Steeve Cadeau
$229,5002 bd1.5 ba1,178 sqft$195 /sqft$2,140 /mo all-in ↓

14713 LAKE FOREST DRIVE, LUTZ, FL, 33559

Active1 days on marketListed Jul 24, 2026MLS #TB8529592

Priced 43% below the LUTZ 33559 medianTownhouseLAKE FOREST UNIT 1

About this home

14713 LAKE FOREST DRIVE

Welcome to this well-maintained 2-bedroom, 1.5-bathroom townhome offering a functional two-story layout in the desirable Lake Forest community. With approximately 1,178 square feet of living space, this home features both a living room and a separate family room, providing flexibility for everyday living, entertaining, or a home office. The kitchen offers ample cabinet and counter space, an eat-in dining area, and a breakfast bar overlooking the family room, creating an open and connected feel. French doors lead to a screened patio and a privately fenced backyard, offering a comfortable outdoor space to relax or enjoy your morning coffee. The primary bedroom includes direct access to the full bathroom, while the additional bedroom and convenient half bath add to the home's practical layout. Residents of Lake Forest enjoy access to community amenities, including a pool and playground, with an HOA that covers grounds maintenance. Conveniently located near shopping, dining, major roadways, and I-75, this home offers easy access to Tampa, the University area, and surrounding communities. Buyer and buyer's agent are responsible for verifying all measurements, HOA information, restrictions, and property details.

Facts & features

The home at a glance

2

Bedrooms

1.5

Bathrooms

1,178

Sqft

0.03 ac

Lot size

1976

Year built

Two

Levels

$195

Per sqft

Trees/Woods viewPets allowed

Inside

FlooringCarpet
AppliancesCooktop · Dishwasher · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Stone Counters · Walk-In Closet(s)
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionStucco · Vinyl Siding
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ExteriorRain Gutters · Sidewalk

Community & fees

HOA fee$310/mo
Taxes (2025)$2,615/yr
PetsYes
CommunityClubhouse · Tennis Court(s)

Utilities & systems

UtilitiesCable Available · Electricity Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,140 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,351
FHA mortgage insurance (est.)$102
Property tax — 2025 actual bill$218
HOA fee — from the listing$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,033Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,033
Interest rate6.00%
Loan term

Estimated payment

$2,140/mo

Principal & interest$1,351
FHA mortgage insurance (est.)$102
Property taxes (actual bill)$218
HOA / condo fee$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $230K
$150KedgeAI estimate $181,648 · range $156K$227K$239K

vs edgeAI estimate

+26.3%

Days on market

1 vs 35 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside University

Map of 14713 LAKE FOREST DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa18 min
Tampa Int’l Airport (TPA)29 min
Walt Disney World75 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lutz. See the full Lutz guide →

University — neighborhood snapshot

Population

58,530

Median age

33

Median income

$34,230

Median home value

$44,919

Avg household

2

Households w/ children

4,879

For the school run

Hillsborough County School District

ElementaryMiles Elementary School★★★★★
MiddleBuchanan Middle School★★★★
HighGaither High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 43% below the LUTZ 33559 median. See the full Lutz market guide →

Paper trail

This home's history

Jul 24, 2026Listed at $229,500 · 1 days on market since
1976Built · LAKE FOREST UNIT 1

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 14713 LAKE FOREST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 14713 LAKE FOREST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

14713 LAKE FOREST DRIVE FAQs

What would the monthly payment be for 14713 LAKE FOREST DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,140/mo — principal and interest, the actual property-tax bill, the $310/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 14713 LAKE FOREST DRIVE?+

The association fee works out to $310 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 14713 LAKE FOREST DRIVE?+

The most recent tax bill on record (2025) was $2,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 14713 LAKE FOREST DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $229,500, this home is listed about 53% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 14713 LAKE FOREST DRIVE?+

Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LUTZ 33559 market on paper

$229,500 is 43% below the LUTZ 33559 median of $402,500, and at $195/sqft it sits under the Lutz average of $269.

02Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

03Fresh on the market

Only 1 day on market in a Lutz market that averages 35 — if it fits, move quickly.

04Strong assigned schools

Miles Elementary School, Buchanan Middle School, Gaither High School, Patricia Sullivan Metropolitan Ministries Partnership School — Gaither High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of 54 REALTY LLC · Andreia Vieira. MLS #TB8529592.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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