2095 SUNSET POINT ROAD UNIT 1904, CLEARWATER, FL, 33765
Active22 days on marketListed Jul 2, 2026MLS #TB8522894
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Upcoming open house
Sun, Jul 26
11:00 AM – 1:00 PM
Pease contact agent Karen Daley with any questions...813.928.4874
About this home
2095 SUNSET POINT ROAD UNIT 1904
Welcome to Sunset Grove! You will love this peaceful, inviting community. This 2-bedroom, 1.5-bathroom townhome features a relaxing private courtyard and a spacious detached garage. Inside, the first floor features a generous kitchen with solid wood cabinets, a separate dining area, a spacious living room, and a convenient half bath. Upstairs, you’ll find two large bedrooms that comfortably accommodate king-sized beds, a full bathroom with a tub, and tons of closet space throughout. Both bathrooms have updated vanities and fixtures. Enjoy fantastic community amenities including a sparkling pool and tennis courts. Best of all, move in with total peace of mind—a brand-new A/C is being installed and the roof was replaced just last year and the HOA is replacing all the fencing soon. This beautiful home is the perfect canvas for you to bring your own vision to life!
Facts & features
The home at a glance
2
Bedrooms
1.5
Bathrooms
1,085
Sqft
0 ac
Lot size
1
Garage
1974
Year built
Two
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,266 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,266/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−23.3%
$/sqft vs Clearwater actives
$171 vs $218
Days on market
22 vs 47 typical
Where $171/sqft sits among the 400 Clearwater actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Clearwater
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Clearwater. See the full Clearwater guide →
CLEARWATER 33765 — neighborhood snapshot
Population
14,364
Median age
47.2
Median income
$61,910
Median home value
$290,700
Avg household
2.31
Households w/ children
1,385
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Clearwater market
$332K → $335K
Clearwater median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
211 of 400
Clearwater actives have cut their price
Median sold price, Clearwater, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 38% below the CLEARWATER 33765 median. See the full Clearwater market guide →
Paper trail
This home's history
Reality check
What actually sold near 2095 SUNSET POINT ROAD UNIT 1904
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$210,000
2095 SUNSET POINT ROAD UNIT 1604 · same community
2 bd · 2 ba · 1,056 sqft · $199/sqft · 68 DOM
Sold · Aug ’25$195,000
2095 SUNSET POINT ROAD UNIT 2201 · same community
2 bd · 2 ba · 1,056 sqft · $185/sqft · 13 DOM
Sold · Sep ’25$165,000
2055 SUNSET POINT ROAD UNIT 3804 · same community
2 bd · 1.5 ba · 950 sqft · $174/sqft · 118 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 2095 SUNSET POINT ROAD UNIT 1904 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2095 SUNSET POINT ROAD UNIT 1904 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
2095 SUNSET POINT ROAD UNIT 1904 FAQs
What would the monthly payment be for 2095 SUNSET POINT ROAD UNIT 1904?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,266/mo — principal and interest, the actual property-tax bill, the $695/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 2095 SUNSET POINT ROAD UNIT 1904?+
The association fee works out to $695 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 2095 SUNSET POINT ROAD UNIT 1904?+
The most recent tax bill on record (2025) was $2,884. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 2095 SUNSET POINT ROAD UNIT 1904?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Clearwater?+
At $185,000, this home is listed about 33% below the Clearwater median of $275,000. The market section on this page shows how the area is trending.
Which schools are assigned to 2095 SUNSET POINT ROAD UNIT 1904?+
McMullen-Booth Elementary School (elementary), Countryside High School (high), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the CLEARWATER 33765 market on paper
$185,000 is 38% below the CLEARWATER 33765 median of $300,750, and at $171/sqft it sits under the Clearwater average of $275.
02Know the monthly fee
The association fee is $695/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.
03The price has already moved
Listed at $189,999, now $185,000 — a $5K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of SMITH & ASSOCIATES REAL ESTATE · Melissa Hinchliffe. MLS #TB8522894.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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