236 N SAINT THOMAS CIRCLE, APOLLO BEACH, FL, 33572
Active13 days on marketListed Jul 8, 2026MLS #TB8524203
About this home
236 N SAINT THOMAS CIRCLE
Found: Your very own piece of Paradise, conveniently located in a preferred area of Caribbean Isles that residents refer to as "The Island"!! This property overlooks the TECO Nature Area directly across the canal. Dolphins and manatees are frequent visitors and often put on a show as you enjoy a peaceful backdrop of a beautiful Florida sunset. The canal has direct access to Tampa Bay so be sure and bring your kayak or boat!! The open floor plan which includes a living room, kitchen, dining area and family room is perfect for entertaining a large gathering or for more cozy get-togethers with family or friends. An inside laundry is close to both bedrooms. The Primary bedroom offers an ensuite bathroom with a soaking tub and separate shower. The 8x16 shed can accommodate plenty of storage as well as a workshop for any DIY projects. The possibilities are endless so call today and arrange your private tour. Dreams can come true!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,482
Sqft
0.16 ac
Lot size
1986
Year built
One
Levels
$134
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,834 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,834/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−19.1%
$/sqft vs CARIBBEAN ISLES RESIDENTIAL CO
$134 vs $153
Days on market
13 vs 56 typical
Where $134/sqft sits among the 14 homes for sale in CARIBBEAN ISLES RESIDENTIAL CO
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
6 of 14
CARIBBEAN ISLES RESIDENTIAL CO have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 236 N SAINT THOMAS CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$340,000
164 S SAINT THOMAS CIRCLE · same community
2 bd · 2 ba · 1,512 sqft · $225/sqft · 6 DOM
Sold · Dec ’25$195,000
206 S PORT ROYAL LANE · same community
3 bd · 2 ba · 1,421 sqft · $137/sqft · 1 DOM
Sold · Sep ’25$210,000
109 W SAINT LUCIA LOOP · same community
3 bd · 2 ba · 1,404 sqft · $150/sqft · 132 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 236 N SAINT THOMAS CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 236 N SAINT THOMAS CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
236 N SAINT THOMAS CIRCLE FAQs
What would the monthly payment be for 236 N SAINT THOMAS CIRCLE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,834/mo — principal and interest, the actual property-tax bill, the $242/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 236 N SAINT THOMAS CIRCLE?+
The association fee works out to $242 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 236 N SAINT THOMAS CIRCLE?+
The most recent tax bill on record (2025) was $2,066. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 236 N SAINT THOMAS CIRCLE?+
The listing reports pets: Breed Restrictions, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $199,000, this home is listed about 59% below the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 236 N SAINT THOMAS CIRCLE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of CARIBBEAN ISLE PROPERTY SALES INC. · Bill Leith. MLS #TB8524203.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Apollo Beach homes, in your inbox
Like 236 N SAINT THOMAS CIRCLE but not quite? A daily digest of every new listing in Apollo Beach — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Steeve to ping you on any price or status change →