4509 N 39TH STREET, TAMPA, FL, 33610
Active28 days on marketListed Jul 14, 2026MLS #TB8529017
About this home
4509 N 39TH STREET
NEW CONSTRUCTION! Experience quality craftsmanship and modern design in this brand-new 3-bedroom, 2-bath home, and a convenient one-car attached garage. This thoughtfully designed home features an open-concept layout with abundant natural light, high ceilings, and premium finishes throughout. The spacious kitchen features a breakfast bar with eating space, stainless steel appliances, stone countertops, and sleek cabinetry for a modern, clean look, and seamlessly flowing into the living and dining areas—ideal for both everyday living and entertaining. The master suite provides a private retreat with an ensuite bathroom while additional bedrooms give flexibility for family, guests, or a home office. Built with efficiency and durability, this new construction home delivers peace of mind with all-new systems, roof, new electrical system, new plumbing, new HVAC, and structure. For added peace of mind, impact-resistant windows and doors for enhanced storm protection and energy savings.Enjoy Florida living year-round, a fully fenced backyard, fresh sod, and a spacious concrete driveway. Whether you're hosting weekend barbecues, enjoying your morning coffee, or simply relaxing outdoors, this home was designed to make every day feel a little more special. Conveniently located near Bush Gardens, Ybor City, major highways, dining, and entertainment, this property is perfect for homeowners seeking style, comfort, and accessibility. Don’t miss the opportunity to own a move-in ready, newly built home in one of Tampa’s rapidly growing areas.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,655
Sqft
0.11 ac
Lot size
1
Garage
2026
Year built
One
Levels
$272
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,091 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,091/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.5%
$/sqft vs UNPLATTED
$272 vs $303
Days on market
28 vs 43 typical
Where $272/sqft sits among the 182 homes for sale in UNPLATTED
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rainbow Heights
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Tampa. See the full Tampa guide →
Rainbow Heights — neighborhood snapshot
Population
1,501
Median age
49
Median income
$40,723
Median home value
$214,439
Avg household
2
Households w/ children
165
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $430K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
98 of 182
UNPLATTED have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 41% above the TAMPA 33610 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 4509 N 39TH STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$275,000
11223 SLIGH AVENUE · same community
3 bd · 2 ba · 1,620 sqft · $170/sqft · 448 DOM
Sold · Dec ’25$400,000
807 SEABREEZE DRIVE · same community
2 bd · 2 ba · 1,618 sqft · $247/sqft · 5 DOM
Sold · Dec ’25$398,000
16409 LAKE BYRD DRIVE · same community
3 bd · 2 ba · 1,695 sqft · $235/sqft · 6 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4509 N 39TH STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4509 N 39TH STREET — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
4509 N 39TH STREET FAQs
What would the monthly payment be for 4509 N 39TH STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,091/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4509 N 39TH STREET?+
The most recent tax bill on record (2025) was $993. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Tampa?+
At $449,999, this home is priced right at the Tampa median.
Which schools are assigned to 4509 N 39TH STREET?+
James Elementary School (elementary), Middleton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of DALTON WADE INC · Annielys Moya Toledo. MLS #TB8529017.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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