Steeve Cadeau
Short-Term Rental Eligible

5709 SUN VALLEY DRIVE, SEBRING, FL, 33876

Active25 days on marketListed Jun 28, 2026MLS #TB8523319

Priced 49% below the SEBRING 33876 medianSPRING LAKE VILL 06

About this home

5709 SUN VALLEY DRIVE

**Create the Estate You've Always Imagined** Discover an exceptional opportunity to build your private retreat on **just over one-third of an acre** in the charming city of Sebring. This beautiful homesite offers the perfect balance of luxury, privacy, and endless possibilities. Whether you envision a custom-designed estate, a resort-inspired outdoor oasis, or a lush tropical garden, this property provides the ideal canvas to bring your dream home to life. Enjoy the benefits of **low HOA fees and NO CDD fees**, giving you greater freedom while keeping ownership costs low. Zoned **R-1 for single-family residential use**, the property is perfectly suited for constructing the custom home you've always envisioned in a peaceful, established setting. Surrounded by tranquility yet conveniently located just minutes from **downtown Sebring**, you'll enjoy easy access to shopping, dining, golf courses, medical facilities, and everyday conveniences. Experience the best of both worlds—the serenity of a quiet neighborhood with all the amenities of city living close at hand. Opportunities to secure a premium homesite in such a desirable location are becoming increasingly rare. Now is your chance to build a home that reflects your vision, your lifestyle, and your legacy. **Build your dream home. Create lasting memories. Live the life you've always imagined.** 5717 SUN VALLEY DR, SEBRING, FL 33876 IS ALSO AVAILABLE.

Facts & features

The home at a glance

0.35 ac

Lot size

Inside

Outside & construction

FacesSouth

Community & fees

HOA fee$4/mo
Taxes (2025)$521/yr
PetsBreed Restrictions

Utilities & systems

UtilitiesCable Available · Electricity Available · Phone Available · Street Lights · Telephone Nearby · Water Available
WaterWell Required

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$397 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$177
FHA mortgage insurance (est.)$13
Property tax — 2025 actual bill$43
HOA fee — from the listing$4
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $1,050Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $1,050
Interest rate6.00%
Loan term

Estimated payment

$397/mo

Principal & interest$177
FHA mortgage insurance (est.)$13
Property taxes (actual bill)$43
HOA / condo fee$4
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

The investor lens

Two ways this home pays

This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.

Short-term rental

Zoned & eligible

Nightly rentalsAllowed
CommunitySpring Lake
Fine-tuned for this homePrepared free by our team
Get the free rental analysis

Projected nightly rate, occupancy and annual revenue for this exact home.

Long-term rental

$1,790/mo median

MarketSebring
Annual gross at median$21,480
Gross yield on this price71.6%
Homes for rent right now41

Live Sebring rental listing data — this home’s rate depends on size, condition and furnishing.

Where it sits

Inside Spring Lake

Map of 5709 SUN VALLEY DRIVE inside its neighborhood boundary

Spring Lake is a short-term-rental community. See the full guide →

SEBRING 33876 — neighborhood snapshot

Population

7,378

Median age

54.4

Median income

$55,490

Median home value

$161,500

Avg household

2.65

Households w/ children

451

For the school run

Highlands County School District

ElementaryCracker Trail Elementary School★★★★★
HighSebring High School★★★★★
MiddleSebring Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sebring market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$270K$293K

Sebring median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 49% below the SEBRING 33876 median. See the full Sebring market guide →

Paper trail

This home's history

Jun 28, 2026Listed at $30,000 · 25 days on market since

Reality check

What actually sold near 5709 SUN VALLEY DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2724 DUANE PALMER BOULEVARDSold · Nov ’25

$315,000

2724 DUANE PALMER BOULEVARD · same community

3 bd · 2 ba · 1,460 sqft · $216/sqft · 92 DOM

5528 THUNDER RDSold · Apr ’26

$310,000

5528 THUNDER RD · same community

3 bd · 2 ba · 1,643 sqft · $189/sqft · 15 DOM

201 DELLS DRIVESold · Jan ’26

$287,500

201 DELLS DRIVE · same community

3 bd · 2 ba · 1,936 sqft · $149/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5709 SUN VALLEY DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5709 SUN VALLEY DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5709 SUN VALLEY DRIVE FAQs

What would the monthly payment be for 5709 SUN VALLEY DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $397/mo — principal and interest, the actual property-tax bill, the $4/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5709 SUN VALLEY DRIVE?+

The association fee works out to $4 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5709 SUN VALLEY DRIVE?+

The most recent tax bill on record (2025) was $521. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Can 5709 SUN VALLEY DRIVE be rented short-term?+

Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.

Are pets allowed at 5709 SUN VALLEY DRIVE?+

The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sebring?+

At $30,000, this home is listed about 89% below the Sebring median of $279,990. The market section on this page shows how the area is trending.

Which schools are assigned to 5709 SUN VALLEY DRIVE?+

Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Keithroy Demming. MLS #TB8523319.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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