3137 CASTLE ROCK CIRCLE, LAND O LAKES, FL, 34639
Active36 days on marketListed Jul 1, 2026MLS #TB8524486
About this home
3137 CASTLE ROCK CIRCLE
Experience the perfect blend of modern luxury and prime location in this stunning 3-bedroom, 2-bathroom, 2-car garage home. Step inside to discover a bright and airy open floor plan bathed in abundant natural light, highlighting the sleek, large-format white tile that flows seamlessly throughout the entire residence. The heart of the home is a chef-inspired kitchen featuring stainless steel appliances, a convenient eating space, and a cozy family room right next door—perfect for entertaining. Health-conscious buyers will appreciate the premium PURONICS water filtration system, providing crisp alkaline mineral water from every faucet. Retreat to the spacious master suite or enjoy cozy evenings by the wood-burning fireplace in the living room. Outside, the gorgeous, covered lanai offers a private oasis for morning coffee or sunset dinners. This home is as functional as it is beautiful, equipped with a 2019 A/C unit and a 2013 roof. Located in a vibrant community featuring a pool, park, and scenic sidewalks, you are perfectly positioned for work and play. The benefits of being part of the Association include access to the amenities, such as the pool, gym, and playground. It also includes the cost of keeping up the common area landscaping and office staff. Enjoy quick access to I-275 and I-75, and live just 5 minutes from the Wesley Chapel Premium Outlets and 15 minutes from the famous Epperson Lagoon. This move-in-ready gem offers the ultimate Florida lifestyle!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,592
Sqft
0.14 ac
Lot size
2
Garage
1997
Year built
One
Levels
$232
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,938 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,938/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+8.2%
$/sqft vs Land O Lakes actives
$232 vs $205
Days on market
36 vs 41 typical
Where $232/sqft sits among the 400 Land O Lakes actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Land O Lakes
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Land O Lakes. See the full Land O Lakes guide →
LAND O LAKES 34639 — neighborhood snapshot
Population
31,118
Median age
40.8
Median income
$99,959
Median home value
$361,100
Avg household
2.92
Households w/ children
3,955
For the school run
Pasco County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Land O Lakes market
$423K → $415K
Land O Lakes median sold, yr/yr
98.3%
Sale-to-list ratio (12 mo)
227 of 400
Land O Lakes actives have cut their price
Median sold price, Land O Lakes, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the LAND O LAKES 34639 median. See the full Land O Lakes market guide →
Paper trail
This home's history
Reality check
What actually sold near 3137 CASTLE ROCK CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$326,900
3007 CASTLE ROCK CIRCLE · same community
3 bd · 2 ba · 1,439 sqft · $227/sqft · 6 DOM
Sold · Nov ’25$388,000
25352 SEVEN RIVERS CIRCLE
3 bd · 2 ba · 1,578 sqft · $246/sqft · 33 DOM
Sold · Feb ’26$356,000
1814 CANDLESTICK COURT
3 bd · 2 ba · 1,609 sqft · $221/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3137 CASTLE ROCK CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3137 CASTLE ROCK CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
3137 CASTLE ROCK CIRCLE FAQs
What would the monthly payment be for 3137 CASTLE ROCK CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,938/mo — principal and interest, the actual property-tax bill, the $38/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3137 CASTLE ROCK CIRCLE?+
The association fee works out to $38 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3137 CASTLE ROCK CIRCLE?+
The most recent tax bill on record (2025) was $4,859. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3137 CASTLE ROCK CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Land O Lakes?+
At $368,999, this home is listed about 12% below the Land O Lakes median of $419,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3137 CASTLE ROCK CIRCLE?+
Denham Oaks Elementary School (elementary), Wiregrass Ranch High School (high), Dr. John Long Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BUILDING NEST REALTY LLC · Yuliett Monserrat Perez. MLS #TB8524486.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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