Steeve Cadeau
$995,0005 bd3 ba3,889 sqft$256 /sqft$6,288 /mo all-in ↓

708 WARREN ROAD, LUTZ, FL, 33548

Active12 days on marketListed Jul 9, 2026MLS #TB8523396

WaterfrontSingle Family ResidenceBRANT SHORES

About this home

708 WARREN ROAD

Peaceful LAKEFRONT living, exceptional space, and true PRIDE OF OWNERSHIP come together at 708 Warren Road in Lutz. With its spacious layout, peaceful lakefront setting, oversized lot, no HOA, desirable school zoning, and long list of updates, this home offers a rare combination of comfort, flexibility, and Florida lakefront living in one of Lutz’s most convenient locations. Set within a LUXURY lakefront NEIGHBORHOOD with NO HOA, this home offers the rare freedom to enjoy your home without monthly HOA dues or restrictive community rules. Situated on an oversized lakefront lot with room to potentially add a pool/outdoor kitchen/gazebo, this well-maintained custom-built 5-bedroom, 3-bath... plus BONUS ROOM... home offers 3,889 square feet of living space and a highly desirable, hard-to-find floorplan featuring TWO PRIMARY SUITES—one downstairs and one upstairs. This rare layout creates exceptional flexibility for multi-generational living, extended guest stays, added privacy, or simply choosing the retreat that best fits your lifestyle. Because the lake is not a ski lake, it offers a quieter, more peaceful setting where trolling motors are permitted and calm water views can be enjoyed every day. Inside, the home is warm, spacious, and inviting, with beautiful engineered hardwood and tile flooring downstairs, updated carpeting upstairs, plantation shutters throughout, a wood-burning fireplace and a wet bar in the living room. The kitchen features granite countertops, stainless steel appliances, and an easy connection to the surrounding living spaces. The main-floor primary suite is a standout, offering comfort, convenience, and impressive storage. The 9-by-15-foot walk-in closet features floor-to-ceiling custom built-ins, while the en suite bath includes an oversized dual vanity, garden tub, walk-in shower with rain head, and beautiful stone finishes throughout. Upstairs, the second primary suite offers its own private retreat with a newer balcony overlooking the property and lake. Together, these two suites create a level of function and flexibility rarely found in a home of this size and setting. Thoughtful updates and consistent maintenance add even more confidence, including newer impact windows, newer French doors, a metal roof that the manufacturer stated is a 60-year roof and is currently only approximately 20 years old, a recently passed 4-point inspection, regularly maintained HVAC system, and a Generac generator that is serviced at least annually and supported by a buried gas supply tank. Additional features include well water with a whole-house water treatment system, a septic system that was recently inspected and a replaced lift station, and oversized circular driveway. Practical everyday features add even more function, including an oversized laundry room and an interior storage room. The south Lutz location offers the best of everything: a peaceful lakefront setting with easy access to Downtown Tampa, Carrollwood, Northdale, Dale Mabry, Van Dyke, shopping, restaurants, grocery stores, fitness centers, medical facilities, and everyday conveniences. The home is also districted for top-rated Steinbrenner High School! Photos featuring pools are virtually staged for visualization purposes only and are not intended to represent that the specific pool design shown is available, permitted, or guaranteed to be built on the property. Buyers should verify pool feasibility with the local municipality and a qualified pool contractor.

Facts & features

The home at a glance

5

Bedrooms

3

Bathrooms

3,889

Sqft

0.48 ac

Lot size

2

Garage

1985

Year built

Two

Levels

$256

Per sqft

WaterfrontFireplaceTrees/Woods & Water viewPartiallyPets allowed

Inside

FlooringCarpet · Engineered Hardwood · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Range Hood · Refrigerator · Washer · Water Softener
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric
FurnishedPartially

Outside & construction

RoofMetal
ConstructionWood Frame · Wood Siding
FoundationSlab
ViewTrees/Woods · Water
FacesNorthwest
ParkingCircular Driveway · Driveway · Garage Door Opener · Garage Faces Side · Off Street · On Street · Oversized
ExteriorBalcony · French Doors · Private Mailbox · Private Yard

Community & fees

Taxes (2025)$4,631/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$6,288 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property tax — 2025 actual bill$386
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $99,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $99,500
Interest rate6.00%
Loan term

Estimated payment

$6,288/mo

Principal & interest$5,369
PMI (est., until 20% equity)$373
Property taxes (actual bill)$386
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Lutz actives

$256 vs $243

Days on market

12 vs 35 typical

Where $256/sqft sits among the 261 Lutz actives

71
88
52 · this home
19
10
21
$172–213$213–254$254–295$295–335$335–376$376+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Brant

Map of 708 WARREN ROAD inside its neighborhood boundary

Get to know Lutz. See the full Lutz guide →

Lake Brant — neighborhood snapshot

Population

1,087

Median age

39

Median income

$124,823

Median home value

$748,100

Avg household

3

Households w/ children

138

For the school run

Hillsborough County School District

ElementaryLutz K-8 School★★★★
MiddleBuchanan Middle School★★★★
HighSteinbrenner High School★★★★
ElementaryPatricia Sullivan Metropolitan Ministries Partnership School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

145 of 261

Lutz actives have cut their price

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 40% above the LUTZ 33548 median. See the full Lutz market guide →

Paper trail

This home's history

Jul 9, 2026Listed at $995,000 · 12 days on market since
1985Built · BRANT SHORES

Reality check

What actually sold near 708 WARREN ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

707 WARREN ROADSold · Dec ’25

$990,000

707 WARREN ROAD · same community

5 bd · 3.5 ba · 3,615 sqft · $274/sqft · 63 DOM

610 CHANCELLAR DRIVESold · Feb ’26

$575,000

610 CHANCELLAR DRIVE · same community

4 bd · 2 ba · 2,334 sqft · $246/sqft · 2 DOM

1805 BELLA LAGO LANESold · Dec ’25

$1,750,000

1805 BELLA LAGO LANE

4 bd · 3.5 ba · 3,962 sqft · $442/sqft · 95 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 708 WARREN ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 708 WARREN ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

708 WARREN ROAD FAQs

What would the monthly payment be for 708 WARREN ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,288/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 708 WARREN ROAD?+

The most recent tax bill on record (2025) was $4,631. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 708 WARREN ROAD?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lutz?+

At $995,000, this home is listed about 103% above the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 708 WARREN ROAD?+

Lutz K-8 School (elementary), Buchanan Middle School (middle), Steinbrenner High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$995,000 runs 40% above the LUTZ 33548 median — but at 3,889 sqft it's also nearly twice the size of the typical Lutz listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Lutz K-8 School, Buchanan Middle School, Steinbrenner High School, Patricia Sullivan Metropolitan Ministries Partnership School — Lutz K-8 School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of VAN WERT REAL ESTATE SVCS.,LLC · Lauren Rodriguez. MLS #TB8523396.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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