820 SYMPHONY ISLES BOULEVARD, APOLLO BEACH, FL, 33572
Active15 days on marketListed Jul 9, 2026MLS #TB8527405
About this home
820 SYMPHONY ISLES BOULEVARD
This lovely Townhouse in the upscale waterfront community of Symphony Isles comes with a dock and boat lift on a wide canal. No CDD and reasonable HOA, 24/7 guard gate, private community beach, community pool, clubhouse, playground, community boat launch, volleyball court and picnic area round out the amenities. The spacious 3 bedroom, 2.5 bath, 2 car garage home with spacious and private rear deck with views, a Private balcony on second floor and open back porch is perfectly situated for enjoying the outdoors. extra storage under the deck... Enjoy the spectacular water view. The kitchen features stainless appliances, granite countertops, and tile flooring! Outdoor bar area to enjoy the spectacular water view. Large great Living/dining area has wood burning fireplace, Upstairs, master bedroom has Sliding Doors that leads a wonderful view from your Private balcony, large closets and ensuite master bath/Tub. 2 Guest rooms with great size walk in closets, NEW Tile Roof. Symphony Isles offers 24-hour gated securtyiy, public boat ramp, community pool and recreation area, Short drive to downtown Tampa, St Petersburg, Bradenton & Sarasota. With a 15,000 lb boat lift w/remote, you can have up to 35ft boat! Dock includes water & electricity! Located in the desirable gated community of Symphony Isles. HOA includes lawn care, private roads, clubhouse for private & community events, pool, private beach, gazebo & beach volleyball! Roof 2024, Seawall 2025, WH 2026, AC 2014, Exterior Paint 2024
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,879
Sqft
0.07 ac
Lot size
2
Garage
1984
Year built
Two
Levels
$306
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,150 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,150/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+80.2%
$/sqft vs Apollo Beach actives
$306 vs $227
Days on market
15 vs 56 typical
Where $306/sqft sits among the 396 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
223 of 396
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 28% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 820 SYMPHONY ISLES BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$560,000
818 SYMPHONY ISLES BOULEVARD · same community
3 bd · 2.5 ba · 2,201 sqft · $254/sqft · 9 DOM
Sold · Apr ’26$765,000
808 SYMPHONY ISLES BOULEVARD · same community
3 bd · 2 ba · 2,477 sqft · $309/sqft · 81 DOM
Sold · Nov ’25$925,000
849 SYMPHONY ISLES BOULEVARD · same community
4 bd · 4 ba · 2,551 sqft · $363/sqft · 25 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 820 SYMPHONY ISLES BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 820 SYMPHONY ISLES BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
820 SYMPHONY ISLES BOULEVARD FAQs
What would the monthly payment be for 820 SYMPHONY ISLES BOULEVARD?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,150/mo — principal and interest, the actual property-tax bill, the $171/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 820 SYMPHONY ISLES BOULEVARD?+
The association fee works out to $171 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 820 SYMPHONY ISLES BOULEVARD?+
The most recent tax bill on record (2025) was $6,004. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 820 SYMPHONY ISLES BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $575,000, this home is listed about 17% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 820 SYMPHONY ISLES BOULEVARD?+
Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of FUTURE HOME REALTY INC · Michael Ceparano. MLS #TB8527405.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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