Steeve Cadeau
$489,9004 bd2 ba2,117 sqft$231 /sqft$3,979 /mo all-in ↓

12816 CATTAIL SHORE LANE, RIVERVIEW, FL, 33579

Active11 days on marketListed Jul 14, 2026MLS #TB8528152

Private poolSingle Family ResidenceSUMMER SPGS

About this home

12816 CATTAIL SHORE LANE

LIKE A MODEL UPGRADES GALORE! STUNNING CUSTOM POOL HOME! This POOL home loaded with luxury upgrades in the highly sought-after Summer Springs community! Enjoy NO CDD fees, low HOA fees, Situated on a private lot on a quiet street, exceptional one-story residence offers 2,117 sq ft, 4 bedrooms, 2 baths, a dedicated office an oversized 3-car garage, the perfect combination of elegance, comfort, & modern convenience. Step through the welcoming foyer into an open, airy floor plan with soaring ceilings, abundant natural light, and beautiful tile flooring throughout—no carpet anywhere. Spacious formal dining room is ideal for hosting family gatherings & dinner parties. The chef's kitchen was designed for both everyday living & entertaining, featuring 42-inch custom cabinetry with crown molding, quartz countertops, tile backsplash, upgraded stainless steel appliances, gas range with pot filler, custom vented range hood, deep stainless-steel sink, reverse osmosis drinking water faucet, built-in bottle rinser, soap dispenser, motion-sensor under-cabinet lighting, breakfast bar, pantry, spacious casual dining area. Retreat to the luxurious owner's suite featuring elegant crown molding, custom walk-in closet, spa-inspired ensuite bath with dual vanities, stone countertops, large custom tiled walk-in shower, relaxing garden soaking tub. 3 additional spacious bedrooms & beautiful bath provide plenty of room for family & guests, the dedicated office offers an ideal work-from-home space. Living room opens through sliding glass doors to your own private backyard oasis. Relax year-round in the custom automated resort-style spool (spa + pool), thoughtfully designed for both relaxation and entertaining. This incredible outdoor retreat features: Splash pad with dual bubblers, Elegant water fountain, Chiller mode for refreshing summer enjoyment, Heated spa mode with 6 therapeutic massage jets, Full Wi-Fi smartphone controls, Extended screened lanai, Beautiful landscaping, fenced backyard perfect for entertaining family & friends. Technology enthusiasts will appreciate the home's Smart Home infrastructure. A centralized 15U network rack with Cat 6A wiring delivers high-speed connectivity to every room, making it ideal for remote work, streaming, gaming & future smart home expansion. Cat 6 PoE wiring has already been installed at every exterior corner for security camera installation. Additional features include: Whole-house water softener system, Permanent Wi-Fi-controlled exterior holiday lighting, Pre-wired surround sound in the living room, Outdoor speaker wiring by the pool, Full wraparound metal gutters, Motion-sensor floodlights on every side of the home, storage shed. Oversized 3 car garage has been thoughtfully upgraded with: Dedicated 20-amp electrical outlets, Built-in workbench, Storage cabinets, Overhead storage racks, Portable generator hookup, Micro-Air EasyStart® A/C soft starter, allowing the HVAC system to operate more efficiently from a compatible portable generator. Major updates include: Custom Pool/Spa 2023, Roof 2019, HVAC 2020, Water Heater 2024, Refrigerator 2019, Washer & Dryer 2022, Gas Range 2022, Microwave 2022. This exceptional home truly offers the perfect blend of luxury, technology, comfort, and resort-style living. Conveniently located near Tampa Airport, downtown Tampa, major hospitals, schools, shopping, dining, golf courses, and entertainment. Don't miss this rare opportunity—schedule your private showing today!

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

2,117

Sqft

0.17 ac

Lot size

3

Garage

2005

Year built

One

Levels

$231

Per sqft

Private poolPets allowed

Inside

FlooringPorcelain Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer · Water Softener
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Propane

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingDriveway · Oversized
ExteriorPrivate Yard · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$63/mo
Taxes (2025)$7,864/yr
PetsYes

Utilities & systems

UtilitiesPropane · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,979 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property tax — 2025 actual bill$655
HOA fee — from the listing$63
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,147Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,147
Interest rate6.00%
Loan term

Estimated payment

$3,979/mo

Principal & interest$2,884
FHA mortgage insurance (est.)$217
Property taxes (actual bill)$655
HOA / condo fee$63
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$424KedgeAI estimate $449,467 · range $442K$453K$509K

vs edgeAI estimate

+9%

$/sqft vs Riverview actives

$231 vs $184

Days on market

11 vs 33 typical

Where $231/sqft sits among the 400 Riverview actives

79
110
101
58
24 · this home
28
$140–161$161–181$181–202$202–223$223–244$244+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Riverview

Map of 12816 CATTAIL SHORE LANE

Drive times from this address

Downtown Tampa26 min
Tampa Int’l Airport (TPA)38 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Riverview. See the full Riverview guide →

RIVERVIEW 33579 — neighborhood snapshot

Population

45,373

Median age

35.6

Median income

$113,568

Median home value

$374,600

Avg household

3.14

Households w/ children

6,871

For the school run

Hillsborough County School District

ElementaryCollins Pk-8 School★★★★★
MiddleRodgers Middle Magnet School★★★★
HighRiverview High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Riverview market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$397K$369K

Riverview median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

206 of 400

Riverview actives have cut their price

Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 29% above the RIVERVIEW 33579 median. See the full Riverview market guide →

Paper trail

This home's history

Jul 14, 2026Listed at $489,900 · 11 days on market since
2005Built · SUMMER SPGS

Reality check

What actually sold near 12816 CATTAIL SHORE LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11749 SUMMER SPRINGS DRIVESold · Mar ’26

$414,900

11749 SUMMER SPRINGS DRIVE · same community

4 bd · 3 ba · 2,175 sqft · $191/sqft · 93 DOM

11738 SUMMER SPRINGS DRIVESold · Jan ’26

$470,000

11738 SUMMER SPRINGS DRIVE · same community

4 bd · 3 ba · 2,190 sqft · $215/sqft · 40 DOM

12906 CATTAIL SHORE LANESold · Mar ’26

$284,900

12906 CATTAIL SHORE LANE · same community

3 bd · 2 ba · 1,696 sqft · $168/sqft · 50 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 12816 CATTAIL SHORE LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12816 CATTAIL SHORE LANE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

12816 CATTAIL SHORE LANE FAQs

What would the monthly payment be for 12816 CATTAIL SHORE LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,979/mo — principal and interest, the actual property-tax bill, the $63/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 12816 CATTAIL SHORE LANE?+

The association fee works out to $63 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 12816 CATTAIL SHORE LANE?+

The most recent tax bill on record (2025) was $7,864. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 12816 CATTAIL SHORE LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Riverview?+

At $489,900, this home is listed about 26% above the Riverview median of $389,250. The market section on this page shows how the area is trending.

Which schools are assigned to 12816 CATTAIL SHORE LANE?+

Collins Pk-8 School (elementary), Rodgers Middle Magnet School (middle), Riverview High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$489,900 runs 29% above the RIVERVIEW 33579 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Collins Pk-8 School, Rodgers Middle Magnet School, Riverview High School, Patricia Sullivan Metropolitan Ministries Partnership School — Riverview High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Christina Barone. MLS #TB8528152.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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