6331 COCOA LANE, APOLLO BEACH, FL, 33572
Active27 days on marketListed Jun 26, 2026MLS #TB8522652
About this home
6331 COCOA LANE
Welcome to your own waterfront retreat! This beautifully updated 4-bedroom, 2-bath pool home offers the perfect blend of comfort, style, and Florida living. Situated on a canal with a private dock and direct access to Tampa Bay with no bridges and NO HOA, this property is a dream for boaters and water enthusiasts. Inside, the desirable split-bedroom floor plan provides both privacy and functionality. Bright, open living spaces feature modern updates throughout, while the renovated kitchen overlooks the pool and canal through charming sliding pass-through windows and flows seamlessly into the living and dining areas, perfect for everyday living and entertaining. The home also includes a large shed, new stainless steel appliances, including the refrigerator, dishwasher, microwave, washer, and dryer. Designed for efficiency and peace of mind, the home features R-38 attic insulation, a new roof (2024), and a new pool screen enclosure (2025). Step outside through one of four sliding glass doors to your private backyard oasis featuring a sparkling screened pool, spacious lanai, private dock, and tranquil canal views. Whether you're enjoying your morning coffee, entertaining guests, or heading out for a day on the water, this home embraces the best of the Florida waterfront lifestyle. Additional highlights include generously sized bedrooms, updated bathrooms, ample storage, and plenty of space for family and friends. Conveniently located near shopping, dining, schools, and major roadways, you'll enjoy peaceful waterfront living without sacrificing everyday convenience. With direct access to Tampa Bay, no bridges, no HOA, a private dock, and major recent upgrades, opportunities like this are rare. Whether you're searching for a primary residence, vacation home, or income-producing short-term rental, this property checks every box. Furniture and decor are available separately. Schedule your private showing today!
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,930
Sqft
0.23 ac
Lot size
2
Garage
1975
Year built
One
Levels
$376
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,594 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,594/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.7%
$/sqft vs Apollo Beach actives
$376 vs $227
Days on market
27 vs 56 typical
Where $376/sqft sits among the 397 Apollo Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Apollo Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Apollo Beach. See the full Apollo Beach guide →
APOLLO BEACH 33572 — neighborhood snapshot
Population
25,045
Median age
43.8
Median income
$113,775
Median home value
$430,900
Avg household
2.59
Households w/ children
3,126
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Apollo Beach market
$450K → $472K
Apollo Beach median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
223 of 397
Apollo Beach actives have cut their price
Median sold price, Apollo Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 61% above the APOLLO BEACH 33572 median. See the full Apollo Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 6331 COCOA LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$722,000
6319 COCOA LANE · same community
4 bd · 2 ba · 2,187 sqft · $330/sqft · 257 DOM
Sold · Aug ’25$730,000
6334 COCOA LANE · same community
3 bd · 2 ba · 1,636 sqft · $446/sqft · 28 DOM
Sold · Mar ’26$707,777
6317 COCOA LANE · same community
3 bd · 2 ba · 1,636 sqft · $433/sqft · 8 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Steeve Cadeau
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 6331 COCOA LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6331 COCOA LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Steeve's phone and CRM.
Straight answers
6331 COCOA LANE FAQs
What would the monthly payment be for 6331 COCOA LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,594/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 6331 COCOA LANE?+
The most recent tax bill on record (2025) was $3,003. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6331 COCOA LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Apollo Beach?+
At $724,900, this home is listed about 48% above the Apollo Beach median of $490,000. The market section on this page shows how the area is trending.
Which schools are assigned to 6331 COCOA LANE?+
Shields Middle School (middle), Lennard High School (high), Cypress Creek Elementary School (elementary), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$724,900 runs 61% above the APOLLO BEACH 33572 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $739,900, now $724,900 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC · Rj Kulangara. MLS #TB8522652.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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