14417 AMERICANA CIRCLE UNIT 204, TAMPA, FL, 33613
Active44 days on marketListed Jun 29, 2026MLS #TB8524479
About this home
14417 AMERICANA CIRCLE UNIT 204
Your Perfect Home or Investment Opportunity Awaits! Whether you're searching for your first home, a low-maintenance lifestyle, or a smart investment property, this beautifully updated 2-bedroom, 1-bathroom condo in the gated community of Somerset Park checks all the boxes. Located on the second floor, this bright and inviting residence features an open-concept layout with spacious living and dining areas, creating the perfect space for entertaining or relaxing at home. The kitchen is equipped with brand-new appliances, abundant cabinetry, and plenty of storage for everyday convenience. The generously sized primary bedroom includes a large walk-in closet, while the versatile second bedroom is ideal for guests, a home office, or a child's room. The fully renovated bathroom offers modern finishes and is conveniently located in the hallway. Step outside onto your private balcony and enjoy your morning coffee or unwind after a long day in your own peaceful outdoor space. Additional highlights include a new A/C system and new water heater, providing comfort and peace of mind for years to come. Somerset Park offers exceptional resort-style amenities, including a sparkling swimming pool, clubhouse, fitness center, tennis courts, and the security of a gated community. Ideally located just minutes from the University of South Florida, Busch Gardens, shopping, restaurants, hospitals, and major highways, this home offers outstanding convenience whether you're living here or adding it to your investment portfolio. Move-in ready, beautifully updated, and full of potential—don't miss this incredible opportunity. Schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
902
Sqft
0 ac
Lot size
1974
Year built
Two
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,630 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,630/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+15.1%
$/sqft vs Tampa actives
$166 vs $300
Days on market
44 vs 44 typical
Where $166/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Somerset, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$2,250/mo median
Live Tampa rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside University
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Somerset is a short-term-rental community. See the full guide →
University — neighborhood snapshot
Population
58,530
Median age
33
Median income
$34,230
Median home value
$44,919
Avg household
2
Households w/ children
4,879
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$413K → $435K
Tampa median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
221 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% below the TAMPA 33613 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 14417 AMERICANA CIRCLE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$135,000
14413 AMERICANA CIRCLE UNIT 204 · same community
2 bd · 1 ba · 902 sqft · $150/sqft · 29 DOM
Sold · Sep ’25$115,000
2860 SOMERSET PARK DRIVE UNIT 203 · same community
1 bd · 1 ba · 742 sqft · $155/sqft · 194 DOM
Sold · Apr ’26$110,000
2860 SOMERSET PARK DRIVE UNIT 103 · same community
1 bd · 1 ba · 742 sqft · $148/sqft · 27 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 14417 AMERICANA CIRCLE UNIT 204 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14417 AMERICANA CIRCLE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
14417 AMERICANA CIRCLE UNIT 204 FAQs
What would the monthly payment be for 14417 AMERICANA CIRCLE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,630/mo — principal and interest, the actual property-tax bill, the $404/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14417 AMERICANA CIRCLE UNIT 204?+
The association fee works out to $404 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14417 AMERICANA CIRCLE UNIT 204?+
The most recent tax bill on record (2025) was $1,403. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 14417 AMERICANA CIRCLE UNIT 204 be rented short-term?+
Yes — this home sits inside Somerset, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
Are pets allowed at 14417 AMERICANA CIRCLE UNIT 204?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $149,900, this home is listed about 67% below the Tampa median of $449,900. The market section on this page shows how the area is trending.
Which schools are assigned to 14417 AMERICANA CIRCLE UNIT 204?+
Miles Elementary School (elementary), Buchanan Middle School (middle), Gaither High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of MY REALTY GROUP, LLC. · Nur Vega. MLS #TB8524479.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Tampa homes, in your inbox
Like 14417 AMERICANA CIRCLE UNIT 204 but not quite? A daily digest of every new listing in Tampa — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →