Steeve Cadeau
$474,900$484,9004 bd2.5 ba1,923 sqft$247 /sqft$3,740 /mo all-in ↓

18793 DEER TRACKS LOOP, LUTZ, FL, 33558

Active18 days on marketListed Jul 2, 2026MLS #TB8524876

Reduced $10KSingle Family ResidenceLONG LAKE RANCH VILLAGE

About this home

18793 DEER TRACKS LOOP

Welcome to 18793 Deer Tracks Loop, a beautifully maintained 4-bedroom, 2.5-bath home in the highly sought-after Long Lake Ranch community. Offering 1,923 square feet of thoughtfully designed living space, this home features an open-concept floor plan filled with natural light and ideal for both everyday living and entertaining. The kitchen showcases granite countertops, stainless steel appliances, and a seamless connection to the living and dining areas. A convenient half bath is located on the main floor, while all four bedrooms are tucked away upstairs for added privacy. Step outside to enjoy a peaceful backyard setting with no rear neighbors, providing the perfect space to relax or gather with family and friends. Conveniently positioned near the community entrance for easy access, this home is just minutes from major highways, shopping, dining, and everyday conveniences, offering the perfect combination of comfort, privacy, and location.

Facts & features

The home at a glance

4

Bedrooms

2.5

Bathrooms

1,923

Sqft

0.14 ac

Lot size

2

Garage

2015

Year built

Two

Levels

$247

Per sqft

Inside

FlooringCarpet · Ceramic Tile
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s)
LaundryElectric Dryer Hookup · Inside · Upper Level · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco · Wood Frame
FoundationSlab
FacesEast
ExteriorLighting · Private Yard · Sliding Doors

Community & fees

HOA fee$27/mo
Taxes (2025)$6,569/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesElectricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,740 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2025 actual bill$547
HOA fee — from the listing$27
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,622Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,622
Interest rate6.00%
Loan term

Estimated payment

$3,740/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$547
HOA / condo fee$27
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $475K
$402KedgeAI estimate $436,744 · range $419K$455K$494K

vs edgeAI estimate

+8.7%

$/sqft vs Lutz actives

$247 vs $243

Days on market

18 vs 35 typical

Where $247/sqft sits among the 260 Lutz actives

76
87 · this home
51
17
9
20
$172–215$215–257$257–300$300–342$342–385$385+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lutz

Map of 18793 DEER TRACKS LOOP

Drive times from this address

Tampa Int’l Airport (TPA)29 min
Downtown Tampa36 min

Get to know Lutz. See the full Lutz guide →

LUTZ 33558 — neighborhood snapshot

Population

30,912

Median age

40.4

Median income

$107,427

Median home value

$479,300

Avg household

2.76

Households w/ children

4,377

For the school run

Hillsborough County School District

ElementaryMcKitrick Elementary School★★★★★
MiddleMartinez Middle School★★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

144 of 260

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 30% above the LUTZ 33558 median. See the full Lutz market guide →

Paper trail

This home's history

CurrentPrice reduced to $474,900 $10K
Jul 2, 2026Listed at $484,900 · 18 days on market since
2015Built · LONG LAKE RANCH VILLAGE

Reality check

What actually sold near 18793 DEER TRACKS LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

19656 LONG LAKE RANCH BOULEVARDSold · Feb ’26

$525,000

19656 LONG LAKE RANCH BOULEVARD · same community

3 bd · 2.5 ba · 2,143 sqft · $245/sqft · 16 DOM

1929 MOORHEN WAYSold · Mar ’26

$660,000

1929 MOORHEN WAY · same community

5 bd · 4 ba · 3,261 sqft · $202/sqft · 105 DOM

19326 LONG LAKE RANCH BOULEVARDSold · Mar ’26

$654,500

19326 LONG LAKE RANCH BOULEVARD · same community

5 bd · 3 ba · 3,316 sqft · $197/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 18793 DEER TRACKS LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 18793 DEER TRACKS LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

18793 DEER TRACKS LOOP FAQs

What would the monthly payment be for 18793 DEER TRACKS LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,740/mo — principal and interest, the actual property-tax bill, the $27/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 18793 DEER TRACKS LOOP?+

The association fee works out to $27 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 18793 DEER TRACKS LOOP?+

The most recent tax bill on record (2025) was $6,569. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 18793 DEER TRACKS LOOP?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $474,900, this home is listed about 3% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 18793 DEER TRACKS LOOP?+

McKitrick Elementary School (elementary), Martinez Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$474,900 runs 30% above the LUTZ 33558 median.

02Strong assigned schools

McKitrick Elementary School, Martinez Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — McKitrick Elementary School rates 5 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $484,900, now $474,900 — a $10K cut. The full history is in the market section below.

Listing courtesy of SIGNATURE REALTY ASSOCIATES · Heather Anderson. MLS #TB8524876.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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