Steeve Cadeau
$490,4793 bd2 ba1,844 sqft$266 /sqft$3,374 /mo all-in ↓

5123 CHATTAHOOCHEE BEND, ST CLOUD, FL, 34771

Active8 days on marketListed Jul 13, 2026MLS #TB8525554

New constructionSingle Family ResidenceLAKESIDE AT SATILLA

About this home

5123 CHATTAHOOCHEE BEND

Under Construction. Design expertise and a dedication to craftsmanship inform every inch of The Spicola floor plan by David Weekley Homes. Hosting holiday gatherings and relaxing into quiet evenings in will both be impressive in the beautiful family and dining spaces. Effortless style and elegant design pair perfectly with your culinary masterpieces in the tasteful kitchen. The Owner’s Retreat provides a glamorous place to begin and end each day with an en suite bathroom and walk-in closet. The junior bedrooms provide splendid places for individual styles to grow. Design a home office or bonus gathering space in the welcoming study.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,844

Sqft

0.14 ac

Lot size

2

Garage

2026

Year built

One

Levels

$266

Per sqft

Pets allowed

Inside

FlooringCarpet · Ceramic Tile · Luxury Vinyl
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Microwave · Range Hood
InteriorPest Guard System · Thermostat · Walk-In Closet(s)
LaundryInside · Laundry Closet
CoolingCentral Air
HeatingElectric · Heat Pump

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorIrrigation System

Community & fees

HOA fee$110/mo
Taxes (2026)$0/yr
PetsYes
CommunityCommunity Mailbox · Park · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Connected · Fiber Optics · Public · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,374 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,887
FHA mortgage insurance (est.)$217
Property tax — 2026 actual bill$0
HOA fee — from the listing$110
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,167Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,167
Interest rate6.00%
Loan term

Estimated payment

$3,824/mo

Principal & interest$2,887
FHA mortgage insurance (est.)$217
Est. property taxes$450
HOA / condo fee$110
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $490K
$375KedgeAI estimate $416,236 · range $391K$454K$510K

vs edgeAI estimate

+17.8%

$/sqft vs LAKESIDE AT SATILLA

$266 vs $232

Days on market

8 vs 33 typical

Where $266/sqft sits among the 9 homes for sale in LAKESIDE AT SATILLA

2
0
3
2
1
1 · this home
$202–213$213–224$224–234$234–245$245–255$255+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside St Cloud

Map of 5123 CHATTAHOOCHEE BEND

Get to know St Cloud. See the full St Cloud guide →

ST CLOUD 34771 — neighborhood snapshot

Population

31,368

Median age

38.6

Median income

$101,434

Median home value

$427,500

Avg household

3.21

Households w/ children

4,183

For the school run

Osceola County School District

ElementaryLakeview Elementary School★★★★★
MiddleNarcoossee Middle School★★★★★
HighHarmony High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The St Cloud market

Seller’s marketBalanced6.2 months of inventoryBuyer’s market

$414K$400K

St Cloud median sold, yr/yr

98.4%

Sale-to-list ratio (12 mo)

5 of 9

LAKESIDE AT SATILLA have cut their price

Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 15% above the ST CLOUD 34771 median. See the full St Cloud market guide →

Paper trail

This home's history

Jul 13, 2026Listed at $490,479 · 8 days on market since
2026Built · LAKESIDE AT SATILLA

Reality check

What actually sold near 5123 CHATTAHOOCHEE BEND

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1901 GRIFF WOOD COURTSold · Jan ’26

$499,000

1901 GRIFF WOOD COURT

3 bd · 2 ba · 1,844 sqft · $271/sqft · 344 DOM

1896 GREEN DRAGON DRIVESold · Feb ’26

$340,000

1896 GREEN DRAGON DRIVE

4 bd · 2 ba · 1,846 sqft · $184/sqft · 38 DOM

2255 MOSSY VINE AVENUESold · Dec ’25

$416,320

2255 MOSSY VINE AVENUE

4 bd · 2 ba · 1,850 sqft · $225/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5123 CHATTAHOOCHEE BEND — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5123 CHATTAHOOCHEE BEND — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5123 CHATTAHOOCHEE BEND FAQs

What would the monthly payment be for 5123 CHATTAHOOCHEE BEND?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,374/mo — principal and interest, estimated property taxes, the $110/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5123 CHATTAHOOCHEE BEND?+

The association fee works out to $110 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5123 CHATTAHOOCHEE BEND?+

The most recent tax bill on record (2026) was $0. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5123 CHATTAHOOCHEE BEND?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in St Cloud?+

At $490,479, this home is listed about 15% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5123 CHATTAHOOCHEE BEND?+

Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of WEEKLEY HOMES REALTY COMPANY · Robert St. Pierre. MLS #TB8525554.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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