Steeve Cadeau
$999,000$1,050,0004 bd2.5 ba2,120 sqft$471 /sqft$7,060 /mo all-in ↓

4708 W NEPTUNE STREET, TAMPA, FL, 33629

Active31 days on marketListed Jul 9, 2026MLS #TB8525575

Priced 5% below the TAMPA 33629 medianReduced $51KSingle Family ResidenceCULBREATH BAYOU UNIT 6

About this home

4708 W NEPTUNE STREET

Welcome to this gorgeous renovated South Tampa home located in the quiet and highly desirable neighborhood of Culbreath Bayou. Thoughtfully updated with a functional floor plan, this residence offers 3 bedrooms, 2 full bathrooms, and a powder bath conveniently located off the office. The open-concept kitchen overlooks the spacious great room and eat-in dining area, creating an ideal layout for everyday living and entertaining. The light and airy kitchen features quartzite countertops, updated wood cabinetry, stainless steel appliances, generous island seating, and a charming built-in L-shaped banquette. A formal dining room provides additional flexibility and can easily be used as a dining space, living room, playroom, or other flex area. Renovated with today’s standards and finishes in mind, the home features French oak laminate flooring for a seamless flow throughout, along with updated bathrooms and classic millwork details including crown molding, chair molding, and the custom dinette booth. Additional improvements include Low-E impact glass replacement windows, a new AC system in 2024, and a new flat roof in 2025. The enormous attic offers stand-up room and exceptional storage or future possibilities. Located in one of South Tampa’s most convenient areas, this home is zoned for Mabry Elementary, Coleman Middle, and Plant High School. Enjoy quick access to Tampa International Airport, Hyde Park Village, Downtown Tampa, International Plaza, Midtown, and all that South Tampa has to offer.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

2,120

Sqft

0.2 ac

Lot size

1967

Year built

One

Levels

$471

Per sqft

Inside

FlooringLuxury Vinyl · Tile
AppliancesCooktop · Dishwasher · Microwave · Range · Range Hood · Refrigerator
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorGarden · Private Yard

Community & fees

Taxes (2025)$13,615/yr

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$7,060 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,391
PMI (est., until 20% equity)$375
Property tax — 2025 actual bill$1,135
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,900
Interest rate6.00%
Loan term

Estimated payment

$7,060/mo

Principal & interest$5,391
PMI (est., until 20% equity)$375
Property taxes (actual bill)$1,135
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $999K
$792KedgeAI estimate $852,440 · range $825K$922K$1.0M

vs edgeAI estimate

+17.2%

$/sqft vs Tampa actives

$471 vs $302

Days on market

31 vs 42 typical

Where $471/sqft sits among the 400 Tampa actives

187
122
31 · this home
20
11
29
$154–291$291–428$428–565$565–702$702–839$839+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sunset Park

Map of 4708 W NEPTUNE STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa11 min
Tampa Int’l Airport (TPA)12 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Tampa. See the full Tampa guide →

Sunset Park — neighborhood snapshot

Population

3,814

Median age

41

Median income

$170,940

Median home value

$1,159,534

Avg household

3

Households w/ children

479

For the school run

Hillsborough County School District

MiddleColeman Middle School★★★★★
ElementaryMabry Elementary School★★★★★
HighPlant High School★★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Tampa market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$413K$434K

Tampa median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

205 of 400

Tampa actives have cut their price

Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 5% below the TAMPA 33629 median. See the full Tampa market guide →

Paper trail

This home's history

CurrentPrice reduced to $999,000 $51K
Jul 9, 2026Listed at $1,050,000 · 31 days on market since
1967Built · CULBREATH BAYOU UNIT 6

Reality check

What actually sold near 4708 W NEPTUNE STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1229 S ROXMERE ROADSold · Dec ’25

$929,240

1229 S ROXMERE ROAD · same community

4 bd · 2.5 ba · 2,436 sqft · $381/sqft · 109 DOM

1225 S ROXMERE ROADSold · Jan ’26

$1,725,000

1225 S ROXMERE ROAD · same community

4 bd · 3.5 ba · 3,254 sqft · $530/sqft · 0 DOM

3925 W VASCONIA STREETSold · Apr ’26

$1,048,900

3925 W VASCONIA STREET

3 bd · 2.5 ba · 1,992 sqft · $527/sqft · 19 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4708 W NEPTUNE STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4708 W NEPTUNE STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

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Straight answers

4708 W NEPTUNE STREET FAQs

What would the monthly payment be for 4708 W NEPTUNE STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $7,060/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 4708 W NEPTUNE STREET?+

The most recent tax bill on record (2025) was $13,615. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Tampa?+

At $999,000, this home is listed about 122% above the Tampa median of $450,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4708 W NEPTUNE STREET?+

Coleman Middle School (middle), Mabry Elementary School (elementary), Plant High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the TAMPA 33629 market on paper

$999,000 is 5% below the TAMPA 33629 median of $1,049,000.

02Strong assigned schools

Coleman Middle School, Mabry Elementary School, Plant High School, Patricia Sullivan Metropolitan Ministries Partnership School — Coleman Middle School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $1,050,000, now $999,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of COMPASS FLORIDA LLC · Gregory Margliano. MLS #TB8525575.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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