cabinetry, fresh interior and exterior paint, and abundant natural light create a clean, updated feel throughout. the largest and smallest bedrooms feature independent heating and cooling systems for personalized comfort and potential energy savings. Major updates include 2023 HVAC system, newer metal roof, front hurricane - impact windows, and newer saltwater pool system with newly re-surfaced pool with new deck, too. Step outside to your private screened pool, perfect for relaxing or entertaining year-round in the Florida sunshine. the spacious yard offers plenty of room to enjoy the outdoor living with minimal maintenance. Combining modern updates, flexible living spaces, and an exceptional location near Madeira Beach, this home is ready for immediate occupancy. Schedule you private showing today and experience everything 5213 97th Way N has to offer. Lawn care and heated pool service are included. Pets considered with owner approval Attached garage with driveway.

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

1,732

Sqft

0.18 ac

Lot size

1

Garage

1960

Year built

One

Levels

$2

Per sqft

Private poolPool viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesConvection Oven · Dishwasher · Dryer · Range · Refrigerator · Washer
InteriorAccessibility Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air · Mini-Split Unit(s)
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

ViewPool
ParkingDriveway · Ground Level · On Street
ExteriorSliding Doors

Community & fees

PetsYes

Utilities & systems

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$185 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $123Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $123
Interest rate6.00%
Loan term

Estimated payment

$185/mo

Principal & interest$21
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs St Petersburg actives

$2 vs $336

Days on market

28 vs 57 typical

Where $2/sqft sits among the 400 St Petersburg actives

39 · this home
148
127
36
18
32
$2–161$161–320$320–479$479–638$638–796$796+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Petersburg

Map of 5213 97TH WAY N

Drive times from this address

Downtown Tampa37 min
Tampa Int’l Airport (TPA)37 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know St Petersburg. See the full St Petersburg guide →

ST PETERSBURG 33708 — neighborhood snapshot

Population

15,306

Median age

61.1

Median income

$83,773

Median home value

$463,700

Avg household

1.9

Households w/ children

600

For the school run

Pinellas County School District

ElementaryOrange Grove Elementary School★★★★★
MiddleOsceola Middle School★★★★★
HighRichard O Jacobson Technical High School At Seminole★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Petersburg market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$380K$402K

St Petersburg median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

230 of 400

St Petersburg actives have cut their price

Median sold price, St Petersburg, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the ST PETERSBURG 33708 median. See the full St Petersburg market guide →

Paper trail

This home's history

Jul 18, 2026Listed at $3,500 · 28 days on market since
1960Built · BAY PINES ESTATES

Reality check

What actually sold near 5213 97TH WAY N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

9836 52ND TERRACE NSold · Jul ’26

$547,000

9836 52ND TERRACE N · same community

4 bd · 2 ba · 1,822 sqft · $300/sqft · 21 DOM

4781 97TH WAY NSold · Feb ’26

$595,000

4781 97TH WAY N · same community

3 bd · 2 ba · 1,607 sqft · $370/sqft · 43 DOM

9854 51ST AVENUE NSold · Mar ’26

$500,500

9854 51ST AVENUE N · same community

3 bd · 2 ba · 1,604 sqft · $312/sqft · 83 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5213 97TH WAY N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5213 97TH WAY N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Goes straight to Steeve’s phone and CRM.

Straight answers

5213 97TH WAY N FAQs

What would the monthly payment be for 5213 97TH WAY N?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 5213 97TH WAY N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Petersburg?+

At $3,500, this home is listed about 99% below the St Petersburg median of $431,250. The market section on this page shows how the area is trending.

Which schools are assigned to 5213 97TH WAY N?+

Orange Grove Elementary School (elementary), Osceola Middle School (middle), Richard O Jacobson Technical High School At Seminole (high) — Pinellas County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the ST PETERSBURG 33708 market on paper

$3,500 is 99% below the ST PETERSBURG 33708 median of $469,950, and at $2/sqft it sits under the St Petersburg average of $379.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Orange Grove Elementary School, Osceola Middle School, Richard O Jacobson Technical High School At Seminole — Orange Grove Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of MELODY STANG REALTY INC · Melody Stang. MLS #TB8529667.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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