Steeve Cadeau

5030 DUQUE ROAD, LUTZ, FL, 33549

Active24 days on marketListed Jun 27, 2026MLS #TB8523119

Priced 45% below the LUTZ 33549 medianWaterfrontUNPLATTED

About this home

5030 DUQUE ROAD

Discover a rare opportunity to build your dream home on this beautiful 1.04-acre waterfront parcel at 5030 Duque Road in the heart of Lutz. Offering a prime setting with mature oak trees, scenic Tiffany Lake views, and the perfect blend of privacy, nature, and convenience, this unique property is ready for its next owner to bring their vision to life. Nestled among established custom homes, this picturesque lot extends across the water with the canal wrapping the property to create a panoramic backdrop and exceptional privacy for your future home. It’s a setting that is genuinely hard to find. What sets this property apart is that the extensive due diligence and permitting work has already been completed. The parcel has been officially certified, with updated surveys and environmental documentation already in place. The current owners have successfully navigated the county approval process and even obtained a building permit before deciding to pursue other plans — significantly simplifying the path for a new owner looking to build. A cleared homesite area prepared for construction, with a well and temporary power installed. Combined with the completed certification and permitting work, these improvements provide a valuable head start and make this one of the most build-ready lakeside parcels available in the area. Zoned RSC-2, the property offers the potential for a custom primary residence plus a secondary dwelling with living quarters up to 900 square feet, providing added flexibility for guests, extended family, or a home office, subject to county approval and setback requirements. Conveniently located in desirable Lutz, the property offers easy access to I-275, US-41 (Land O' Lakes Boulevard), SR-54, and Dale Mabry Highway, providing quick connections to Tampa, Wesley Chapel, Land O' Lakes, and the greater Tampa Bay area. Shopping, dining, medical facilities, and hospitals are all nearby, while still maintaining the quiet feel of country living. Imagine waking up to sunrise over Tiffany Lake from a home built exactly the way you've always envisioned it. Whether you're planning a luxury lakefront estate, a private retreat, or your forever home, this parcel offers a rare combination of natural beauty and development readiness. Don't miss this rare chance to own one of the few remaining buildable waterfront parcels in one of Lutz's most sought-after locations. Schedule a visit today and start planning your dream home! **The seller is in the process of removing personal items and equipment from the property.**

Facts & features

The home at a glance

1.04 ac

Lot size

WaterfrontTrees/Woods & Water view

Inside

Outside & construction

ViewTrees/Woods · Water

Community & fees

Taxes (2025)$3,720/yr

Utilities & systems

UtilitiesElectricity Available · Other · Water Connected
WaterWell

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,052 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$310
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,052/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$310
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Lutz

Map of 5030 DUQUE ROAD

Get to know Lutz. See the full Lutz guide →

LUTZ 33549 — neighborhood snapshot

Population

18,816

Median age

44.1

Median income

$85,066

Median home value

$339,400

Avg household

2.58

Households w/ children

2,040

For the school run

Pasco County School District

ElementaryOakstead Elementary School★★★★
HighSunlake High School★★★★
MiddleCharles S. Rushe Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lutz market

Seller’s marketLeans seller4.9 months of inventoryBuyer’s market

$580K$487K

Lutz median sold, yr/yr

97.0%

Sale-to-list ratio (12 mo)

Median sold price, Lutz, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 45% below the LUTZ 33549 median. See the full Lutz market guide →

Paper trail

This home's history

Jun 27, 2026Listed at $250,000 · 24 days on market since

Reality check

What actually sold near 5030 DUQUE ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

11332 SYLVAN GREEN LANESold · Dec ’25

$410,000

11332 SYLVAN GREEN LANE · same community

1 bd · 1 ba · 483 sqft · $849/sqft · 23 DOM

4105 ROBINSON ROADSold · Mar ’26

$220,000

4105 ROBINSON ROAD · same community

2 bd · 1 ba · 768 sqft · $286/sqft · 0 DOM

1306 CASON STREETSold · Mar ’26

$200,000

1306 CASON STREET · same community

2 bd · 1 ba · 860 sqft · $233/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Steeve Cadeau

Your agent

Steeve Cadeau

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5030 DUQUE ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5030 DUQUE ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Steeve's phone and CRM.

Goes straight to Steeve’s phone and CRM.

Straight answers

5030 DUQUE ROAD FAQs

What would the monthly payment be for 5030 DUQUE ROAD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,052/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5030 DUQUE ROAD?+

The most recent tax bill on record (2025) was $3,720. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Lutz?+

At $250,000, this home is listed about 49% below the Lutz median of $489,999. The market section on this page shows how the area is trending.

Which schools are assigned to 5030 DUQUE ROAD?+

Oakstead Elementary School (elementary), Sunlake High School (high), Charles S. Rushe Middle School (middle) — Pasco County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LUTZ 33549 market on paper

$250,000 is 45% below the LUTZ 33549 median of $457,500.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Oakstead Elementary School, Sunlake High School, Charles S. Rushe Middle School — Oakstead Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MIHARA & ASSOCIATES INC. · Jennifer Dobbs. MLS #TB8523119.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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