12603 MIDPOINTE DRIVE, RIVERVIEW, FL, 33578
Active10 days on marketListed Jul 9, 2026MLS #TB8527899
About this home
12603 MIDPOINTE DRIVE
Welcome to this 3-bedroom, 2-bath pool home in the South Pointe Community! This home affords the opportunity for you to bring your vision and transform it into something truly special. Some of the big-ticket items have already been completed, including a new roof in 2026, freshly painted exterior, new garage door, and updated pool equipment. The terrific floorplan features separate living and dining rooms at the front of the home, a centrally located kitchen, and a great room at the back of the home with double glass doors to the patio and pool. The bedrooms are in a split plan, with the owner’s suite at the very back with an en-suite bathroom and spacious closet. Some of the features include an inside laundry room, high ceilings in the main areas, all tiled floors, pond views, and a 2-car garage. South Pointe amenities include a pool, basketball, and a 5-acre county park. First-time buyers complete the HomePath Ready Buyer homeownership course at HomePath online and include the certificate for closing cost assistance. Visit HomePath online for more details. Restrictions apply. This is a HomePath Property.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,856
Sqft
0.12 ac
Lot size
2
Garage
2000
Year built
One
Levels
$162
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,323 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,323/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−22.1%
$/sqft vs Riverview actives
$162 vs $186
Days on market
10 vs 33 typical
Where $162/sqft sits among the 400 Riverview actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverview
Drive times from this address
Get to know Riverview. See the full Riverview guide →
RIVERVIEW 33578 — neighborhood snapshot
Population
58,474
Median age
35
Median income
$80,223
Median home value
$298,000
Avg household
2.45
Households w/ children
7,421
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Riverview market
$397K → $369K
Riverview median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
207 of 400
Riverview actives have cut their price
Median sold price, Riverview, trailing 36 months (3-month rolling) · live MLS data.
Paper trail
This home's history
Reality check
What actually sold near 12603 MIDPOINTE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$375,000
12518 MIDPOINTE DRIVE · same community
4 bd · 2 ba · 1,936 sqft · $194/sqft · 121 DOM
Sold · Oct ’25$365,000
12531 MIDPOINTE DRIVE · same community
4 bd · 2 ba · 1,936 sqft · $189/sqft · 135 DOM
Sold · Jan ’26$296,900
10612 CAMI COURT · same community
4 bd · 2 ba · 1,665 sqft · $178/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12603 MIDPOINTE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12603 MIDPOINTE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
12603 MIDPOINTE DRIVE FAQs
What would the monthly payment be for 12603 MIDPOINTE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,323/mo — principal and interest, the actual property-tax bill, the $61/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 12603 MIDPOINTE DRIVE?+
The association fee works out to $61 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 12603 MIDPOINTE DRIVE?+
The most recent tax bill on record (2025) was $2,436. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 12603 MIDPOINTE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Riverview?+
At $300,000, this home is listed about 23% below the Riverview median of $389,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12603 MIDPOINTE DRIVE?+
Spoto High School (high), Ippolito Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX REALTY UNLIMITED · Nancy Hadam. MLS #TB8527899.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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