Steeve Cadeau
$450,0004 bd2 ba1,401 sqft$321 /sqft$3,104 /mo all-in ↓

165 PINEWOOD AVENUE, CLEARWATER, FL, 33765

Active28 days on marketListed Jun 27, 2026MLS #TB8523905

Single Family ResidenceEASTWOOD TERRACE 1ST ADD

About this home

165 PINEWOOD AVENUE

Welcome to this fully renovated 4-bedroom, 2-bathroom home with a 2-car garage, perfectly situated on an oversized lot with no HOA and no flood zone. From the moment you arrive, you'll appreciate the exceptional curb appeal featuring fresh exterior paint, a charming tiled front patio, and an extended driveway offering plenty of parking for family and guests. Inside, the thoughtfully designed open-concept floor plan is filled with natural light and showcases luxury vinyl plank flooring throughout, fresh interior paint, and stylish modern finishes. The beautifully renovated kitchen is the centerpiece of the home, featuring quartz countertops with bar seating, two-tone all-wood soft-close cabinetry, stainless steel appliances, elegant gold hardware, and plenty of space for entertaining. The desirable split-bedroom layout provides privacy for the spacious primary suite, complete with a beautifully updated en-suite bathroom featuring custom tile work and modern finishes. On the opposite side of the home, you'll find three generously sized guest bedrooms along with a fully renovated guest bathroom. Subtle accent walls in both the living room and primary bedroom add warmth and character without overwhelming the space. Enjoy peace of mind knowing the major updates have already been completed, including a 2021 roof, brand-new 2026 HVAC system, new garage door and opener, and newer plumbing and electrical. This truly is a move-in-ready home with nothing left to do. Step outside to the oversized, fully fenced backyard where you'll find a spacious screened-in porch overlooking a yard with plenty of room to add a pool, outdoor kitchen, or create your own backyard oasis. Conveniently located just minutes from BayCare Ballpark, home of Phillies Spring Training, the Joe DiMaggio Sports Complex, Long Center, Ream Wilson Trail, and the Duke Energy Trail. You'll also enjoy easy access to Clearwater Beach, Downtown Clearwater, St. Petersburg, Tampa, St. Pete-Clearwater International Airport, and Tampa International Airport, making both daily commuting and weekend adventures effortless. This is a rare opportunity to own a beautifully renovated, move-in-ready home on an oversized lot in one of Clearwater's most convenient locations.

Facts & features

The home at a glance

4

Bedrooms

2

Bathrooms

1,401

Sqft

0.18 ac

Lot size

2

Garage

1958

Year built

One

Levels

$321

Per sqft

Inside

FlooringTile · Vinyl
AppliancesDishwasher · Microwave · Range · Refrigerator
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesWest
ParkingCovered · Curb Parking · Driveway · Garage Door Opener · Guest · Off Street · On Street · Oversized · Parking Pad
ExteriorPrivate Mailbox · Private Yard · Rain Gutters

Community & fees

Taxes (2025)$1,152/yr

Utilities & systems

UtilitiesElectricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,104 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property tax — 2025 actual bill$96
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,750
Interest rate6.00%
Loan term

Estimated payment

$3,104/mo

Principal & interest$2,649
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$96
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $450K
$405KedgeAI estimate $423,020 · range $422K$425K$468K

vs edgeAI estimate

+6.4%

$/sqft vs Clearwater actives

$321 vs $218

Days on market

28 vs 47 typical

Where $321/sqft sits among the 400 Clearwater actives

166
123
62 · this home
16
7
26
$116–198$198–280$280–362$362–444$444–526$526+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Clearwater

Map of 165 PINEWOOD AVENUE

Drive times from this address

Tampa Int’l Airport (TPA)23 min
Downtown Tampa27 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Clearwater. See the full Clearwater guide →

CLEARWATER 33765 — neighborhood snapshot

Population

14,364

Median age

47.2

Median income

$61,910

Median home value

$290,700

Avg household

2.31

Households w/ children

1,385

For the school run

Pinellas County School District

ElementaryMcMullen-Booth Elementary School★★★★★
HighCountryside High School★★★★★
MiddleSafety Harbor Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Clearwater market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$332K$335K

Clearwater median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

215 of 400

Clearwater actives have cut their price

Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% above the CLEARWATER 33765 median. See the full Clearwater market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $450,000 · 28 days on market since
1958Built · EASTWOOD TERRACE 1ST ADD

Reality check

What actually sold near 165 PINEWOOD AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2353 EASTWOOD DRIVESold · Aug ’25

$464,000

2353 EASTWOOD DRIVE · same community

3 bd · 3 ba · 1,520 sqft · $305/sqft · 12 DOM

149 PINEWOOD AVENUESold · May ’26

$390,000

149 PINEWOOD AVENUE · same community

2 bd · 2 ba · 1,152 sqft · $339/sqft · 63 DOM

2320 HARN BOULEVARDSold · Oct ’25

$350,000

2320 HARN BOULEVARD

3 bd · 2 ba · 1,376 sqft · $254/sqft · 40 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 165 PINEWOOD AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 165 PINEWOOD AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

165 PINEWOOD AVENUE FAQs

What would the monthly payment be for 165 PINEWOOD AVENUE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,104/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 165 PINEWOOD AVENUE?+

The most recent tax bill on record (2025) was $1,152. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Clearwater?+

At $450,000, this home is listed about 64% above the Clearwater median of $275,000. The market section on this page shows how the area is trending.

Which schools are assigned to 165 PINEWOOD AVENUE?+

McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of DALTON WADE INC · Keaton Coyle. MLS #TB8523905.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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